Rating based on 45 reviews

Easy Payday

  • Instant loans up to R2,500
  • Instant approval
  • Free to apply

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Author Easy Payday. Screenshot of Easy Payday website.
[Accessed January 5, 2021]

Easy Payday - loans within 24 hours

Easy Payday loans were specifically designed to help South African citizens when they need cash in a big hurry. Our payday loans allow you to borrow up to R2 500 and you can receive your money in 24 hours. 

3 easy steps to apply

  1. Simply apply online in a few minutes. There is no need to complete tons of paperwork. Just complete your personal details and we will get back to you.
  2. An immediate decision in seconds. Count to 3 again and you will have your decision.
  3. Receive your cash. Your cash will be paid into your account on the same day 1,2,3 and it's done.

Borrow up to R2 500 and receive your money today

Our instant loans are so easy to apply for and to obtain. Choose to borrow up to R2 500 and receive your cash the same day that your loan application is approved.

This type is loan is ideal for an emergency or for when you have the money for something. You will need to pay back the entire loan in full the next time your salary is deposited into your account. 

These types of personal loans can’t be paid off over time so they can sometimes make you to fall into a debt trap, each time leaving you with less money than before.  

Loans up to R2 500

Our instant cash loans allow you to borrow up to R2 500 depending on how much you earn.

The only risk with this type of loan is the fact that the entire outstanding amount will be deducted from your account on your next payday.

Most people are not in the financial position to have such a large payment debited at once and this may cause them to find themselves in even more hot water than they were before.

The advantages of payday loans are as follows:

  • Short-term loans are easy to apply for and to obtain
  • They provide you with a quick cash solution
  • Payday loans are great for emergencies
  • No need to wait around as they are approved immediately
  • No pesky paperwork to complete
  • To apply for a payday loan is 100% free
  • There is no need to accept the quote if you don’t want to move forward

Qualifying criteria:

  • You must be 18 years or older in order to apply
  • You must be a South African citizen
  • You must have a South African bank account that is in your name
  • You must have a stable income

Easy Payday – Instant loan

  • Loan Type Instant loans
  • Loan Amount up to R2,500

Benefits of Easy Payday

  • Instant Cash Loans
  • Payday Loans
  • Personal Loans
  • Payday Loans

Instant loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Easy Payday - Fast online loans

Other cash solutions such as our personal loan you may borrow up to R150 000 for when you need a little extra money for a longer amount of time.

Our quick loan service comes with a complimentary insurance quote for life insurance that will cover both you and your family. We concentrate on getting you the cash.

Complete the generated online application form with the following details:

  • First name
  • Last name
  • E-mail address
  • South African ID number
  • Monthly Net Income
  • Monthly Gross Income
  • Employment time
  • Let us know if you are under debt review
  • The amount that you would like to borrow up to R150 000
  • Your city

We will then perform a credit check and verify your personal details. Your online loan application comes with the added benefit of a free life insurance cover quote.

The thing that makes us different to other lenders is that we are there to put you first and assist you with a loan even when other lenders have declined your application.

  • We don’t perform credit checks for our online loans
  • The application process that can be completed entirely online
  • We keep your personal information safe and confidential with the latest technology
  • We come to a decision immediately so there is no waiting around for hours or days
  • There is no need to submit supporting documents it's simple as quick

Joining our family

We believe that you are not just a number and you are part of our family, we want to make sure that you have the best customer experience. We do this with our extensive knowledgeable and friendly consultants that are there to assist you every step of the way and answer any questions.

Ask yourself the following questions

  • How much money do you require? If you only need a small amount of money and you are able to easily pay back the loan then a payday loan could be the solution.
  • How quickly do I need the money and is this an emergency situation? Payday loans are granted very easily and paid into your bank account within the same day so if you require money quickly for an emergency situation then a payday loan would be ideal.

Do I have a good credit history and record? Bad credit loans don’t need to be subjected to a credit check so they are much easier to be approved even if you have a low credit score or a bad credit record.

Customer Reviews & Testimonials

September 2018

Easy Payday offers some of the best credit plans. If you are looking for a loan, Easy Payday is your go-to credit provider.

Nicholas P
— East London —

February 2019

Within one business day, I already got feedback about the approval of my loan.

Seth J
— Sandton —

Easy Payday Contact

Contact Number


  • not available


Physical Address

  • 14 Belmont Rd, Rondebosch Cape Town Western Cape 7700 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 00:00
  • Tuesday 07:00 – 00:00
  • Wednesday 07:00 – 00:00
  • Thursday 07:00 – 00:00
  • Friday 07:00 – 00:00
  • Saturday 08:00 – 13:00
  • Sunday 08:00 – 13:00