Rating based on 9 reviews

Debt Lab


  • Compare credit cards
  • Legal assistance
  • Apply online

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Author Debt Lab. Screenshot of Debt Lab website. [Accessed May 13, 2018]

Debt Lab - Credit products to suit any lifestyle

Over the years we supplied countless South Africans with credit cards, personal loans, insurance and even cell phone contracts.

We specialise in these finical areas and we also cover life insurance, debt management and debt counselling. We strive to take the stress out of obtaining credit and we want to see you get your financial freedom back.

Hassle free credit

Our credit card rates, as well as our loan rates are competitive in the financial market. We aim to give you credit options that are affordable and fits in with your lifestyle.

Let us do the hard work

When you apply for a personal loan or credit card with us, we will look through many lenders to find you a credit product that best suits your needs. If you're looking for a loan simply tell us what amount you are looking for and what your ideal repayment terms are.

You can trust us, as many South Africans have, to make online loan applications on your behalf. We have expert staff with superior negotiating skills and they will make sure that you only get the best deals available.

Looking for a loan? We have the best offers

We will assist you in everything you need during the application at no extra charge.

When you need a short-term loan or a credit card, we can help you. We have hundreds of reputable lenders that are registered with us

You get only the best offers

When you choose us as your primary quick loan finding service you will get the best deals offered to you from top lenders in the industry. Finding an affordable loan on your own is very hard work and applying at many different lenders each doing their own credit check will have a negative effect on your credit score.

Make the best choice

We will help you make the best choice without wasting time and effort. With our loan and credit card finding service, you can sit back and relax. We will negotiate the best terms and conditions on your behalf. With us, you have a higher chance of being approved for a loan or credit card.

Debt Lab – Credit card

  • Loan Type Credit cards

Benefits of Debt Lab

  • Comprehensive credit reports
  • Legal advice assist available

Debt Lab – We will help you manage your money better

In recent days it is sometimes hard to have enough money to get you through the month.

In this case an affordable credit card can be a wonderful tool to use to help you get through the month.

Credit cards with low interest rates

We can supply you with a wide range of credit cards from many different lenders.

We only use registered lenders. At Debt Lab we support responsible lending and we adhere to the stipulations that are set by the NCA.  Simply fill in the short application form on our website and we will compare quotes and apply on your behalf. The lenders that we use have excellent reputations and their credit cards come with a range of benefits, lower interest rates and flexible repayment terms.

Debt consolidation solutions

When you feel like your debt has grown into a place where you can no longer afford to pay your monthly instalments, we have the solution for you. With debt consolidation we will accumulate your debt into one affordable monthly payment and we will negotiate better repayment terms on your behalf. You will be free from harassment from creditors.

Application approval times

Each lender that we apply with on your behalf has their own application approval time, but we ensure you that you will know the outcome of your payday loan or credit card application within 24 hours from application. To get a loan from us you must send us your personal documentation. The processing of documents is fast. It is easy to obtain a loan from us.

Need an instant cash loan or a credit card? Let Debt Lab help you find the perfect loan for you. Our loans and credit cards are affordable and carry low interest rates. We have credit products to suit any lifestyle, visit our website and apply today.

Customer Reviews & Testimonials

April 2019

Debt Lab has quite a few years of experience under the belt and boasts a wide range of financial products. I personally love their credit cards which are obtained in a stress-free process and hav...

Jo-Anne S
— Constantia —

April 2019

Debt Lab does all the hard work for you. I am not very clued up in finance and cannot tell the difference between the lenders and all their options. For this reason, Debt Lab was fantastic; they ...

Dieter V
— Cape Town —

February 2019

Even with a poor credit record Debt Lab was able to help me get the credit card that I needed. I was also told this a credit card is an excellent and affordable way to help set my credit record s...

Pauline S
— George —

Debt Lab Contact

Contact Number


  • not available


Physical Address

  • 89 Candirus Cres, Parkhill Gardens Boksburg Gauteng 1459 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 18:00
  • Sunday 08:00 – 18:00