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About – Easy Cash Loans
Easy Cash Loans have been open since 1999 to provide short-term loan options such as payday loans and longer-term personal loans to South African citizens.
Our vision is to expand our company and become South Africa’s preferred lender when clients need assistance with their finances.
We offer the best customer service and our consultants will provide expert advice on which fast cash loan product would best suit your needs by listening to you carefully and presenting you with the best options. Our aim is to help people take back financial control of their lives.
Giving everyone a fair opportunity
We strive to give everyone an equal opportunity to apply for financial solutions. We don’t discriminate and offer cost effective solutions to lower and middle income citizens that usually struggle to obtain financial assistance elsewhere very easily.
As our business continues to expand, we understand the needs of our customer more and adapt our processes to bring you the services that you need at a price you can easily afford.
A passion for customer service
We employ the best staff that have a passion for customer service and are trustworthy. Our staff are friendly and extremely knowledgeable when it comes to our range of instant loans and aim to always put the you first.
To ensure that you understand the contract that you are entering into and to make sure that you don’t get taken advantage of, all our loans are explained by our experts.
To further protect our clients we comply with all the rules set out by the National Credit Act.
Services – Easy Cash Loans
When you apply for one of our instant cash loans we will perform a credit check, if your credit score is bad and your loan application is declined then we will have one of our consultants contact you.
They will let you know why your loan application was denied and help you to rectify the problem and find a solution.
Applying is easy as pie
Applying for a loan is so easy and quick but in the event that we cannot assist you, we will not just leave you with a declined application and nowhere to turn.
If you are experiencing financial hardship and a loan is not in your best interest then we will refer you to a debt counsellor that will provide expert advice to get back on top of your finances.
To apply for an Easy Cash Loans, simply complete the online application form with the following details:
- Full name and surname
- Email address
- Phone number
- Loan amount
- The repayment terms
Easy to manage repayment terms
Our system uses the latest technology to determine the best personal loan option to suit your needs and determine your level of affordability.
Our easy to manage loan terms allow you sufficient time to repay your loan and won’t push you further into debt.
Summary of Services
- Instant Cash Loans
- Personal Loans
- Bad Credit Loans
Easy Cash Loans - quick and easy loan applications
Before you decide to apply for a loan you will need to know if you will be able to afford it, the easiest way to do this is to request a credit check. This is one of the free services available on our website. If you know your credit score you can easily determine which type of loan will best suit your needs.
We will perform a credit check to ensure that you can afford to make payments on your loan and that your budget isn’t already stretched too thin. If your loan is approved then we will arrange the payment to be made into your bank account on the very same day.
Payday loans explained
When deciding which loan option would best suit your needs it is important to think about what you are going to use the loan for. If you have had a difficult month or have had extra expenses due to emergency expenses and you only need a little extra cash until your next payday then a payday loan could be ideal.
A payday loan allows you to borrow a small amount of money depending on how much you earn and then repay it the next time that you get paid.
Advantages of Easy Cash Loan payday loans include:
- A payday loan is a lifeline when you are in financial trouble
- Payday and bad credit loans are simple to apply for and to obtain
- You can receive the cash you need almost immediately
- No paperwork, no need to visit the consultant
Disadvantages of Easy Cash payday loans include:
- They are slightly more expensive than traditional in-store or online loans
- As you need to repay the loan in one lump sum by your next payday, you may end up in a worse position than you were before
- You may re-apply for an additional loan to help pay for your current loan
If used correctly a payday loan can help you in your time of need and even help you improve your credit score, if used incorrectly you could land yourself in hot water and be worse off than you started.
Make sure that you don’t become dependent on loans and never borrow more than you can afford to pay back by your next payday.