Rating based on 692 reviews


Loan Detector

image of Loan Detector
image of Loan Detector

About – Loan Detector

Loan detector is based in Cape Town and offers a 2 in 1 service packages. We offer telephonic legal assistance as well as a “find a loan” service.

We have helped thousands of South Africans to find a loan in their time of need. We offer everything from vehicle financing, bonds, short-term loans, personal loans and consolidation loans.

What we offer

We partner with the leading lenders to offer you short term loans from between R1000 and R10, 000, 000.  We offer you the most competitive interest rate and very easy to follow repayment terms. We arrange a short-term loan to suit your individual needs.

2 in 1 service

 Not only do we offer you the complete loan agreements that our lenders have to offer. As part of our package you will also receive the best telephonic legal assistance in the following fields:

  • Civil and labour law
  • Motor vehicle accident claims
  • Personal injury claims
  • Conveyance and litigation

We offer short-term loans to those clients whose application may have been declined by other lenders.

Short term loans

Loan detector will find you the short term bad credit loan you need when you need it. We offer professional assistance and you are encouraged to apply even if you have been blacklisted even if you have defaulted on a payment.

Apply even if you have bad credit

Our short-term loan options offer smaller amounts with very easy terms to pay back the loan. You can borrow as little as R500 to as much as the lender thinks you will be able to pay back easily. The higher your credit scores the more money you will be able to borrow.

Services – Loan Detector

Loan detector finds you the short-term loan package.  Our packages include quick loans, short-term loans, unsecured personal loans, bad credit loans. In some cases, we are able to assist people that have a very bad credit score and that are currently blacklisted.

Comparison platform

Our loan finding service brings you quotes from our leading online lenders so that you can easily compare them and chose the one that suits your needs best.

You will be able to easily compare the different interest rates, service fees and other fees the lenders might have. We help you to match with the lender that best suits your requirements. We aim to save you money and secure your financial future.

Same day approval 

Short term loans of up to R10 000 000 can be approved on the same day. Once your loan application has been approved the money will be paid directly into your bank account the very next day.

Easy repayment terms

To help manage your budget and get the most out of your loan, we let you chose how much money you would like to borrow and then chose how long you will need in order to pay it back. You chose your terms, this ensures that you will be able to pay back the money easily and the amount won’t change so you will be able to budget more efficiently.

What are the requirements?

To apply for an instant cash loan package service you need to:

  • Be a South African citizen
  • Be 18 years old or older
  • Be able to provide 3 months banking statements
  • A proof of address that isn’t older than 3 months old
  • Be permanently employed
  • Have a South African bank account that your salary is paid for every month

Loan Amount

R0
Min

R0
Max

Repayment Term

0 days
Min

0 days
Max


Summary of Services

  • SHORT-TERM Loans


Loan Detector -Safe and secure loans

Our online security system uses the latest technology to keep your personal information safe. Our platform is completely secure and your data is treated as confidential.

We aim to offer the best customer service and treat all clients with dignity and integrity.

Instant short term loans  

We offer an instant short term loans package that gives you access to instant cash as well as our telephonic legal advice package.

We offer smaller loans that need to be repaid over a shorter amount of time, we don’t perform intense credit checks and the approval rating is much higher and more likely even if your application form has been denied by other lenders.

Service fee

You will be charged a service fee to make use of the package service. This could be a monthly fee and there might be a once off payment when you first apply via our online loan application, depending on the lender chosen.

Make sure you can afford the loan

Short term loans are easy to apply for but usually cost a lot more in the long run. When short-term loans are not managed correctly they can become dangerous and trap you in a debt cycle.

These types of loans should not be relied upon and should only be taken if very necessary, such as to repair a vehicle that you need in order to get to work, without your vehicle you would lose your job.

In this case, a short term fast loan would be perfect for you because you need it in order to fix you can and get to work. 


Customer Reviews & Testimonials

 Contact Details

16 Voortrekker Road, Cape Town, Western Cape, 8000, South Africa
Ph: 0860 021 022 / 0860 021 025
Fx: 086 592 1004
Em: info@ldsa.co.za

 Postal Address

PO Box 569, Century City, 7446, South Africa

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –