Rating based on 54 reviews

Kathlego Cash Loans

Kathlego Cash Loans homepage
Author Kathlego Cash Loans. Screenshot of Kathlego Cash Loans website.
[Accessed January 5, 2021]

Kathlego Cash Loans - Competitive instant loans

Kathlego Cash Loans started in 2010 and is already one of the most competitive lenders in the industry.

This is, among many other reasons, because of our high-quality customer service and our ethical lending practices. Our main speciality is finding quick approval short-term loans for those clients that are in urgent need of cash and have found it difficult to obtain a loan elsewhere.

Apply online

Our clients can get a loan fast and, once their online loan application has been processed and approved, the cash is deposited directly into their bank account within an hour. Our approval time is one of the fastest in the business thanks to the latest technology and our hi-tech Altech NuPay system. This system allows us to process your application very quickly and get you the cash you need now.

Loans for first-time clients

If you are one of our first-time customers, you may borrow up to R3,000 for a period of 3 months. The next time that you apply that amount will increase.  If you need an additional loan then you may apply for a second loan, as long as the first loan was paid on the due date and you can afford it.

Our instant cash loan service was created to provide South African citizens with the cash that they need when they need it most. 

Our company takes pride in our fast approval processes and the ability to assist everyone regardless of their financial background in their time of need. 

As long as you can show the ability to repay the loan and you have a stable income you may apply. You will need to have a clean credit record and no judgments against your name to qualify for a loan with us.

Easy to manage repayment options

The service that we offer is completely unique as we give you up to 3 months to repay your personal loan instead of the normal 30 days that most other lenders offer. This makes it easy to manage your installments without getting overwhelmed and helps you budget more effectively.

If you have trouble repaying your loan then please contact one of our consultants so that we can assist you before you incur nasty penalty fees.

A payday loan from us can be a real lifesaver when you end up with no more money and it’s only the middle of the month or you have bills that can’t wait.

No need to provide security

Our instant loans are designed to be unsecured loans, this means that there is no need to provide any security or to risk your collateral.

The payday loans that we offer, allow you up to 3 months to repay your loan in small installments that will be debited directly from your account on the agreed upon date.

Having 3 months to repay your payday loan means that you can budget better and you can pay smaller more manageable installments each month.

Manage emergencies with Kathlego Cash Loans

Let us help you get rid of any stress that you might feel and help you pay for emergency expenses with our quick loans.

When you don’t know where to turn or how you are going to make it to your next payday then you should consider applying with Kathlego Cash Loans.

Kathlego Cash Loans – Instant loan

  • Loan Type Instant loans

Benefits of Kathlego Cash Loans

  • Instant Cash Loans
  • Bad Credit Loans
  • Short-term Loans

Instant loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Kathlego Cash Loans - Flexible loan repayment terms

We will make sure that you only borrow as much money as you can afford to repay easily so that your finances don’t become strained even further.

The main advantage of our instant cash loans is that you have 3 months to repay the loan instead of the usual 30 days that most other lenders offer. This puts less strain on our clients as they don’t need to repay the entire loan in full by their next payday.

3 months to repay your payday loan

Our bad credit loans are slightly different from other traditional lenders as we don’t expect clients to settle their loan by their next payday, instead clients have up to 3 months to repay their loans and can repay them easily via small instalments.

By being allowed to borrow money for a longer period of time you will find it easier to repay your loan. A longer-term loan contract will result in higher costs since you will be charged interest for longer.

If you are applying for a loan with us for the first time then you will only be allowed to borrow up to R3 000, this amount will increase each time that you apply.

Our 3-month payday loan option is perfect for those that can’t afford to repay the full loan amount at once.

This can help you budget more efficiently as the payments are more manageable. If you repay these online loans timeously then this will help to improve your credit score.

Competitive interest rates

The interest rates that we charge are very competitive and having longer to repay your loan allows you more freedom and is less stressful than one large payment that could put a strain on your salary.

No matter which type of loan is the best option for you, make sure that you don’t borrow more than you can afford to.

Customer Reviews & Testimonials

November 2018

I am happy with the interest rates I am paying at Kathlego Cash Loans, they are affordable which means I am still capable of paying my other loans.

Brenda C
— Free State —

February 2019

I was using the online method of applying for the Kathlego Cash Loans and I was impressed with the level of urgency I got after submitting my loan application.

Sonto M
— Witbank —

Kathlego Cash Loans Contact

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Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 17:00