Rating based on 900 reviews
About – SA Cash Loans
SA Cash loans has been in the financial industry for many years and have granted hundreds of unsecured instant loans to many happy satisfied clients. Our online loan application process makes applying for a loan easy.
We are one of South Africa’s most recommended lenders that offers quick cash when you need it most. There is no unnecessary paperwork to complete, our interest rates are highly competitive and our repayment schedule is designed with your needs in mind. Our staff are trained to offer professional customer service and answer any questions that you may have.
We are becoming the lender that people turn to in order to receive the best deals on unsecured quick loans. To make it even easier for you to apply, we have simplified the application process so that everything can be done online.
Once you have completed the online application form we will do the rest on your behalf. One of our consultants will verify your personal details and check your level of affordability. If everything checks out they will contact you with a loan offer. To apply for one of our loans is free and there is no obligation to accept the loan offer if you don’t want to.
Expert service with a smile
You will be assigned to one of our experts they will make sure that you understand everything and answer any questions that you may have. We negotiate with the leading lenders on your behalf to secure you the personal or even bad credit loan deal that suits your needs.
Services – SA Cash Loans
When you need cash quickly in order to pay a bill or pay for car repairs, school fees or any unexpected expense we have an option that will suit your needs.
To apply for one of our payday loans takes as little as 5 minutes via our website. You may borrow from as little as R500 to as much as R150 000.
Easy repayment terms
Once your loan application has been approved paying back your loan is just as simple.
Simply choose between a short term repayment plan or if you need extra time to repay your loan our 5 years payment plan option.
The amount of time you need to repay your instant cash loan will depend on the amount that you borrow and your financial obligations.
The shorter term that you choose the higher the monthly instalments will be.
Bad credit shouldn’t hold you back
If you have made mistakes in the past financially and you have a less than a great credit score or you have been blacklisted.
This is a major red flag and you will find it very difficult to have your loan application approved through most lenders.
Our blacklisted loan solutions were designed so that your bad credit score does not affect your ability to have your loan application approved.
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Summary of Services
- Instant Cash Loans
- Personal Loans
- Bad Credit Loans
SA Cash Loans - Quick loan applications
We encourage blacklisted clients to apply for a loan but to protect ourselves, clients that are blacklisted will be subject to stricter loan conditions and repayment terms.
Applying for a loan is simple
To apply is so simple log onto our website and complete our online application form. To help you figure out your finances use our quick calculators. They can help you determine how much you want to borrow and how much time you will need to pay back the short-term loan.
To determine your affordability and bring you a deal to suit your pocket, you will need to consent to a credit check, a credit check will let us know if you can afford the loan that you have requested.
We will look at your ability to repay the loan and your current lifestyle and expenses. If your credit score is very low you might still qualify for an instant loan. The terms of your loan agreement will be more strict if your credit score is low.
Once your loan application has been approved you can expect the cash to be paid into your bank account within 24 hours.
Loan options available
Short-term loans allow you to borrow a smaller amount of between R100 to as R30 000 over 30 days to 10 years depending on the loan agreement. This type of loan is perfect to help you pay off student loans, credit card debt or buy that boat you have had your eye on. These loans are unsecured loans so there is no need to risk your collateral.
Longer term contract loans
These loans are for much more substantial amounts and you will have a longer period to repay your loan, in some cases as much as 10 years. These longer-term loans need to be backed by a form of collateral and in the case that the loan isn’t repaid you may end up losing your collateral.
Loans to help you manage your debt
When you have too many bills and they are causing you stress and sleepless nights, you should consider taking out a debt consolidation loan. We will negotiate a settlement amount on your behalf then loan you the money to pay off all your debt at once.
Customer Reviews & Testimonials
SA Cash Loans is always looking for the best interest of the customer when it comes to credit.
— Kimberley —
I was looking for an affordable loan and that’s exactly what I got at SA Cash Loans.
— Randfontein —
SA Cash Loans has the best service when it comes to human resources; their agents are always ready and willing to assist.
— Vereeniging —