KND Finance

KND Finance has been around since 1999 and has provided South African citizens short-term cash solutions for many years. We specialize in granting short-term micro loans for when you need cash in a hurry.

We have helped thousands of clients by offering them the best deal and getting them the short term cash they need it when they need it. All our customers are treated with dignity and respect and we aim to have the best customer service available.

What we offer

KND finance offers short-term cash loans that are simple, easy and fast cash solutions. Our flexible repayment terms are very easy to pay back. Other services we offer include:

• Unsecured loans
• Personal loans
• Short term loans
• Cash emergencies
• Quick cash loans
• Money loans
• Debt consolidation loans
• Business loans

Where we are located  

We are based in Port Elizabeth but due to the beauty of technology, we can assist clients from anywhere in South Africa. Our friendly consultants are there to answer any questions you may have or guide you through the application process.

Easy repayment terms 

KND finance payday loans offer easy repayment terms that you can choose between. We offer the best interest rates at a fixed rate so that you can control your budget better. If you need longer to repay the loan, please contact us as there are options available to have the loan repayment period extended.

A personal loan can be used for a number of different reasons for anything that you need money for. We offer the most competitive interest rates and easy to manage repayment terms.

It’s no secret that the prices of everything keep going up while salaries remain the same. More and more people have to turn to fast cash loans to make needs meet.  

Easy to apply

To apply is so easy, all you have to do is log onto our website and fill in our online loan application form.  Fill in your personal details and consent to a credit check and we will do the rest while you sit back and wait for us to call you with an outcome.

Credit check

To make sure that you can afford to take out a loan and that you will be able to make the repayment terms we will need to run a credit check. If you have a bad credit score, we still might be able to help you, your repayment terms might be made a little strict and you will be allowed to borrow less until you have built up your credit score.

What are loan fees and interest fees?

All lenders have to comply with the National Credit Act. This act protects consumers from unfair fees and high-interest rates. They offer a capped highest fee rate that no lender is able to charge more than that rate.

Some interest rates can be unfixed, this means that they go up and down and can be affected by the financial market. It is always better to take a short-term loan that offers a fixed interest rate. This will give you a lot more control over your budget and help save you from the fluctuating market. 

Money paid directly into your bank account

Once your loan application has been approved, we will pay the money straight into your South African Bank account as soon as possible. Depending on who you bank with this could be the same day payment.