Rating based on 55 reviews


  • Short-term loans up to R300,000
  • Repayment up to 12 month

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Equi-Advance homepage
Author Equi-Advance. Screenshot of Equi-Advance website.
[Accessed May 13, 2018]

Equi-Advance - The best loans

We are a private loan company that does not operate with intermediaries, but rather offers all South African clients our direct services.

Become one of our valued clients

Should you require our financial assistance, you can become one of our valued clients and as a valued client can expect only the very best service. As a valued client you will have access to our direct services.

Why deal directly with us?

By communicating directly with us, our services prove to be easier and more efficient, thus allowing us to provide you with a short-term credit solution that will suit your needs in the best way possible. Once you have furnished us with your loan requirements, we’ll take care of the rest and save you time.

Quick and easy loan applications

We make sure that all our clients’ applications are processed swiftly and with great attention to detail. Our clients are able to get the best personal cash loan opportunity through our easy to use and fast application and approval procedures.

Let us help you make your business a sucess

We are fully dedicated to assisting you in order to help your business become a success!

As specialists in the industry, we aim to provide our clients with short term loans that are designed for businesses, closed corporations and trusts that have no less than three trustees.

Access loans of up to R300 000

Our clients have access to loans up to R300 000 for all their business loan requirements.

What clients of Equi-Advance can expect is the most competitive interest rates in South Africa and with flexible terms and conditions.

Short-term business loans to suits your needs

Our online loan application processes are simple and so are the repayments. So, if you allow us to assist you, we can help you manage your cash flow and set your company on the road to financial success!

Equi-Advance – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R300,000
  • Repayment 30 days to 12 month

Benefits of Equi-Advance

  • SHORT TERM Loans
  • FAST Loans
  • QUICK Finance

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Equi-Advance short-term loans are the right choice for you and your business.

We are a private lender that specializes in providing short-term cash loans and other credit facilities to all our clients. Our loans are available to closed corporations and trusts with a minimum of three trustees.

What our clients can expect from us

Our clients can expect exemplary services from us - this is our guarantee to you. Our short-term advances for businesses enable our clients to borrow up to R300 000. These loans are made suitable for both small and medium enterprises, but unfortunately not to micro enterprises. A great feature of our loans is that they can be repaid over a term of 1 to 12 months. By having shorter terms means that the cost of borrowing will be smaller, as the interest amount due is also a lower amount.

We offer secured loans

If you apply for a secured personal loan, the lender will require the placement of a fixed asset as collateral. It is possible for you to use a different type of asset as security for your loan, but the lender must approve it first. The flexibility of these loans is ideal in an emergency situation, and since these loans are secured, this means that they have a much lower interest rate than their unsecured counterparts.

The only risk with a secured loan is that you will lose the asset that you have placed as collateral if you fail to repay your loan according to the terms and conditions of the agreement. Make sure you understand all risks when applying for a loan.

What services do we offer?

We offer a number of loan types that we assist you in deciding to apply for based on your requirements. Short-term cash loans for immediate unforeseen issues such as debt with bills etc. Fast loans for emergencies, Quick finance and instant online loans for the busy individuals who need things on demand. Emergency cash loans are for the same reasons, but it comes with different methods of payment. We also offer short-term personal finance and all of this at up to R300,000 over terms that will suit you financially.

If you want expert services, turn to us!

We are a worthy and reliable option when it comes to quick loans and since there are always challenges when it comes to cash flow management, especially is small and medium enterprises, this is a major factor for consideration. If you are in need of a little cash to give your company a cash boost and you are looking for a reliable solution, you should evaluate several different options before you make your final decision.

It is very easy to obtain one of our short-term loans, as long as you have an appropriate asset that you can place as collateral. However, you must be absolutely sure that you will be able to repay the principal plus the interest to safeguard your business. These loans are ideal for when you are expecting a large inflow of cash.

Equi-Advances’ short-term loans are extremely beneficial for both small and medium enterprises.

Customer Reviews & Testimonials

February 2019

As a direct lender I did not have to hop back and forth between the lender and the middleman. This saved me a lot of time, money and frustration. It is good to be able to sort through my finances...

Travis O
— Durban —

March 2019

With the assistance of their online calculator I was able to determine the exact amount of money I should borrow. This helped me to choose the right loan term for the most affordable repayment am...

Bridget A
— Pietermaritzburg —

Equi-Advance Contact

Contact Number


  • not available


  • not available

Physical Address

  • Suite 2A, First Floor, Waterkloof Rand Centre, Cnr Rigel Avenue & Buffelsdrift Street, 370 Buffelsdrift Street, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • PO Box 11313, Hatfield, 0028, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –