Rating based on 1,516 reviews
About – Izwe Loans
Izwe loans is a finance company that targets the formally employed market with options of unsecured term-loan offerings.
We also ensure that our clients receive benefits at all times through superior financial assistance via a loan company that understands the needs of our clients.
We strive to assist our clients in every way possible, and that is why we’re able to provide financial aid to ensure that emergencies are seen to, by providing you with a quick loan solution when you require additional money.
We’re improving and innovating
Thanks to technology, we are able to provide you with a system that improves the speed and efficiency during the process of money lending and borrowing in today’s lending industry.
We have a team of consultants who are dedicated to ensuring you reach the maximum benefits with Izwe loans from start to finish. We provide you with all the resources you require and our support is endless during the process of the personal loan.
Trust is our middle name
We continually strive to deliver superior service to our clients, and are proud to say that over 150 000 of them have come forward to lay testament that we have succeeded in doing so! We have exceeded their expectations in a number of ways, one being the processes, where we have made their lives much simpler.
Our company is constantly developing, thus being possessing the capabilities to offer our expertise in financial lending around the country and in other parts of the African continent.
Responsible lending initiative
As a regulator with the National Credit Act, we ensure that our accredited lending services are on track with all government regularities. You might choose to borrow an amount that reaches beyond your means of affordability, with our responsible lending initiative, we ensure that you aren’t allowed to, so as to avoid the position where you’re unable to repay your short term loan instalment each month.
Services – Izwe Loans
Our loyal clients in South Africa can expect to receive loans that will assist them with their cash flow problems and budget requirements.
What do we offer?
Izwe loans cover a large range of online loan products and services that will suit the budget and financial needs of our clients no matter the situation or the place, we service our clients countrywide.
Expect customised loans
If you have a financial issue, chances are it’s not the same as the person before you. That is why we tailor our offerings to suit the client, we are dealing with specifically.
We ensure that your budget is in line with the affordability that is required for the instalments that we set for you.
You won’t ever have to feel concerned that you can’t afford to repay the loan, as we ensure that you receive responsible lending advice.
Our short-term loans are payable over a term of 9 to 42 months. We will offer you a loan amount starting with a minimum of R6 000 to a maximum of R90 000.
Loan offerings you can expect at Izwe loans
Building loans- Need to renovate? Then this loan type is for you, want to settle your bond? It’s still for you. Yes, you can do both with a building loan and we highly recommend it for those scenarios.
Student loans – There isn’t always access to large funds to cover our children’s studies when they choose to go off to college, and that is why we have student loans on offer so that you no longer need to stress about it, we’ve got it covered.
Consolidation loans – These debt consolidation loans offer you a chance to pay off all your current debts and become debt free quicker than expected by repaying one affordable monthly payment.
General loans – General loans will provide you with funds to purchase or settle anything you desire. The terms and repayment structure will always be one that you can comfortably afford.
Summary of Services
- BUILDING Loans
- CONSOLIDATION Loans
- STUDENT Loans
Izwe Loans - We have a fast loan processing time
If you wish to apply for a loan with us, all you have to do is complete, our online application form with your personal details.
Upon sending us the online loan application, you should accompany it with three months bank statements and a copy of your ID. Clients need to be 18 years or older and also be a permanent resident of South Africa.
Before applying for a loan with us you should be full-time employed, and earn a monthly salary. It is vital for us to have the security of knowing you can repay your loan.
Expect an answer almost instantly
Once your application form and supporting documents have been submitted, we will contact you within an hour to confirm your personal, student, consolidation or payday loan approval, and start taking the next steps to provide you with the cash you need.
You are offered three ways to apply for cash
With us, you have more than one way to apply for a short term loan. One way you can do it is by contacting us on our call back line, where we will call you back and go through the application over the phone with you. You can also send us an email, and we will send you the application form to complete and submit, or alternatively, you can complete the documentation on our website.
Unbelievably fast processing time
We make sure we don’t waste our clients time when they need funds, that is why all our processes are paperless and are processed in the shortest time possible. To speed up the process, all credit checks are processed electronically, with ITC technology.
Our loan features
We offer our clients' fast cash loans from R6 000 to R99, 000 to use as their needs require. The repayment terms all ranges from 9 to 42 months, all depending on the amount that is borrowed, and what our clients can afford to pay back each month.
Once your loan application has been approved, we will send you your contract to sign. Once you have signed the contract, the cash will immediately be transferred into your bank account, and be available for you to use. This all takes place in less than 24 hours.
Customer Reviews & Testimonials
When you are not a homeowner getting finance can be difficult especially if your credit score is not up to par. This is why I was relieved when I came across Izwe Loans because they offer fast unsecured loans. Thank you for trusting your fellow South Africans in order to empower us all financially.
— Durban —
With a new streamlined lending process, borrowing money from Izwe has never been simpler than now. I simply completed the online application, received a fast response and signed for my loan. I am so grateful to get everything sorted out without a schlep.
— Pietermaritzburg —
Izwe Loans is a responsible and ethical lender. When I borrowed from them I knew that I was in safe hands. I had no reason to scan all the fine print because the employee explained everything to me upfront.
— Pinetown —