Rating based on 31 reviews

Low Credit Loans

  • Loans bad credit up to R150,000
  • Low-interest starting from 32.1%
  • Repayment up to 60 months

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Author Low Credit Loans. Screenshot of Low Credit Loans website.
[Accessed May 13, 2018]

Low Credit Loans - Affordable bad credit loans

At Low Credit Loans we strive to supply all South Africans with a loan.

We specialise in helping clients with bad credit to obtain a loan. When you are blacklisted or have bad credit, it is very difficult to find a lender or a bank to give you a loan. Usually, banks and other lenders will decline you for a loan just because you have bad credit. At Low Credit Loans we have helped thousands of South Africans find suitable loans for bad credit.

Low Credit Loans affordability assessment

At Low Credit Loans we do not do credit checks. We estimate the amount you can afford on monthly repayments after your expenses have been deducted from your salary. We want to help you by making life easier for you with a payday loan.

Meet our team

Our team of consultants has years of experience and they are highly skilled. You will always be treated in a respectful and helpful manner. With highly skilled consultants and managers, we are able to give you a loan that is affordable with low-interest rates.

Our experience in the financial industry has helped us to make our processing time simple and fast. Our customer service is a value-added benefit. Our agents are ready to help you online or telephonically and guide you through the fast cash loan process. They are also ready to answer any questions you may have.

Loans between R1000 and R150 000

At Low Credit Score, we have an online lending site that is quick and easy to use.

Applying for a loan can be a tedious process. We strive to save you time and effort. Through our customer ratings, we have grown from a small firm into a reputable lender.

A range of loan products

We have personal loans that range from R1, 000 up to R150, 000. You can choose your loan term and they range from 6 to 60months. Another great benefit is our home loans that have very competitive terms and low-interest rates.

Our vehicle finance loan option will have you pre-approved within minutes, helping you get your dream car. All of our loan options come with great benefits. Apply to us and see how we can help you achieve your financial goals.

Loan requirements to meet

In order to qualify for a bad credit loan, you must be permanently employed with a minimum salary of R3000 a month. You must be at least 18 years old and be a South African citizen. There is no credit check when you apply only an affordability assessment. 

We give loans to clients with bad credit

Many financial mishaps can cause you to get a bad credit score and as a result, become blacklisted. At Low Credit Loans we will not judge you on your credit score, rather we will help you get a loan that suits your individual needs. We offer a fast way to get instant cash when you need it.

Low Credit Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 32.160% p/a
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months

Benefits of Low Credit Loans

  • Fast, secure finance
  • Blacklisted loans available
  • Up to R150 000 available for loan
  • 100% free service
  • A wide panel of responsible lenders

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Low Credit Loans – the best option for blacklisted clients

At Low Credit loans, we are a trustworthy transparent credit provider.

Low Credit Loans online application

Our online application has been designed to be quick and easy. The application form only takes minutes to complete and an online agent will be able to guide you through the process as well as answer any question you may have.

We have fast short-term loan turnaround times and you will have the cash in your account within hours of applying. There are no hidden costs when it comes to our loan services. Our service is completely free. To activate your subscription register online. An added benefit of our service is that we can offer you legal advice when you need it.

Tips to speed up your application

In order for us to process your application as fast as possible, please ensure that your personal details are filled incorrectly. After submitting your online loan application you can send us your personal documents via email or fax.

These documents include; a copy of your South African ID, proof of address, payslips and bank statements. We need these documents to verify your personal details as well as do an affordability assessment.

Simple, fast loans

To get a loan from us is quick and easy. Let us find you the right loan to suit your individual needs. We will find the suitable lender that’s fits your specifications. We only use reputable lenders and with the partnership between us and them, we can assure you that you will get the best loan options with the lowest interest rates, even as a blacklisted client. We will collect your monthly instalments through a debit order. In this way, we save you time and effort by not having to go to the bank and make a deposit.

The leading broker

We have a large database of reputable lenders and this makes finding you the perfect loan very easy. There are no upfront fees and your loan can be used at your discretion. We will help you get back on your feet on the road to financial freedom.

If you are tired of being turned away for a loan by banks and other lenders then Low Credit Score is the best option for you. With our large database, affordable personal loans for bad credit and low-interest rates we will help you get the cash you need fast.

Customer Reviews & Testimonials

September 2018

I got my loan just minutes after applying and I was in complete shock I would recommend them any day of the week to anyone who would like a loan.

John S
— East London —

January 2019

Signing in is super easy and quick.

Sam S
— Cape Town —

April 2019

You can choose your own amount and date that you will be paying it back its a great way of loaning for a few days.

Kyle C
— Johannesburg —

Low Credit Loans Contact

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Physical Address

  • 106 Adderley St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
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Opening Hours

  • not available