Rating based on 42 reviews

Car Finance

  • Vehicle finance up to R150,000
  • Bad credit car loans
  • Online pre-approval

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Author Car Finance. Screenshot of Car Finance website.
[Accessed May 13, 2018]

Carfin - affordable vehicle finance solutions

Carfin is one of the top lenders in South Africa when it comes to car finance companies. We offer you affordable and flexible solutions to get your dream car financed as quickly and easily as possible.

We have assisted thousands of clients in South Africa with affordable loans and access to the cash they need when they need to buy a new or used car. Our dedicated call centre will provide you with information and support as well as online support and you can expect to be assisted professionally in just seconds.

The Carfin team

As a specialist in vehicle finance, we know our industry well and as a result, we are able to offer you expert advice and finance products to suit your needs. We save you time and money by offering you a specific vehicle financing loan option rather than a personal loan, as you might find with most banks and other lenders.

With a team of passionate financial experts, we will try to get you a better deal than you could potentially get anywhere else. Our relationship with strong financial providers in the country ensures that our clients are backed by the short-term loan they require in order to purchase the vehicle they choose.

More than just a finance provider

We can also assist you with a roadworthy certificate with your new or used car. We will be with you through this journey from start to finish. We provide our clients with fast, friendly service, quick turnaround times, and convenience through to delivery of your vehicle.

Helpful financial advice and support

We offer car finance and car refinancing to South Africans, whether you’re looking to access a personal loan by refinancing your existing car loan or looking to buy a new car. Either way, we can offer you the solutions to meet your needs.

We offer two distinctive car financing options, an installment agreement, and a residual purchase. An installment agreement is a contract developed with a fixed loan term agreement. However, to switch to a more flexible and affordable finance product, you can use our car refinancing service.

The support you need

Along with our car finance options, we also provide helpful, financial advice and support to clients through financial professionals.

Our online loans are easy and convenient to apply for. We can approve your car loan in less than 15 minutes which allows you to search for the car you desire as soon as possible, and furthermore secure the purchase the very same day. You will also have access to a convenient online application form to save you time in your busy day.

Once your online loan application has been submitted, a credit check will follow to define the amount of finance we can potentially lend you. We will provide you with an outcome of your finance application and will work with you every step of the way.

Car Finance – Vehicle finance

  • Loan Type Vehicle finance
  • Loan Amount up to R150,000

Benefits of Car Finance

  • Loans up to R150,000
  • Vehicle testing
  • Finance your dream car
  • Quick and easy online applications

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Securing your vehicle finance with Carfin

We are actively involved in supporting our clients financially and will give you the support and advice you need.

Our simple online loan application process makes us unique among others, and it only takes a few minutes to complete before approval. We are proud of our 15-second pre-approval system which will allow you to know quickly if you qualify for a fast loan.

Drive away with your dream car

The majority of cars that we finance are usually sedan and hatchback type brands, however, we also offer vehicle finance motorbikes and caravans.

An important factor to note is that we, unfortunately, do not finance any vehicle older than 10 years. Once you have signed the finance agreement, you have the freedom to start searching for your dream car.

Quick and convenient

We assist you with instant approvals or refinancing options. This will work in your favour for the times you need a little bit of extra cash to stretch your budget.

Customer Reviews & Testimonials

November 2018

I didn’t want to apply for a personal loan in order to buy a new car. Your vehicle financing options allowed me to purchase my new car without having to apply for a personal loan. Instead, I was ...

Brandon R
— Vryburg —

March 2019

I bought a used car through your service and was able to qualify for a great deal, the after-sales service was fantastic and I was happy that you helped me register the car and get a roadworthy c...

Vicky H
— Witbank —

Car Finance Contact

Physical Address

Postal Address

  • PO Box 202, Goodwood, 7459, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 09:30 – 13:00
  • Sunday – Closed