Rating based on 70 reviews

Small Enterprise Finance Agency

  • Business loans up to R5,000,000
  • Finance for SMME's
  • Asset finance

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Small Enterprise Finance Agency homepage
Author Small Enterprise Finance Agency. Screenshot of Small Enterprise Finance Agency website.
[Accessed May 13, 2018]

SEFA - Loans for small businesses

Our company was founded in April 2012, we are popularly known as SEFA. Our company was started by three major companies – Khula Enterprise Finance Ltd, South African Micro Apex Fund and IDC.

We specialise in giving quick loans to small businesses. We take to time hear what you, the business owner, needs financially and we give quick financial solutions.

We support small to medium enterprises

Our goal is to give financial support to SME's in South Africa, allowing the businesses to grow and become more successful.

As these businesses grow, they create more jobs. We help businesses to start up by providing the financial backing that they need in the form of business loans.

Loans for working capital

Our short-term loans are designed to provide financing to businesses when the need to put money into working capital.

This service is only available to companies who had firm contracts for providing products or services. The finance can be used for any working capital from operating overheads to stock.

Sustaining business growth

Effective cash flow management is the groundwork that is necessary for business growth and stability. Finance can be granted in case of business to business transactions.

This form of business finance will help you to grow your cash flow and cover liabilities.

Small Enterprise Finance Agency – Business loan

  • Loan Type Business loans
  • Loan Amount up to R5,000,000

Benefits of Small Enterprise Finance Agency

  • Quick online loan applications
  • Get a business loan online
  • Competitive interest rates

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

SEFA Business Loans – reliable and flexible loans

When your business is growing you will require a reliable and flexible business financing solutions.

We are reliable

Our service caters to small to medium enterprises, and beyond that, we also support the so-called survivalist businesses who employ a smaller amount of employees.

Our core goal is to support local businesses with the financial backing in order to grow their businesses. We support responsible lending. We are reliable when it comes to financing for your business fast.

You will receive personal care

You can expect dedication from our staff. They will provide you with personal care and give you solutions to your business financing needs. You have a better chance of getting a business loan with us than with the commercial banks.

Business loan options

A bridging loan is the most popular business finance. This loan type is an excellent tool for cash flow management. A bridging loan can help a small business to start up and start growing.

These loans carry the lowest interest rates, can be obtained via our online loan application and are very competitive. You can repay this loan easily through the flexible repayment terms.

Customer Reviews & Testimonials

April 2018

SEFA makes obtaining finance for small business owners like myself a lot easier.

Rudzani T
— Polokwane —

March 2019

Thank you for making it possible for me to grow my business and take it to new heights.

Xolani N
— Johannesburg —

April 2019

I really appreciate how simple it was to apply for my business loan and how quickly the turnaround time was.

Tshepo S
— Pretoria —

Small Enterprise Finance Agency Contact

Physical Address

  • 1004 Teak Close, Witch Hazel Ave, Highveld Centurion Gauteng 0157 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed