Rating based on 67 reviews

Loan SA

  • Personal loans bad credit up to R150,000
  • Low-interest starting from 27%
  • Repayment up to 35 months

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Author Loan SA. Screenshot of Loan SA website.
[Accessed February 20, 2019]

Loans SA - Quick loan comparison services

Loans SA is a loan comparison website that puts the power of applying for a loan back in your hands.

We offer a wide range of personal loans for bad credit from a variety of different lenders. No matter what type of loan you are after, you will find it quickly and easily through our website.  

Loans within 5  minutes

Our online loans allow you to borrow between R2 000 and up to R150 000 in as little as 5 minutes and by filling out one simple application form.

One of our partners African Bank allows you to apply for a personal loan of to R250 000. If you are looking for a smaller amount apply for one of our simple loans that allow you to borrow up to R6 000.

Low credit ratings

If your credit report makes you hide your head in shame and causes your online loan application to be declined by the bank then you should apply for a bad credit loan.

Our bad credit loans allow you to borrow up to R250 000 with very easy repayment terms.

Escape your debt

If you have more debt than you have money to cover it, then you should consider applying for one of our quick loans. This loan will help you settle all your outstanding debt while saving you money in the process.

Loans up to R250 000

When you need a personal loan but you can’t afford to pay the high interest rates that come with it, then you can apply for a low-interest instalment loan. These instant loans allow clients to borrow up to R250 000 for a fraction of the price.

Our experts will negotiate with your creditors to cut you some slack and give you a settlement amount. We will then pay off all your debt from your multiple creditors and then loan you the amount that you need.

Now you will only have to worry about paying one loan and you can finally get ahead by saving money on penalty charges.

The simple loan free calculator tool

To help make sure that you get the most out of your loan use our free calculator solution.  This is unlike any calculator that you have ever used before because there is no need for difficult math calculations or trying to remember what interest rate you will be charged.

Instead compete for your name, e-mail address, telephone number and how much you make per month and the calculator will do the rest for you.

Once we have determined if a bad credit personal loan is in your best interest one of our consultants will give you a call in under an hour to let you know how to proceed with your application.

No matter what type of loan you would like to apply for you will be able to find it on our website it's so so simple, start by completing the application form and following the onscreen prompts.

Loan SA – Personal bad credit loan

  • Loan Type Personal loans bad credit
  • Interest Rate from 27%
  • Loan Amount up to R150,000
  • Repayment 30 days to 35 months

Benefits of Loan SA

  • Comprehensive credit reports
  • Loans up to R150 000
  • Legal advice assist available
  • Your loan delivered in 3 minutes
  • Repayments between 6 and 60 months

Personal bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Loan SA - You can become debt free

Debt consolidation sounds like quite a scary concept but in fact, it's much more simple than you think.

If you have masses of messy debt from multiple creditors or if your bills keep piling up and you don’t know how you are going to ever pay it all. Then a debt consolidation may be a good option for you.

There are many advantages to applying for a debt consolidation loan these include:

  • Don’t owe multiple creditors and instead only owe money on your debt consolidation loan
  • This can help you reduce your monthly instalments by up to 60% overall
  • Our debt consolidation and bad credit loans come with added benefits including a cover in the event of your death, disability or retrenchment.
  • If you are a victim of identity theft then you can apply for our rescue plan

How the process works

Debt consolidation involves combining all your debt into one manageable loan.  The program that we call is called debt review this program combines your existing debt into one amount to settle it. We pay off your debt on your behalf and then you owe us for the personal loan.

Debt consolidation protects you from your creditors, once you apply you will receive no more harassing phone calls and none of your creditors will be able to repossess any of your things.

Once you have successfully completed all the steps in the process you will receive a debt clearance certificate and all the negative credit information will be removed from your credit report.

Why should you consider a debt consolidation program instead?

The alternative of a debt consolidation loan is to apply for our debt consolidation program. A debt consolidation loan does not get rid of your debt entirely, instead, you will need to pay back a loan that you will be charged interest on, so even though you are saving money in the long run, the loan will in fact act add to your current debt.

Our program reworks your debt instead of adding it to it. With our system, your debt is reduced to one easy affordable payment plan with no added debt and no loan contract. If you apply for our program you will not be able to open any new accounts or apply for any loans.

Customer Reviews & Testimonials

February 2019

Loan SA will always ensure that your client’s financial needs are always put before anything else.

Gregory T
— Klerksdorp —

February 2019

Without the financial assistance, I got from Loan SA, I would still be trying to find a loan my budget could afford.

Moleboheng M
— Vereeniging —

April 2019

Loan SA has the most affordable interest rates on their credit plans. It certainly helps the customer that doesn’t want to pay too much on their advance offer.

Thabiso M
— Glen Vista —

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