Rating based on 85 reviews

TA Consulting

  • Loans bad credit up to R150,000
  • Low-interest starting from 14%
  • Repayment up to 60 months

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Author TA Consulting. Screenshot of TA Consulting website.
[Accessed January 30, 2023]

TA Consulting - We have the right loan for you

Get debt-free today with a bad credit loan from TA Consulting.

TA Consulting has over 10 years of experience in the finance industry and their service is completely free! You will be spoiled with a wide variety of bad credit loan options to suit your requirements.

All of their lenders are NCR and NCA registered and offer loans to those who need a financial boost.  If you have bad credit you won’t have to look any further as with their extensive experience, you can get the loan you need in the shortest time possible.

Caring about their customers

Customer care is a top priority to them, and they will make sure each customer gets treated with dignity and respect.

You can be assured that their highly trained employees will help you through the bad credit loans online process and they will also give you advice and answer any questions you might have.

Great loan options to suit your budget

Together with their excellent customer service and affordable loan options they also offer you affordable medical aid, and you can apply for it on their website.

With them, you will have access to debt counselling if you feel like you are drowning in never-ending debt. This will help you to find your way to financial freedom. You can be at ease knowing that you will have an experienced debt counsellor that will protect you against unnecessary demands from creditors.

You can become debt free today

TA Consulting strives to help anyone who applies to obtain a loan if they qualify according to their loan application criteria. 

When you have a bad credit history, they can help you get a loan within a day after applying.

The best loans for bad credit

They specialise in loans for bad credit and will go the extra mile for their clients to ensure that they have the most seamless experience.  Once you are a client with them you may also apply for another loan as soon as your initial loan has been paid in full.

You can become debt-free

You can have a better quality of life knowing that your low cash flow nightmares and struggles will be something of the past. They offer loans up to R250,000 and their interest rates range from 14% to 32% with up to 60 months to repay.

You can have a cell phone contract with bad credit

Do you have bad credit and are looking for a cell phone? TA Consulting can help you get a cell phone even if you have bad credit. They know that many South Africans are looking for bad credit cell phone contracts but do not qualify through the normal channels because of their credit ratings.

With them, you won’t have to let your credit record stand in your way of getting a cell phone contract.

TA Consulting – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 1432% p/a
  • Loan Amount up to R150,000
  • Repayment 3 months to 60 months

Benefits of TA Consulting

  • Comprehensive service and loans
  • Bad credit friendly
  • 100% free service

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

TA Consulting - Get the best loans and customer service

TA Consulting will offer you excellent services and flexible loans for bad credit.

Don’t look any further for a loan when you are blacklisted as TA Consulting can offer you a loan that is tailored to your financial needs.

Qualifying Criteria

  • Above the age of 18.
  • Have a South African ID.
  • Earn a basic salary of R 3 000 per month
  • Have a bank account
  • Permanently employed for a minimum of 3 months at the same employer.

Follow these easy steps to apply for a Bad credit loan online:

  1. Visit their website, register as a client, and follow the simple steps to apply for a loan.
  2. Your personal details will be verified, and an affordability assessment will be done.
  3. They will look for the perfect lender that meets your needs and expectations.
  4. You will be contacted with a few bad credit loan options that you can choose from.
  5. Once you have chosen a loan option that suits you best the final contract arrangements will be set in place.
  6. When the contract is signed, the loan amount will be deposited into your account within 24 hours. Apply today to get the cash injection you need to make your life a little easier.

Benefits when you partner up with TA Consulting for a Bad credit loan

  • Comprehensive service and loans.
  • Bad credit friendly.
  • Friendly staff that is ready to assist you.
  • The loan calculator tool will help you to make a calculated decision.
  • Unsecured bad credit loans and blacklisted loans up to R250,000.
  • Easy online application.
  • Same-day approval.

Customer Reviews & Testimonials

November 2018

They have helped me in very tough times and my credit score is building up now because they trusted me I recommend them they care.

Eliza S
— Bloemfontein —

January 2019

They took a chance on me and helped me get the loan that I needed. I could not be more grateful.

Grant M
— Port Elizabeth —

May 2019

It's lovely that I can apply straight from my phone.

Kaitlin S
— George —

June 2021

TA Consulting helped me to get the loan that I need. I could not be more grateful.

Prinsloo F
— Bloemfontein —

September 2021

It's lovely that I can apply straight from my phone. I did not need to go to any bank and fill in a lot of paperwork. Their staff was always friendly and ready to assist.

Jacobs H
— Cape town —

November 2021

They have helped me in very tough times and my credit score is improving now because they trusted me. I would highly recommend them to anyone.

Chun Y
— Port Elizabeth —

TA Consulting Contact

Contact Number


  • not available


Physical Address

  • Plot 217, Nooitgedacht, Randburg Johannesburg Gauteng 1724 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 22:00
  • Tuesday 07:00 – 22:00
  • Wednesday 07:00 – 22:00
  • Thursday 07:00 – 22:00
  • Friday 07:00 – 22:00
  • Saturday 07:00 – 22:00
  • Sunday 07:00 – 22:00