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SA Loan Services

image of SA Loan Services
image of SA Loan Services

About – SA Loan Services

At SA Loan Services we strive to make the online application process simple for all South Africans who choose to use our services. SA Loan Services is an accredited financial broker service provider that fully adheres to the highest industry standards and regulations.

We provide some of the best direct loan deals

SA Loan Services gets to work with a vast variety of lenders from across the country to provide our clients with the best personal and student loan deals that they can possibly get.

We do all the negotiation work with the lenders on behalf of our clients to better assist them in obtaining an excellent loan that will suit their finances.

SA Loan Services were founded in 2004, and since then we have helped thousands of clients who were blacklisted and who faced rejection from all the big banks in South Africa in getting a short-term loan.

Our services offered to clients are completely free as we do not charge any fees.

Services – SA Loan Services

Our main aim is to effortlessly assist those individuals who are struggling to obtain a short-term or a personal loan, due to them being blacklisted.

We offer professional services

We are dedicated to making our online loan application as easy as possible for our clients to use. We have been operating since 2004 and our online platform originated online in 2011. As a result of this, we have already gained a lot of popularity in South Africa and we make sure that we provide our clients with professional services at all times and remain transparent during the process.

Personal long-term loan option

Personal loans are popular even though they are more general than the other loan types we offer, namely student loans as an example.

Studying shouldn’t have to be a burden on your finances, and that is why we assess the situation of a student and take the issues into account – such as no income available and use what we can offer to suit this student’s affordability.

We also offer university grants and education or student finance, which can all have different benefits depending on what you need.


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Summary of Services

  • STUDY Loans
  • UNIVERSITY Grants
  • LONG-TERM Loans
  • STUDENT Loans
  • EDUCATION Finance


SA Loan Services - Tailor-made loan options

We offer a variety of loans that will cover you in any way that you need. Typically, we have a look at your requirements, your finances and your budget and design an offering that suits all of those requirements.

What if you default on your monthly instalment?

If you fail to pay your personal loan according to your loan contract, it will go into default. What this means is that your name will appear in a listing at the credit bureau. It essentially tells creditors that you are not paying your debts and acts as a warning for other lenders if you look to borrow from them.

If the problem is not resolved, the bank will begin a process of legal action against you. You then receive an adverse listing with all credit bureaus, which will remain on your credit report for up to 2 years.

Should you still not be paying your debt, the lender will send a final letter of demand and appeal to obtain a court judgment. If the court judgment is granted, it will appear on your credit record for 5 years.  At this point, you would be forced to repay the loan either with your salary or through the liquidation of your assets. What's more is that you will then only be able to qualify for loans for bad credit and blacklisted people. 

Does the student loans offer sufficient and affordable finance?

Getting into university is one thing, paying for it is another challenge. We allow our clients to make use of our loan offerings, which ultimately provides them with an evaluation of the student loans on offer to them. This will help them establish if these financial products can match all their financial needs and requirements.

How does the student loan work?

The student loans that are available from us work in the same fashion as all our personal loans. They are available from a large variety of lenders who all offer competitive rates. After you have submitted your application to the service provider of your choice, one of their consultants will contact you in order to offer you a loan, provided you meet their basic eligibility criteria.

Their services are speedy and efficient, which is just one major advantage and fast service means saving you time and effort. Before you apply for a student loan, you can calculate how useful and affordable the loan will be for you. Once that is established, you can make a choice to accept or reject the offer.

Interest rates on student loans

Interest rates on student loans are all in line with the regulations of the National Credit Act. They all range from 14% to 32.5% and depend on the credit rating of the sponsor. If the sponsor is blacklisted this could count against them, however, they will have a higher chance of approval if they are employed and earn a sufficient income to repay the loan.

What amount can I get when I get a student loan?

When you are considering applying for a student loan, you need to bear in mind that there are various loan amounts you can apply for. The student loans that are on offer at SA Loans Services all have different loan amounts and loan terms and this includes short-term loans.

One would be able to obtain a steady amount of funds that could be used to pay for tuition fees. Due to the fact that student loans work just as personal loans do, you would be allowed to spend the money as you desire. You could even use the loan to pay for your accommodation instead of your tuition fees if you felt that would suit you best!

All clients have a repayment term of up to 7 years to repay the full loan. The repayment of the loan will begin immediately after you have signed your loan contract. During the entire term, the monthly instalments will include a portion of the principal amount and interest. Apply for a student loan with SA Loan Services now and you won’t be disappointed! 


Customer Reviews & Testimonials

 Contact Details

South Africa
Ph: 012 753 6701 / 087 808 6312
Em: loans@saloanservices.com

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –