About Loan SA
Loan SA is a free loan seeking to serve that specializes in helping those with a bad credit history or low credit score from to obtain a loan.
Our high level of service has made us the choice that South African citizen’s turn to when they need a loan in a hurry.
You could qualify for a personal loan for bad credit of up to R150 000 with easy repayment terms.
Fast, friendly service
Our state of the art technology makes our service the fastest in the business. The entire online loan application process will take you only 3 minutes to complete.
In addition to our loan finding service, we have a range of other services available for your convenience.
We bring relief and may be able to assist you with a loan even if you have garnishee orders or defaults against your name.
No supporting documents needed
One of the reasons that our application process is so quick is because we don’t ask you to upload any supporting documents when you apply for your payday loan.
Loan SA Services
Why is it important to know your credit score? When you apply to open an account or you apply for a loan the lender will in most cases check your credit score.
Comprehensive credit report
Your credit score is a list of all the accounts that you have, how well you pay them, do you pay on time? Have you ever missed a payment? All of these things get taken into account and you are given a score on how big a risk it would be to lend you money.
If you have a bad credit score you are seen as a higher risk and might not be granted a personal loan very easily.
If you know your credit score you can also see where the problem is so that you can rectify it. Perhaps there is an unpaid doctor’s bill or something you haven’t paid that you have forgotten about.
The benefits of knowing your credit score are:
- You will be aware of your credit score
- You will be notified of all your bad dents
- You will be given a summary of all your accounts
You will be given a summary of all the loans you have applied for including bad credit loans and short-term loans.
Loan SA Product Details
- Loan Type Loans bad credit
- Interest Rate 27%
- Repayment 6 months to 60 months
Summary of Services
- BAD CREDIT Loans
Loan SA - you get a complimentary loan finding service
What are the benefits of the Legal Assist service?
Legal service can be very expensive and is sometimes quite confusing. How many times have you read through a contract that you needed to sign and wish you could have a lawyer take a look at it for you?
Maybe you didn’t understand one of the clauses or have a legal question about your rights? Our legal assistance program gives you access to unlimited telephonic advice and helps with advice on contracts.
It’s a package deal (4 in 1)
- Referral assistance – this is known as the Q – Assist program. We will assist you by providing you it various referral services.
- Legal Advice Service – this allows you unlimited telephonic advice and assistance with contracts
- Free loan finding service – we will assist you with finding a loan for bad credit
- Full Credit report – Your full credit report will be sent to you monthly.
All this can be yours for only R359.00 and a monthly fee of R99 to become a member and take advantage of this great package deal.
The advantages of our package include:
- You will have access to our 24-hour emergency level advice helpline
- Advice on civil matters
- Advice on criminal matters
- Advice on family matters
- Advice on labour matters
- Advice on contracts, including sales agreements
- Lease agreements and assistance in drawing them up
- AOD – assistance drawing it up
- Assistance with drawing up your last Will and Testament
- Lawyer referral service
Make your life easier
If you are having trouble paying all of your accounts and people that you owe money to every month and struggling to find money to pay everyone then you should think about debt consolidation.
We will phone the people you owe money to, including all your accounts and we will negotiate a settlement amount on your behalf. Most creditors don’t want to keep begging you to pay them and they will be very happy to settle the account at a fair price. We will then pay all your accounts in full so that you no longer owe anyone else any money. Then you will only have to pay us back.
There are many benefits of debt consolidation these include:
- The application process only takes 5 minutes to complete
- You will get a decision instantly
- You will only have to pay one instalment per month instead of a lot of different accounts
- This does not count as debt review or debt restructuring
- You can apply even if you are blacklisted
- The process is fast and your date is secure
Once your application has been approved you will be able to pay a lower monthly instalment and we will arrange a payment schedule that suits your budget
Customer Reviews & Testimonials
I got my loan within a few hours of apply great speedy service.
— Cape Town —
We got the feedback we needed when we requesting information for a first time loaner and we were shocked to know that the company will loan you R2500 on your first loan.
— Johannesburg —
I am getting the help I need to sort out my finances with Loans SA you can’t go wrong.
— Pretoria —