Rating based on 64 reviews

Absolute Loans

  • Instant loans up to R40,000
  • Low-interest starting from 28%
  • Repayment up to 60 months

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Author Absolute Loans. Screenshot of Absolute Loans website.
[Accessed January 5, 2021]

Absolute Loans - Effective loan solutions

Absolute loans were designed as a loan solution to help South African clients with quick cash loans in there time of need.

After many years in the financial industry, we realised that there weren’t enough financial solutions available to those clients that did not fit into the perfect lending box.

Loans for clients with bad credit

South African citizens with a bad credit rating or without an established credit record were left with nowhere to turn when their loan applications were declined through the traditional banking channels.

This posed a big problem for these individuals as they continued to be turned down where ever they applied. Our instant loan service was established to help these people and offer a light at the end of the tunnel.

Taking the fuss out of the application process

When researching what our clients wanted and didn’t want from the application process we realised that the biggest concern to clients was the amount of time that it took to apply for a loan. The amount of time that they waited to find out if their loan application was approved and the amount of time it took to receive the cash once an agreement had been reached.

Our loan service will save you time

One of the issues that we paid special attention too was cutting down the amount of time involved in each one of these processes, we achieved this by simplifying the application process as much as possible, simply complete the online loan application form and receive your outcome instantly. 

Once your loan application has been approved we will deposit the money directly into your nominated bank account on the very same day.

Affordable bad credit loans

The amount of money that you require will depend on your personal circumstances and your level of affordability.

If you are struggling to budget or are having sleepless nights due to bills that keep piling up and you don’t see a solution in sight, we will be able to assist you with one of our instant loans.

Quick cash in financial emergencies

If you are drowning in bills and need some financial relief you should consider consolidating some of your bigger accounts.

By consolidating your debt, you will only be required to pay one easier to manage lower instalment each month.

This will help you manage your budget better and help alleviate some of your financial worries. 

Do you meet our lending criteria?

  • You will need to supply a 3-month bank statements
  • A clear copy of your South African ID document
  • A copy of your latest clear payslip
  • You must be permanently employed for at least 3 months or if on contract, you must have an end date on the contract.
  • A South African bank account in your name that the loan can be paid into

In order to apply you will need to supply:

  • A copy of a bank statement
  • A clear copy of your South African ID
  • and relevant letters which provide proof of the money you are waiting for.
  • Clients with a bad credit history or a low credit score may still apply for any of our personal loan options.

Absolute Loans – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 28%
  • Loan Amount up to R40,000
  • Repayment 30 days to 60 months

Benefits of Absolute Loans

  • Instant Cash Loans
  • Bad Credit Loans
  • Personal Loans

Instant loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Absolute Loans - Quick loan applications

We have an agreement at all the leading South African banks and if your loan application is approved you will receive your cash on the same day that your loan application is approved.

Our loans are for everyone whether you have a good or bad credit score. Even if you are blacklisted or are subjected to a garnish order on your pay, we may still be able to assist you. Our aim is to find you a cash solution regardless of your circumstances.

It has never been easier to have your loan application approved. Sleep well tonight and let us take care of your financial hardship, you have nothing to lose because it’s free to apply.

How much can I qualify to borrow?

Our long and short-term loans range from as little as R1 000.00 and up to R40 000.00 for those bigger expenses. To ensure that you are able to repay the loan easily you will be given up to 60 months to repay your loan depending on the agreement that you signed. 

If you need help with your finances or some expert advice on how to get back on top of your finances we do consolidations, simply speak to one of our knowledgeable consultants.

Bridging finance solutions

If you have recently sold your property and you are waiting for the sale to be finalized, the transfer to be approved and the cash to make its way into your account you may apply for a bridging finance loan.

This loan is granted to clients who are waiting for money from the sale of their property, waiting for their retrenchment or pension payout or death benefit payout.

We will loan you a portion of the cash that you are going to receive to help alleviate your cash flow problems and help you pay for any costs that need to be taken care of while you wait.

This instant cash loan option is perfect for those clients that are looking for a new property to purchase or those that need some free cash in order to finalise the sale of their property. 

Customer Reviews & Testimonials

October 2018

Life certainly became a lot less stressful after I got the loan from Absolute Loans.

Caroline G
— Sasolburg —

January 2019

I was able to get my loan approved at Absolute Loans regardless of my not so perfect credit score.

Nandipha P
— Westonaria —

April 2019

If you looking for a credit bargain on your loans, apply for an Absolute Loans today!

Richard V
— Fochville —

Absolute Loans Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed