Rating based on 27 reviews

Wanna Loan

  • Personal loans bad credit up to R3,000
  • Low-interest starting from 5%
  • Repayment up to 37 days

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Wanna Loan homepage
Author Wanna Loan. Screenshot of Wanna Loan website.
[Accessed February 20, 2019]

Wanna Loan - Tailor-made loans

Wanna Loan is an online lending platform that was developed for those South African citizens that find it difficult to obtain financing from traditional banks

We noticed an increased demand for loans from middle and lower income households that were in desperate need of money but unfortunately most of them struggled to obtain help or get access to credit. Wanna Loan was specifically designed for this purpose and to help the average person that has previously been denied credit regardless of their financial background. The way our system works is simple, we will loan you a small amount of cash to see you through till the end of the month. The amount that we loan you will depend on your individual circumstances.

Part of the Blackbird group 

Our head office is in ape Town but since our loans are available online we can help anyone throughout South Africa. Our loans are the same as payday loans as you will need to repay the entire loan amount by your next payday. We form part of the Blackbird Group and will do everything in our power to help you with a loan solution when you need it most!

Our service is completely automated so our communication with you is instant. Our CEO and founder Nathan January understands your needs and guarantees that the client is always put first and that customer service is never compromised.

Proudly South African

We were founded in South Africa in 2011 especially to help minimize the gap in the financial market and combat the diverse problems our people face. We are a level 3 BBBEE contributor and are a 100% black-owned company that is proud to be South African. Our company practices responsible lending and we aim to give you a hand up, not push you deeper into the vicious debt cycle. 

Our personal loans for bad credit are designed as a short term solution to help you out in your time of need.  Our loans were not designed to meet your long term financial obligations and you should not become reliant on them for long term use.

Transparent bad credit loans

The loan amount that you are granted will depend on how much you can afford and your current financial circumstances. 

You know what your debt situation is like, it is important that you never borrow more money than you can afford to repay easily.

If you do you could end up even worse off than when you first applied for a personal loan.

Our loan contract is transparent and all cost’s and late fees will be explained to you in a clear, easy to understand manner so that you can make an informed decision before you enter into the loan agreement.

Never borrow more than you can afford

Our company is uniquely South African and is there to help you get a loan.

Our bad credit personal loans are ideal to cover those little expenses that arise before your next payday arrives.

Our loans are not subject to a credit check this means that your application has a much higher chance of being approved.

We will make sure that you are currently employed and verify your current financial details in order to assess your loan application responsibility.

Transparency in everything we do

Our contract, fees and lending policies are completely transparent.

There are no hidden costs or catches.

We are upfront with any costs such as interest rates and any initiation fees. 

To make sure that you don’t miss a payment on your short-term loan, we will remind you a few days before the debit order is due.  

Wanna Loan – Personal bad credit loan

  • Loan Type Personal loans bad credit
  • Interest Rate from 5%
  • Loan Amount up to R3,000
  • Repayment 5 days to 37 days

Benefits of Wanna Loan

  • Same day payout
  • Bad credit loans approved
  • High approval rates on loans

Personal bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Wanna Loan - Loans up to R3000

If your application for a bad credit personal loan is declined we will do everything we can to explain why and help you rectify the issue so that you can re-apply correctly. 

If you are unsatisfied with the way you have been treated please contact our customer care department so that we can investigate. Our aim to respond to all query’s within a 48. 

If you are a new client we will start off by loaning you R3 000, if all goes well and you are happy with the level of service given to you and you repay the loan on time then we will be able to increase the amount the next time you apply.

Helping you get ahead when no one else will

Our quick loans were designed for those clients that struggle to obtain financing through traditional measures and feel like they can’t get a loan anywhere else. We are your lifeline when you are drowning and we will do everything in our power to help you when no one else will.

The application process is effortless simply visit our website and complete the online loan application form. Use the loan tool sliders to determine how much you would like to borrow and then indicate when your next payday will be.

Only borrow as much as you can afford to repay without getting yourself further into debt. Once you have completed the application send it to us and we will contact you. 

Once we have received your application we will verify your personal details and make a decision on if we are going to grant you a loan or not.

Once all the relevant checks have been done and your application is successful, the money will be paid into your bank account within an hour.

Customer Reviews & Testimonials

May 2018

Wanna Loan offers convenient, speed and confidentiality when applying for credit.

Catherine J
— Krugersdorp —

February 2019

I was happy to know that Wanna Loan only took one business day to approve my loan application

Donald S
— Marburg —

January 2019

There is always a benefit you get from applying for a loan at Wanna Loan.

Tshepang K
— Fochville —

January 2019

Wanna Loan is a financial provider you can trust, I got my loan after a few hours after applying.

Brenda X
— East London —

January 2019

With Wanna loan, you are not lost. They will help you choose a credit offer suitable for you and for your budget.

Eric W
— Pretoria —

Wanna Loan Contact

Contact Number



Physical Address

  • 1 Willie van Schoor Drive, Bellville Cape Town Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed