Rating based on 53 reviews


  • Loans bad credit up to R200,000
  • Low-interest up to 28%
  • Repayment up to 60 months

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iLoans homepage
Author iLoans. Screenshot of iLoans website.
[Accessed May 13, 2018]

iLoans - we are the loan specialists

At iLoans, we offer an online lending service for all South Africans, even clients who have been blacklisted.

When you are blacklisted it can be hard to apply for a loan especially when you need emergency cash. We have the online lending solution for your financial troubles.

Quick loans from  iLoans

We have helped thousands of South African achieve financial freedom. We use a unique technology that makes the application and approval process much faster. We have a fast loan turnaround time that has earned us great popularity with our clients.

Flexible repayment terms

Our flexible repayment terms range from months to even years. We strive to give you a loan with a monthly installment that is affordable and suits your budget. Getting a loan is easy even if you have bad credit. We offer cash loans for bad credit ranging from R1000 up to R200, 000.

You can get a loan of any size to help you with your financial difficulties. We will ensure that you have the cash you need within 48 hours after applying. Simply apply for a loan and wait for your loan confirmation which will happen within minutes after applying.

Fast loan application

iLoans serves South Africans with personal loans, cash loans and loans for the blacklisted.

Our online platform has been designed with your comfort and convenience in mind. Our online loan application is simple and fast to complete and our loan turnaround times are one of the fastest available in the industry.

We are the loan specialists

We are the short-term loan specialists. With our years of experience in the financial industry, we are able to bring you very low-interest rates. Our employees are highly skilled and qualified. They will always treat you with respect and in the most helpful manner.

We understand that privacy is a big concern for all of our clients. Our webpage contains encryption software to ensure your personal details are safe with us. We will process your loan with the highest priority to get you the fastest loan turnaround time.

Loans for blacklisted clients

At iLoans we understand that bad credit can happen quickly and that many banks and lenders will decline you. We are different; we treat all of our customers equally, from bad credit loans to interest rates. We only look at the amount you can afford to pay in monthly installments. We, unfortunately, can’t supply loans to anyone who is under debt review.

iLoans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 28%
  • Loan Amount up to R200,000
  • Repayment 3 months to 60 months

Benefits of iLoans

  • Bad credit friendly
  • Affordable repayments
  • Loans up to R200 000 

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

iLoans – Easy convenient loans

At iLoans we will supply you with a loan when no other institution will.

We strive to help you find a loan that is affordable and that will suit your financial needs. A great benefit of our service is the innovative technology that allows us to bring you loans faster at a lower interest rate. Our service will save you money and effort.

Meet our team

At iLoans we have years of experience in the financial industry. Our consultants are passionate about helping you find the perfect personal cash loan to suit your budget. They will always help you in a professional helpful manner.

Your loan application will be processed with the highest priority and privacy. Our agents are available by phone or online to help you with any questions you might have as well as guide you through the loan process.

Loan regulations in South Africa

At iLoans we work in line with the stipulations set by the National Credit Act and we support responsible lending.  We will never grant you a personal or payday loan that you cannot afford. We will do an installment assessment to establish how much you can afford in monthly payments.

When you are looking for a loan it is very important for you to use a reliable trustworthy lender. Never borrow money from loan sharks, they tend to work outside of the credit laws and usually have very high-interest rates. We have the financial solution; we are a reliable and a trustworthy lender. We are very popular with our customers and they have rated our service highly.

Loan options in South Africa

We offer both secure and unsecured loans for bad credit. With unsecured loans, you do not have to use any of your valuables as security. We also offer personal and home loans as well as vehicle finance. You will get feedback on your loan application within minutes and you will have the cash in your account within 48 hours.

Blacklisted? Bad credit? At iLoans we have the best solution for you. With our unique technology and skilled employees, we are able to get you a loan faster with better interest rates. If you are looking for a reliable lender that understands your needs, then iLoans is a great option for you. Apply now to get the cash you need.

Customer Reviews & Testimonials

October 2018

I love being able to keep control of my account is a great feeling, Also you can pay anywhere that you are and more.

John B
— Port Elizabeth —

March 2019

Great service! From the agent that called me back when I sent my application in for my loan. And to be approved with a low credit record makes me feel like the company is willing to take a chance...

Thembi N
— East London —

May 2019

The bonus with iLoans is, its great for your pocket and I would recommend them and I would take a loan out with them again.

Karen D
— Rustenburg —

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