Rating based on 876 reviews
SpotCash is a registered credit provider with South Africa’s National Credit Regulator: NCRCP6510
About – SpotCash
At Spot cash we give simple fast solutions to financial troubles. Over the years we have gained experience in the financial industry and we use this experience to give u a seamless loan application and services.
When you need money instantly you do not have time to stand in queues and fill in endless paperwork. At Spot Cash we comprehend this and we strive to supply our clients with quick cash loans.
Microfinance made easy
Our company has over 20 years of experience in the financial industry. We offer flexible and affordable quick loans to clients who need it.
We understand your financial circumstances and we guarantee you superior products and up to date instant loans. We strive to meet the criteria set by our clients. Whatever you need a loan for, we have the loan option to cover it.
Find a loan service
Whatever your credit score is we can find a loan to help you reach your financial goals. We welcome applications from clients with bad credit scores.
When you get shown away from South African banks and other lenders turn to Spot Cash for fast and effective loan solutions.
Visit our online platform and fill in the quick application form. You can choose the loan amount that you need and the repayment terms, it's that easy. Let Spot Cash help you get your financial freedom back.
Services – SpotCash
At Spot Cash we understand that when your budget doesn't allow for any unexpected payments it can leave you feeling helpless.
If you don’t know who to turn to, turn to Spot Cash for effective relief from financial strain. For over 2 decades, we have helped clients get a fast loan when they need it fast. Our loans are hassle-free and user-friendly.
Fast loan applications
Our application process is clear, easy to understand and can be done in under a minute. We are always looking for better ways to help you obtain a loan faster, and at the moment we boast with the fastest loan turnaround time in the financial industry.
Our short-term loans are affordable and our interest rates are hard to beat. Join countless satisfied South Africans and get a quick cash loan through Spot cash today.
Qualifying criteria for loan applications
In order to qualify for a bad credit loan with us you must be at least 18 years old with a permanent job that gives you a fixed monthly salary. You qualify loan amount will depend on the affordability assessment that we do.
We look at how much money you have left at the end of each month after your expenses have been subtracted. We want to make sure that you can afford the loan. We want to see you move forward in life and with a personal loan from us you can certainly do so.
Summary of Services
- QUICK Cash Loans
Spot Cash – The fastest loans you can find
Once you have been approved for a loan we will finalise the repayment contract and pay the loan amount into your bank account instantly.
You don’t have to wait for hours to hear if your loan has been approved, you will have an answer on your online loan application within minutes.
A payday loan is very popular and carries very little interest due to shorter repayment term. It's an advance on your salary until the next time you get paid.
With a payday loan, you can stretch your budget and achieve better cash flow management. These loans usually carry a 30-day repayment terms meaning you will repay the loan amount the next time you get paid.
Benefits of a Spot Cash Loan
- Fast and easy quick loan applications
- Various loan options to choose from
- Choose your loan amount and repayment term
- Loan approvals take only a few minutes
- Your money will be paid into your account on the same day
Apply for a loan at Spot Cash if you need money fast and there's no time to wait. We will get you approved quickly and paid out in the same day.
Customer Reviews & Testimonials
I approached time for fast loan and got things sorted in less than a week. It was impressive!
— Pretoria —
I got rid of a lot of financial strain, thanks to SpotCash. I got my loan instantaneously.
— Johannesburg —
They allow you to chose your own repayment term. This worked extremely well for me, as I was able to decide the term by looking at my means.
— East London —
Ph: 021 448 2240
Postal AddressPO Box 1065, Woodstock, Cape Town, 7915, South Africa
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 16:00
- Saturday Closed –
- Sunday Closed –