Rating based on 7 reviews

Loan Spotter SA

  • Affordable loans
  • Low interest rates
  • Flexible repayment terms

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Loan Spotter SA homepage
Author Loan Spotter SA. Screenshot of Loan Spotter SA website.
[Accessed May 13, 2018]

Loan Spotter SA - Get your finances back on track

Loan spotter was founded by 3 unique South African citizens. Together, these individuals used their individual strengths and experience to create Loan Spotter SA.

By using their unique qualifications they were able to create the best services possible for their clients. Each playing to their own strengths they managed to create a business model with an expert in each field. They have helped countless South Africans towards their financial independence and obtain quick loans when needed.

Loan spotter service package

Loan spotter offers you a unique service package that consists of the following telephonic advice services.

  • Telephonic legal advice
  • Personal injury advice
  • Motor vehicle accident injury advice
  • Conveyance advice
  • Litigation advice
  • Civil and labour law advice
  • Criminal law advice
  • Matrimonial law advice
  • Will and Testament assistance service
  • Domestic Violence advice
  • Harassment advice
  • General advice
  • Free complimentary personal loan finding service

Cost involved

This unique service consisting of all these benefits will cost you R429 for the first 8 months of subscription, this amount includes our initiation fee. Thereafter the subscription is only R99 per month for the remaining eleven months.

We specialise in paralegal and financial services

We have listed your needs and pieced together a package that will help you with the two most important aspects of life: Paralegal services and finance.

We have helped 1000’s South African citizens and we would like to help you as well.

How to apply

To apply for our service or apply for a loan online, simply log on and visit our “apply” links on the platform. You will be redirected to the application form. Then simply provide us with the following details:

  • ID number
  • Title
  • First name
  • Last name
  • Cell phone number
  • Work number
  • Fax number
  • E-mail address
  • Let us know if you are blacklisted
  • The personal loan amount you would like
  • Purpose of the loan
  • Occupation
  • Salary payment date
  • Frequency
  • Gross income
  • Bank name
  • Type of account
  • Account number
  • Branch code

Gain access to the client area

Once you have registered for the package you will be granted access to our client area. Your reference number will be required to sign up. You can find your reference number in the SMS and service application sent to you when you first completed your application form.

Loan Spotter SA – Personal loan

  • Loan Type Personal loans

Benefits of Loan Spotter SA

  • LOAN FINDING service
  • PERSONAL Loans
  • FINACIAL Advice

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Value-added complimentary loan finding service with Loan Spotter SA

Once you have applied for the loan via our online application.

We will run a credit check and get you the best possible long or short-term loan to suit you and your individual needs. You will have to take the entire package as this is a package deal and the loan finding service is an added additional benefit.

To apply you must meet the following criteria

  • You must be a South African citizen
  • Between the ages of 18 and 59
  • You must earn at least R1500 per month
  • You must have your own South African bank account

What happens if I can’t pay back the loan

If you are unable to pay back your personal or payday loan for whatever reason, we will have to report this to the credit provider that has granted you the loan. This information will then form part of your credit history and may negatively affect your credit score in the future.

If you contact us to let us know of your struggles, we will review your reasons and readjust your monthly repayment terms as far as possible. 

What is the service fee for

A service fee refers to the fee that you are charged by the financial credit provider for servicing the credit agreement between you and them. The fee is for all administration costs incurred for maintaining the agreement. How you are charged this fee, is at the discretion of the credit provider.

It can be charged as one lump sum, monthly, or per transaction. This fee is regulated by the credit act. The maximum a client can be charged per month for this fee is R50.00 or R600 per year.

The code of practice

The code of practice was put in place by the NCA (National Credit Act) to protect you the consumer. This code ensures that the financial lender has responsible lending practices and will not enter into any financial agreement without all the proper checks being done.

It is the credit provider’s responsibility to make sure that you can afford to take the personal loan and determine your level of affordability. They need to assess your current financial obligations and prevent over-indebtedness. The loan should not impact you negatively or place you under further financial strain.

Renewal policy

If you have been a subscriber to our package for the full 12 month period and you would like to renew your subscription for another year. You will be able to do so, but terms and conditions apply. Please speak to one of our friendly consultants.

Contact us

Give our National contact centre a call on 086 002 2140 to apply for our convenient service package or send your enquiries: [email protected]

We try to offer you the highest level of service, but if you have any complaints please email us at [email protected] 

Customer Reviews & Testimonials

April 2019

Loan Spotter SA ensured that I get an affordable loan that will be an answer to all my financial problems.

Richard D
— Springs —

April 2019

Using the Loan Spotter SA online application system to apply for a loan saved me so much time.

Luyanda M
— Soweto —

Loan Spotter SA Contact

Contact Number



Physical Address

Postal Address

  • PO Box 569, Century City, 7446, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed