Rating based on 69 reviews

SA Loan Service

SA Loan Service homepage
Author SA Loan Service. Screenshot of SA Loan Service website.
[Accessed February 20, 2019]

SA Loan Services - Reliable bad credit loans

SA loan service first opened to the public in 2010, we developed our service to make the process of applying for a loan as easy as possible. With over 10 years of experience in the financial field, we are guaranteed to find you the best deal possible.

We are there to assist our clients with their loan application and help them get it approved.

We use the latest technology to determine your level of affordability so you can get your money quickly.

Our friendly consultants are there to make sure that you are well taken care of and will answer any of your questions.

Our vision for future growth

Our vision is to expand and grow into the first company that you turn to when you need financial assistance.

We aim to provide you with efficient and effective quick loans that suit your needs and your budget.

If you have a bad credit record we may still like to be able to assist you.

We strive to improve our loan products and through learning implement better standards in the industry.

Our aim is to bring about change so that you aren’t taken advantage of.

If you experience bad service or are unsatisfied, or if you just need additional assistance please don’t hesitate to contact us so that we can assist you.

A loan secured by collateral

A secured personal loan for bad credit loan uses one of your assets as collateral to secure your loan.

This is risky because if you miss too many payments your collateral can be repossessed and you may risk losing it completely.

An easy and convenient loan service

There are many reasons to choose us as your preferred lender, we have over 12 years experience in the financial field and have thousands of satisfied clients.

Our service is easy to use and convenient. There is no need to complete piles of paperwork or to provide us with your original documentation. Simply complete the online application form and we will do the running around on our behalf and bring you the best deal at the lowest prices.

We use the latest technology to keep your personal information secure and your bad credit personal loan is treated with complete confidentiality.

Apply online in a fraction of the time

There is no need to visit a consultant in person or complete hundreds of forms.

Simply complete the application with the following details:

  • Name and surname
  • ID number
  • Cell phone number
  • E-mail address
  • Address
  • Marital status
  • Employment details
  • Company contact number
  • Bank account details
  • Salary details

Supply the following supporting documents with your loan application:

  • A clear copy of your South African ID document
  • A copy of your latest pay slip
  • A copy of your last 3 months bank statements

To make getting an instant loan even easier simply upload these supporting documents straight to our website using our simple uploading tool.

SA Loan Service – Personal bad credit loan

  • Loan Type Personal loans bad credit

Benefits of SA Loan Service

  • Easy loan qualification
  • Low-interest rates between 2 and 5%
  • Affordable repayments

Personal bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

SA Loan Service - We can help you improve your credit score

Before you decide to apply for a personal loan you should make sure that you know your credit score and that you are able to afford the loan.

All loans are subjected to a credit check this is to protect you from being taken advantage of. The loan will be granted on the level of affordability. You will need to consent to a credit check when you apply.

No problem if you are blacklisted

Most people that have a bad credit score or have been blacklisted find it very difficult to have their loan applications approved. We believe in giving everyone an equal opportunity and encourage you to apply, you won’t know unless you try.

Our bad credit personal loans have more strict repayment conditions and terms of service.

What is debt consolidation

A debt consolidation loan is designed specifically to help you pay off your debts and accounts. The lender will negotiate a settlement amount on all your debt and then pay all your debt on your behalf. You will then only have one loan to pay instead of multiple accounts.

Benefits of a debt consolidation loan

There are many advantages to consolidating your loan. By only needing to pay us back you can manage your budget and pay off smaller amounts so that you have a chance to improve your finances.

Benefits of debt consolidation include:

  • You won’t receive any more harassing phone calls from debt collectors
  • You won’t need to decide which account to pay and which to skip
  • No more missing a payment to juggle your bills
  • Save money as there wont be more added interest on multiple accounts
  • You will have better financial control and more free cash
  • Set up a debit order in order to never miss a payment again
  • Effective and convenient at saving you money

Different types of consolidation loans

There are many different types of consolidation loans that you can apply for these include home loans, debt consolidation loans and to help you get your stress under control we can assist you with debt counselling.

A debt consolidation home loan

A debt consolidation loan allows up to use your home as collateral to secure your loan. This helps you secure a lower interest rate. The money can be used to pay off your existing debt so that you only have to make one payment instead of multiple payments and save money by not being charged extra penalties on each account. 

Debt counselling can be a lifeline

If you are drowning in debt and are constantly stressing about how you are going to pay everything that you owe while being harassed by debt collectors and wondering what you are going to do it. A debt counsellor or debt review may be the lifeline that you are looking for. The debt counsellor will advise you on the best way to manage your debt and help you determine how to move forward correctly.

Customer Reviews & Testimonials

April 2019

SA Loan Service is a financial service provider that will never give you more than your budget can actually afford.

Timothy D
— Vereeniging —

August 2018

Such convenience and good service I got from the agents of SA Loan Service.

Jackie V
— Lichtenburg —

July 2018

I was impressed with the turnaround time from SA Loan Service. One business day was all it took for me to get feedback on my loan application.

Richard V
— Pietermaritzburg —

SA Loan Service Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed