Rating based on 69 reviews

EZI Finance

  • Loans bad credit up to R8,000
  • Low-interest up to 32.1%
  • Repayment up to 6 months

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EZI Finance homepage
Author EZI Finance. Screenshot of EZI Finance website.
[Accessed May 13, 2018]

EZI Finance - We are the loan specialists

At EZI Finance, we have helped a large number of South Africans reach their financial goals.

Over the years, our company has grown into a reputable lending company, and we are the personal loan specialists in the financial industry.

Tailor made loan options

We have a vast variety of lenders that we have strong partnerships with, and they have a number of quick loan options on offer.

When you apply for a loan with us, we will search through our list of lenders and determine a loan type that meets your individual requirements.

Passionate consultants

We have a team of highly experienced consultants who are passionate about finance. They strive to give you excellent customer service as well as find the right loan for you. They are there to guide you through the loan application, advise you on loan options and answer any questions you may have.

We supply loans to clients with bad credit.

Bad credit doesn’t have to be a bad thing, and we at EZI Finance understand that a simple missed payment can reflect poorly on your credit score.

We treat all of our clients equally regardless of their credit score.

When you apply to us, we assess your affordability by taking into account how much you have left of your salary once all your expenses are paid, and from there we calculate how much you can afford in monthly repayments on your bad credit loan.

We can help you become debt free

We strive to help all South Africans reach their financial goals and with our debt consolidation loan option, is it our goal to assist you in becoming debt-free!

Debt consolidation loans

With our debt consolidation loan option, we calculate all of your current debt and structure it into affordable monthly repayments. Our company is passionate about finance, so we ensure that we are tailoring the best option for you to reach financial freedom.

Reliable and transparent lender

At EZI Finance we pride ourselves on our transparency and reliability. We use only the best lenders with their matching our reputation. There are no hidden fees, and before you sign the loan agreement, we will stipulate exactly how much you can expect to pay, and how much interest you will be charged on the loan for bad credit .

Apply online now

Visit our website and fill in the simple application form and a consultant will promptly contact you on the outcome of your loan application. As soon as you qualify for a loan the consultant will also advise you on loan options from different lenders. We will save you time by doing all the difficult, albeit necessary work on your behalf.

Loan options

Our lenders have many loan options to choose from, with the most popular loan options being instant loans and student loans. We can also supply you with micro loans, debt consolidation loans and loans for clients who are blacklisted. We strive to help every South African who meets our criteria to obtain a loan. If you are under debt administration, we regret we are unable to assist you with a loan.

EZI Finance – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 32.1%
  • Loan Amount up to R8,000
  • Repayment 2 months to 6 months

Benefits of EZI Finance

  • Blacklisted loans available
  • Up to R8000 over as many as 60 months
  • Low-interest rates of only 32.1% per annum
  • Quick and easy application

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

EZI Finance – Fast, reliable loans

We specialise in finding you the right loan to fit your individual budget in a quick, reliable manner.

With a loan finding platform and innovative technology, we are able to provide you with the tools to discover the loan you need, with fast turnaround times.

Loan requirements and documents

To qualify for a personal loan for bad credit you must be a South African citizen with a permanent job. We do not grant loans to clients who work part-time or are self employed. You need to be at least 18 years of age, but also younger than 63 years old.

Your monthly earning must exceed R3000, and in order for us to verify your personal details, we will need your personal documents, including a valid South African ID, proof of address, 3 months’ bank statements and recent pay slips.

We support responsible lending

We work in line with the stipulations set by the National Credit Act, therefore we support responsible lending and will never advise you to take an instant cash loan with us that does not suit your monthly budget. 

Competitive interest rates

We only use transparent and reputable lenders. Although interest rates will vary from lender to lender, we guarantee that the rates are very competitive. As soon as you have been approved for a loan, your online loan the amount will be paid into your account within 48 hours. We collect all repayments via a debit order that we will set up for you.

If you are looking for a loan, but you do not want to spend hours looking for the right lender, then EZI Finance is the best option for you. Don’t despair if you have a poor credit record, we are specialists in ensuring that this does not get in the way of your loan!

Customer Reviews & Testimonials

January 2019

I got the assistance I needed with my debt control I recommend them to help you if you need it.

Sean S
— Port Elizabeth —

March 2019

I didn't have the money to pay for a funeral, this helped me get the money even with my bad credit.

Nathan J
— Cape Town —

May 2019

I had my query resolved within minutes of contacting them and they were lovely and friendly I recommend them.

Megan P
— Pretoria —

EZI Finance Contact

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Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed