Rating based on 44 reviews

SA Cash Loans

  • Personal loans up to R150,000
  • Low-interest starting from 23%
  • Repayment up to 60 months

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SA Cash Loans homepage
Author SA Cash Loans. Screenshot of SA Cash Loans website.
[Accessed May 13, 2018]

Sa Cash Loans - We cover all of your home loan needs

SA Cash loans grant unsecured cash loans that are easy to apply for and get you the results you need quickly.

We are one of South Africa’s most recommended microlenders that offer you quick cash when you need it.

There is no unnecessary paperwork, our interstate is very competitive and our repayment schedule is designed with your needs in mind. We offer professional customer service and expert advice to provide you with the best service. What’s more, is that you won’t pay any brokerage fees.

Apply online

We are fast becoming the lender that people turn to in order to get the best deals on unsecured online loans. We have partnered with the best lenders to bring you the best deal possible.

To make it even easier for you to apply for a loan, we have simplified the application process so that everything can be done online, via our website. Once you have filled in your application form, we will do the rest, all you have to do is sit back, relax and wait to hear the outcome of your loan application.

Expert service

Once you have applied for a personal loan, you will be assigned to one of our experts, they will make sure that you understand everything, every step of the way.  We negotiate with the leading lenders to secure you the loan that best suits your wants and needs. As our company grows more and more South African citizens are turning to us for their loan solutions.  

Loan amounts between R5,000 up to R150, 000

When you need a loan in a hurry to pay a bill, or for car repairs, school fees, or any unexpected expense we have an option that will suit you.

We offer the following loan services

  • Short term loans
  • Instant cash loans
  • Payday loans
  • Fast money
  • Personal loans
  • Cash loans
  • Loans for blacklisted people
  • Financial assistance

How it works

It takes as little as 5 minutes to apply online via our website. You may borrow from as little as R500 to as much as R150 000 you can get approved in minutes and have the money paid into your bank account within a few hours.

Easy repayment options

Once your online loan application has been approved and you have got the cash you need. We have given you the choice to repay your loan over a very easy repayment schedule.

You can choose between a short-term loan repayment plan or as much as 5 years, depending on the amount borrowed and what would best suit your pocket. The shorter-term that you choose the higher monthly installments will be.

SA Cash Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 23%
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months

Benefits of SA Cash Loans

  • Loans for bad credit clients
  • Affordable repayments
  • Easy loan qualification

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

SA Cash Loans - Let us help you buy your dream home

A personal loan can be used when you need cash to pay for whatever you need it for. The struggling economy is making it more difficult, for more South African citizens to make ends meet.

The increase in prices means more and more people are turning to online loan companies in their time of financial need. Some lenders take advantage of this situation by offering easy loans and ridiculous repayment options that force people into a vicious debt cycle. They must take out more loans to pay off their loans and so the cycle continues.

How to apply

To apply is so easy, simply log onto our website and fill in our online application form.  Using our quick calculators you can choose how much you want to borrow and how much time you will need to pay back the money.

We want to ensure that you do not get taken advantage of and left with bad debt. A payday loan should be a helping hand up when you need it most. All our loans comply with the National Credit Regulator.

Blacklisted people can apply

If you have less than a great credit score or you have been blacklisted, most lenders will not give you the option of getting a loan. We know that sometimes that is when you need cash the most. Blacklisted clients are welcome to apply for a bad credit loan, but to protect themselves they will be subject to stricter loan conditions and repayment terms.

How your credit score affects your application

To determine your affordability and bring you a deal to suit your pocket, you will need to consent to a credit check. The loan will be granted on your level of affordability. If your credit score isn’t that great you might still qualify for a personal loan so there is no need to worry. The terms are your loan will be stricter if your credit score is lower.  

Fast cash in your hand

Once your loan application has been approved, you can expect the cash to be paid into your bank account within 24 hours. That means you will have the cash you need in your hand in a very short amount of time.

Personal loan options

Our service offers two types of personal loan options. These are short and mid-term loans.

Short term loans

These fast loans allow you to borrow a smaller amount of between R100 to R30 000 over 30 days to 10 years repayment period. This is a great option to pay off student loans, credit card debt, or buy that boat you have had your eye on for a while. These loans are unsecured loans so there is no need to risk your possessions as collateral. 

Long-term loans

These loans are for much bigger amounts and you will be given a longer period of time over 10 years to pay back the loan. These longer-term loans need to be backed by collateral and in the case that the loan isn’t repaid you might be at risk to lose your assets. This loan can be used for debt consolidation

Debt consolidation loans

When you have too many bills to pay and not enough money to pay them, you should consider taking out a debt reconciliation loan. We will negotiate a settlement amount for you from the people you owe money to and then loan you a sufficient amount so that you can pay off all your debt at once. Then the only bill you will need to pay is the loan repayment. We also offer debt counseling and expert advice. 

Customer Reviews & Testimonials

January 2019

SA Cash Loans assisted me during my loan application system with so much ease. Thank you for your consultants that go out of their way to ensure that customers are always assisted.

Timothy H
— Western Cape —

August 2018

All it took was one phone call and my financial life was changed for good! Thanks to SA Cash Loans, I no longer have credit problems.

Melanie J
— Lenasia —

March 2019

One of the reasons I prefer SA Cash Loans is that they have the best interest rates deals.

Nicolas L
— Vereeniging —

April 2019

I thought it would take days before I knew the outcome of my personal loan. SA Cash Loans gave me a response on the very same day!

Kelly B
— Northern Cape —

SA Cash Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed