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Pawn My Car

Pawn your car today and still drive it – get up to 50% of its value at a low interest from as little as 5%, a convenient repayment term, and no credit checks required.

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Pawn Car for Cash – Unlock the value of your vehicle

Our platform offers you direct access to the most reputable pawn-your-car loan providers in South Africa. It’s relatively easy to apply for a loan against your car, provided that you are in full ownership of the vehicle.

What are the other benefits to pawn your car loans? If you are blacklisted or have bad credit, it could possibly be your best financing option. Even if you have a bad credit score, your loan application will be considered.

Frequently Asked Questions

Can I pawn my car?

The most stringent requirement of pawn car loans is that you need to be in full ownership of the vehicle. The loan provider cannot use the vehicle as collateral if it is still in the ownership of a third party such as a bank or other lender.

If you are in full ownership of the vehicle, you can get loan approval fast and hassle-free. If you need a larger loan amount, which may not be offered by other loan types such as short-term loans or personal loans, car pawn loans could be your ideal financing option.

Can I pawn my car & still drive it?

We have car pawn lenders that allow you to pawn your car and drive it. If you have the official ownership documents of the vehicle you can easily get loan approval against your vehicle - and still have transport. You might need to comply with an on-site estimation of your car but as soon as that is done, you get to drive off with your car.

There are loan providers who do not permit you to keep your car. Instead, the vehicle will be stored in a safe location until the loan has been repaid. It is a very important detail to verify before you sign the loan agreement.

Secure a loan with your car as collateral

There is a really simple way to secure a loan - use your car as collateral. The only additional loan requirement, when compared to traditional loan types, is that you need to own the vehicle and own the paperwork to verify vehicle ownership.

Additionally, you need to agree that the loan provider may take ownership of the vehicle should you fail to make the agreed-upon loan repayments.

Keep in mind that you can secure a competitive interest rate and larger loan amount because car pawn loans are secured loan types. Secured loan types facilitate better interest rates and larger loan amounts.

Let’s look at car pawn requirements

Car pawn loans are not traditional loan types. You are signing and agreeing that the loan provider may take ownership of the vehicle should you fail to make the loan repayments. With this said, you can expect a few additional requirements.

Do I qualify to pawn my car for cash?

To qualify for a loan against your vehicle you will need:

  • to have a valid ID and be a citizen of ZA
  • have a copy of your latest proof of address
  • full ownership of the car (or other assets you are pawning/selling)
  • details such as the make, model, and current mileage of the car
  • the ownership papers of the vehicle, which will be given to the loan provider.

These are the standard requirements to get car pawn approval. The full requirements for loan approval are at the discretion of the respective lender.

Have you found the best car pawn service?

Another benefit to asset pawning loan types is that you can use a variety of assets such as collateral. These include but are not limited to vehicles, boats, jewellery, and various other luxury items. Usually, if an asset is of high value it is accepted as collateral. This works well if you’re in a position where you need financing and your vehicle - but perhaps have another asset you can pawn.

Choosing the right loan provider is essential

Especially since they will be dealing with your most valuable possessions. Here are a few tell-tale signs that you have found yourself the right car pawn lender in South Africa.

Must be registered and compliant: All lenders should be NCR-compliant. The NCR offers you much-needed protection when you apply for credit. An unregistered lender is a red flag and you should report such as a lender.

Experienced car pawn lender - Is the company a well-established loan provider? Insist on choosing a lender that has the adequate expertise and experience to make your experience as stress-free as possible. Choose from our panel of expert lenders to ensure you are dealing with the very best car pawn lenders.

Pawning vehicle types - Some loan providers accept different vehicle types to secure your loan. Perhaps you would prefer pawning a boat compared to pawning your car. Speak to your lender to find out what your options are.

Get low-interest rates - Car pawn loans do indeed carry higher interest rates. However, finding a car pawn lender that offers a competitive interest rate is easy when choosing from our panel of expert lenders.

Hidden fees, terms, and conditions - Car loan lenders should be transparent about all the fees, terms, and conditions of their loan agreements. Before signing your loan agreement, ask for a detailed breakdown of all loan costs.

How do I apply to pawn my car?

Our reliable car pawn lenders offer a straightforward loan application. Secure your car pawn loan in four easy steps.

1. Submit the online loan application

Choose your preferred lender from our selection of car pawn loan lenders. Complete the quick and easy, straightforward online loan application. Ensure that you submit all the supporting documents. A company consultant will contact you.

2. On-site vehicle evaluation

Your loan will only be approved once your vehicle has been evaluated. A company representative will verify this process with you during your consultation.

3. Finalising the loan agreement

The lender will finalise the loan agreement and paperwork, which will provide you with all the important information. This includes but is not limited to the loan amount, interest rate, admin costs, loan fees, and loan repayment terms.

4. Transfer of the car pawn loan

Once the verification of vehicle ownership has been completed and you receive loan approval; the lender will transfer the loan amount directly to your bank account.

List of direct lenders offering Pawn my car

  1. Lamna Car pawn


    • Immediate approval
    • Term up to 24 months
    • Interest from 36%
  2. The Loan Company Car pawn

    The Loan Compan...

    • Loans up to R500,000
    • Term up to 90 days
    • Interest from 36%
  3. Cash Quick Auto Loans Car pawn

    Cash Quick Auto...

    • Instant approval
    • Fast funding
    • Simple paperwork
  4. Pawncars4cash Car pawn


    • Loans up to R2,000,000
    • No credit checks
    • Immediate offers
  5. DriveAwaySA Car pawn


    • No obligation
    • No interest
    • Term up to 12 months
  6. Cash Drive Car pawn

    Cash Drive

    • Easy online application
    • Competitive deals
    • Quick decision making