Rating based on 6 reviews


  • Immediate approval
  • Low-interest starting from 36%
  • Repayment up to 24 months

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Author Lamna. Screenshot of Lamna website.
[Accessed January 31, 2023]

About Lamna

Lamna is a financial company dedicated to short-term asset transactions and solutions.

They are focused on their client’s individual credit needs and curating cost-efficient funding options. Lamna conforms to the South African National Credit Act so their consumers can be sure that they are trustworthy and reliable financial lenders. They provide competitive short-term loans and dependable services. They are supported by a team of trained financial advisors, chartered accountants, lawyers, and skilled appraisers.

How the process works

Lamna accepts various assets you can use for collateral, including vehicles, luxury watches, jewellery, antiques, art, yachts, and boats. The application process is quick and straightforward. Fill in their online application form, including as much information about the items you’re offering as collateral in exchange for a short-term loan.

If you are pawning your vehicle, make sure you include the make, model, mileage, and year of your car.  They will then contact you to appoint a time to evaluate the asset in person. Once they have assessed whether it meets the criteria, they will draw up a loan agreement and transfer the finances into your bank account. The whole process can take just a few hours, and you will walk away with the funds you require.

No paperwork and bad credit welcome

Lamna prioritizes their client’s needs. There is no paperwork, proof of income, or a good credit score to be eligible. Lamna will make you a sound offer for your vehicle, and you will have the finances that you need almost instantaneously. But that’s not all. Lamna also ensures that the process is straightforward and very private. They believe in tactful and trustworthy business.

Lamna Services

Lamna  aims to make your application process as easy and simple as possible

In just 3 easy steps, you can acquire the funds that you need

  • Apply Online or Via Telephone – complete their application form with as many details as possible or phone them on 086 111 2866. After you have been in contact with Lamna, they will provide you with an initial loan quote amount. 
  • Meet with a consultant at one of their office branches to appraise the asset. They will make you an offer based on the vehicle’s market value, which you can accept or reject.
  • Sign the quick loan agreement and provide a copy of your ID and proof of residence. They will then make an immediate electronic transfer of the funds into your account. Your asset will be safely stored at one of their facilities.

How to qualify for a pawn car loan

Your vehicle needs to be fully paid off and, in your name, if you want to qualify to pawn a car. There cannot be any outstanding bills on the vehicle. Unlike other sell your car and drive it schemes in South Africa, that is not an option with Lamna. Lamna stores your vehicle in an iron-tight access-controlled facility for the duration of your loan tenure.

Once you have given your vehicle to Lamna, it will be kept in a secure location and will not be driven by anyone else. After you have repaid the loan amount, your car will be returned to you in the same condition and mileage as when you dropped it off at the facility.

How much you can pawn your car 

The amount of the loan depends on the value of your vehicle.  At Lamna, they offer loans between thousands and millions of rands (R20,000 to R10 million). They will provide you with a fair deal based on the market value of your asset.

Lamna – Car pawn

  • Loan Type Pawn my car
  • Interest Rate 3660% p/a
  • Repayment 3 months to 24 months

Benefits of Lamna

  • Immediate payment
  • Get a loan within 24 hours
  • Complete form online

There are a variety of assets you can pawn with Lamna

Owning a car is one of the most expensive assets that people own.

If you are in a financial pinch, pawning your car as collateral for a short-term loan could be a temporary solution to your problems. Not only is it fast and convenient, but you can also unlock its value and obtain a loan without necessarily selling it.

Car pawn can be the perfect decision for you to bridge those unexpected money gaps in your budget. As long as you can repay the loan and its low-interest rates over some time, this could be the ideal option for you.

Why choose Lamna

Lamna is one of the most reputable companies to sell your vehicle for a short-term loan. They are accredited as an official credit provider in South Africa with the National Credit Regulator, SAPS, and Financial Services Board. They are transparent and upfront about the terms of their “car for loan” agreements and all the costs involved.

Pawn car loans are available nationwide

Lamna has developed a robust and trustworthy relationship with its clients and has physical branches. If you are unsure about whether your asset will qualify you for a loan, send them an email, or feel free to make an appointment with one of their consultants. They have offices available in Cape Town, Port Elizabeth, Sandton, Durban, and Gaborone (Botswana).

man holding thumbs up

Lamna is a trusted & reliable provider of pawn my car

In our review, Lamna adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lamna is a registered credit provider in South Africa: NCRCP 7428

Customer Reviews & Testimonials

May 2020

Lamna was really supportive and understanding. They made the entire process simple and comfortable. Grateful for their help.

Matt V
— Johannesburg —

August 2020

Professional and trustworthy service. They were so transparent and helpful! I would definitely recommend their company.” –

Busayo T
— Cape Town —

October 2019

Discreet and skilled consultants are available to assist whenever you have queries. Lamna truly helped me when I was short on cash.

Sariya M
— Durban —

Lamna Contact

Contact Number



Physical Address

  • Office 201A, Soho On Strand Building, 128 Strand St, Cape Town 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 50798, Waterfront, 8002, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed