Rating based on 44 reviews

Blacklisted Loans

  • Personal loans bad credit up to R200,000
  • Low-interest starting from 22.3%
  • Repayment up to 72 months

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Author Blacklisted Loans. Screenshot of Blacklisted Loans website.
[Accessed February 20, 2019]

Blacklisted Loans - A reliable loan service

Blacklisted Loans was developed to help those with a bad credit score obtain a loan.

Our bad credit personal loans range between R5 000 and up to R200 000, there is no need to drive around searching for a loan office, or to stand in long queues for hours waiting for an outcome on your application. These days it is so easy to apply for a loan from the comfort of your own home. Simply log onto the website and find out instantly if you qualify or not.

Easily get a credit card

If you need a credit card, we can help you with that, we have partnered with leading credit card providers to bring you the best deals and lowest interest rates. Credit cards come with many different reward offers and other special discounts so they may be the answer to those that have bad credit instead of using a loan.

Applying for a credit card is very simple and the lending criteria are not very strict. We will find you the best credit card to suit your requirements.

Consolidate your debt and pay only one account

If you play account roulette at the end of every month to determine which accounts to pay and which gets skipped then a debt consolidation loan may be the answer for you. A debt consolidation loan allows the lender to get a report of your current debt; they will then negotiate a settlement amount on each account and pay it off in full.

We will then lend you that amount so that you will only need to pay the loan you have with us. The main reason to consider a debt consolidation loan is that you will save money on interest rates on each account, you won’t be charged penalties or late fees. When you settle some outstanding debt your credit score will improve.

We can help you manage your money better

One of the unique services that we offer our clients is the money learn and earn option which teaches you to manage your money better and teach you to trade on the open market.

If you are looking to make some quick money why not sign up to do surveys, log on and complete a survey and earn up to R500, earn meal vouchers and other discount vouchers.

Bridging loan solutions you can trust 

A pension bridging loan is available to those clients that are waiting for at least R20 000 to pay out from their pension fund.

We will lend you up to 10% of the lump sum that you are waiting for.

The amount that you qualify for will depend on the amount that you will be receiving. Our personal loans for bad credit are also ideal for those who have a bad credit rating but need to borrow cash fast. 

You may qualify for one of our bridging loans from the following:

  • If you have been dismissed and are expecting a payout from leaving your job
  • If you have been retrenched
  • Waiting for money from the sale of a property

A bridging loan is a great way to make sure that you have money on hand while you are waiting for your payout.

Blacklisted Loans – Personal bad credit loan

  • Loan Type Personal loans bad credit
  • Interest Rate from 22.3%
  • Loan Amount up to R200,000
  • Repayment 6 months to 72 months

Benefits of Blacklisted Loans

  • Bad credit friendly loans
  • Affordable repayments
  • Easy application
  • Quick response

Personal bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Blacklisted Loans - Let us help you bridge your financial needs

Have you recently gotten divorced and you are waiting for your share of the cash to pay out? We will lend you up to 10% of the amount you will be receiving so that you can have your cash right now.

If a loved one is deceased and you need to pay for funeral costs to give them a dignified burial but the death benefit that you have will only pay out in a few months, then a bridging or bad credit personal loan can help you pay for the expenses in the meanwhile.

Property bridging finance solutions

When you sell your property it can sometimes take a long time before you see a cent in your bank account. This can be problematic if you need cash to pay for transfer fees or if you are looking to buy a new property and need to put down a deposit.

It can take from between 6 and 12 weeks before you receive the money you are owed from selling your property we can loan you up to 85% of the amount that you are due at a very low cost to you.

Are you an estate agent?

If you are an estate agent that buys or sells properties you can take advantage of our instant cash loans while you wait for your commission on your sale. Apply today and we will assess your application and give you an answer in just 1 hour. If we approve your bridging loan we will loan you a portion of the money you are expecting from the sale.

How do I repay a bridging loan?

Repaying your personal loan couldn’t be more simple the attorney firm will settle the loan for you as soon as the registration process has been completed. If you receive your money more quickly than you expected, you can pay off your loan early without worrying about any extra fees or penalty charges.

You have nothing to lose and everything to gain, receive a free no obligation quote. If you want to proceed simply sign the agreement and send it back to us.

Customer Reviews & Testimonials

August 2018

I would like to commend the customer service I received at Blacklisted Loans, the agents there certainly know how to treat their clients.

Nandipha P
— Springs —

February 2019

There is always a reason for applying for the Blacklisted Loans credit service. If it is not how you were treated by the consultants, it is definitely due to the rates they charge on their loans.

Frank V
— Carletonville —

Blacklisted Loans Contact

Physical Address

  • 100 Raymond Ackerman Ave, Kleinvlei Cape Town Western Cape 7100 South Africa
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Opening Hours

  • not available