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Expert Finance & Borrowing Guide


The gateway to automotive dreams: Exploring the minimum salary threshold for car finance in South Africa

Car finance plays a pivotal role in allowing individuals to purchase vehicles without having to bear the burden of upfront costs. In South Africa, car finance has become increasingly popular, enabling people from various socio-economic backgrounds to...
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Living from paycheck to paycheck? Here’s how to fix it

Millions of South Africans live from paycheck to paycheck, have no savings at al...
South Africa’s best & cheapest bank accounts

South Africa’s banking sector is led by five major banks; Absa, Capitec, FNB and...
Your guide to personal loans in South Africa

From the country’s leading personal loans to the lenders who offer the fastest a...
Your guide to South Africa’s leading rewards programmes

From cash back rewards to discounts, vouchers and free flights there are an ever...
7 Signs your debt is out of control & what to do about it

With millions of South Africans living from month-to-month it has become apparen...
Why South Africans should be saving money & how to do it

Investing and saving your money allows you to generate interest, save for emerge...
Clean up your bad credit in 10 easy steps

Cleaning up a bad credit score in South Africa is not difficult but it will cert...
Why are millions of South Africans defaulting on their credit agreements?

More and more South Africans are defaulting on their credit agreements and the r...
Top 10 loan mistakes South Africans make

Whether it’s failing to read the terms and conditions or overestimating availabl...
Everything you need to know about home loans in South Africa

Home loans in South Africa are primarily offered by the four major banks in the ...
How to plan for the purchase of your new business in South Africa

Are you considering buying a business? Then it’s time to get jacked up and infor...
5 Costs to include in your vehicle finance budget

It’s so easy to imagine all the bells and whistles, the race red colour, and the...
Finding a student loan to fund your future

We would all love to study further and increase our chances of earning a high pa...
Funding for cars over twenty years old in South Africa

With most lending companies, banks included, you will find it very hard to apply...
Peer-to-peer lending: South Africa’s choice in modern lending

Modern problems require modern solutions and this is the case with the emerging ...
Should you opt for a business or personal loan to fund your venture?

Funding a business that has no track record and financial via traditional financ...
Stuck between a rock & a hard place with your debt?

If you feel like you’re stuck between a rock and a hard place, debt consolidatio...
The upside to short-term loans

Financial problems cannot always be anticipated, sometimes they can come about u...
Types of home loans in South Africa

Irrespective of your reason for purchasing property and whether or not you’re a ...
Trying to get the home of your dreams but don’t know where to start?

What if we told you that you don’t need to stress when you’re looking to buy a h...
Understanding debt review & debt counselling in South Africa

When payments for home loans, car loans, student loans, groceries, and utilities...
Is it time to consolidate your debt?

At any given moment or, following any choice, something can happen that drastica...
Understanding different kinds of debt in South Africa

For a lot of South Africans, the term 'debt' make us immediately cringe or shudd...
Getting your credit score back into the green

Life is full of surprises. Unfortunately, these surprises are not always the goo...
Understanding different loan types & choosing the right one for you

So many loans and so little time! When we type in the word “loan” on Google we a...
What are credit scores & why do they matter?

Credit score. Credit rating. In all likelihood, you would have encountered or he...
Loan comparison: Why compromise & lose, when you can compare & win?

Using a loan comparison site in South Africa is invaluable since it allows you t...
Why you should carry a credit card in South Africa

Credit cards increase safety when banking and making purchases online, allow us ...
Why quick cash loans are the real MVPs of loans

Payday loans are easy to apply for, quick, convenient and can be obtained 100% o...