Rating based on 26 reviews

Heritage Loans

Heritage Loans homepage
Author Heritage Loans. Screenshot of Heritage Loans website.
[Accessed May 13, 2018]

Heritage loans - fast reliable loans

We supply fast, reliable loans to individuals and businesses in South Africa. We are a registered credit provider and work in line with the regulations set by the NCA

We have many years of experience in the financial industry, and with this experience, we have created innovative services to supply personal loans to you faster. We have helped countless South Africans and business owners to reach their financial goals with our flexible business finance solutions.

Flexible repayment terms

We are able to provide you with a quick short term loan when you need money urgently. We have competitive rates and flexible terms. The loans are tailor-made around your budget. When you apply you will be subject to a credit check and an affordability assessment.

Quick loan applications

If you need a loan fast to pay suppliers, bills, or any unforeseen expenses you can turn to us. We have the financial solutions for you. Our online loan application process is fast and as soon as you have been approved for a loan you will be notified immediately. Upon approval, we will transfer the loan amount to your account to use as you see fit.

Turn your assets into cash

Our loans are secured loans. We offer quick cash when you use your asset as security.

Your assets will be stored in a secured facility until the business loan has been repaid fully.

Secured short term loans

When you have emergency expenses and you need money fast our secured short-term loans can work for you. We offer fast financial solutions when you use your assets to get a loan from us.

Our quick loans are not only for emergency expenses, but the financing can also be used to take that dream holiday.

We will meet  your cash needs

We strive to help you achieve your financial goals. We are here to give you financial backing for any financial circumstance. You are welcome to apply for a loan even if you are blacklisted.

We do not check credit scores. All you need to bring is your asset with its valuation and one of our friendly consultants will help you. After you have paid the blacklisted loan fully you will get your assets back. We accept vehicles, electronics and even jewellery.

Heritage Loans – Business loan

  • Loan Type Business loans

Benefits of Heritage Loans

  • Lower interest rate
  • Flexible repayment terms
  • Faster approval times

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Heritage Loans - Fast, effective loans

It can be a bit challenging growing a business these days when you have unexpected expenses we can help you with the financial backing that you need.

Loan options

With us, you can apply for a personal or business loan. Visit our website and fill in the short application form. You can get a loan from us from anywhere in South Africa using our online platform.

We have gained a large client base over the years and we use our extensive experience to bring you faster services and loan products. With us you can get the loan you need quick and easy.

Benefits of secured loans

  • FASTER approval times
  • LOWER interest rate
  • FLEXIBLE repayment terms
  • AFFORDABLE instant loan options

Apply within minutes

Visit our webpage and fill in the application form. You can also apply for a loan by visiting us in store. Your cash will be transferred as soon as you have been approved for a loan. We will make it possible for you to effectively control the cash flow of your business.

Apply today at Heritage Loan to get your quick cash loan when you use your assets as security. We give business owners a fast and effective way to help your business grow. Whether you are a business owner or an individual looking for a loan, then apply at Heritage Loans for your online cash solution.

Customer Reviews & Testimonials

May 2018

I got my business loan through Heritage Loans and I’ve never experienced an easier, straightforward process. Their professionalism and experienced consultants were just the cherry on top I needed...

Jackson O
— Johannesburg —

January 2019

I found the online application to be quite convenient, especially because I don’t really have enough time during the day to go and stand in bank queues. So I was happy with the quick application ...

Yusuf K
— Cape Town —

April 2019

I was highly impressed with the fast service.

Melusi M
— Pretoria —

Heritage Loans Contact

Contact Number


  • not available


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Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed