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Expert Finance & Borrowing Guide


Why are millions of South Africans defaulting on their credit agreements?

More and more South Africans are defaulting on their credit agreements and the reasons behind this are far more complex than insufficient income to cover debt.

There are currently more than 4 million South Africans who have defaulted on one or more ...
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Top 10 loan mistakes South Africans make

Whether it’s failing to read the terms and conditions or overestimating availabl...
7 Signs your debt is out of control & what to do about it

With millions of South Africans living from month-to-month it has become apparen...
Stuck between a rock & a hard place with your debt?

If you feel like you’re stuck between a rock and a hard place, debt consolidatio...
Understanding debt review & debt counselling in South Africa

When payments for home loans, car loans, student loans, groceries, and utilities...
Is it time to consolidate your debt?

At any given moment or, following any choice, something can happen that drastica...
Understanding different kinds of debt in South Africa

For a lot of South Africans, the term 'debt' make us immediately cringe or shudd...
Understanding different loan types & choosing the right one for you

So many loans and so little time! When we type in the word “loan” on Google we a...
What are credit scores & why do they matter?

Credit score. Credit rating. In all likelihood, you would have encountered or he...
Why you should carry a credit card in South Africa

Credit cards increase safety when banking and making purchases online, allow us ...