Rating based on 11 reviews


  • Quick loans up to R250,000
  • Low-interest starting from 16%
  • Repayment up to 72 months

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Author Fincheck. Screenshot of Fincheck website.
[Accessed May 13, 2018]

Fincheck - We take the stress out of financial emergencies

Fincheck has top innovative technology that enables us to bring you quick cash loans fast through our online platform. Our loan applications are free and 100% paperless.

When financial emergencies strike you need cash in a hurry, this is where we can help you we boast with one of the fastest loan turnaround times in the industry.

Compare and safe

You just choose the loan amount that you need and repayment terms and we will get you online loan quotes. You can compare quotes and choose the most affordable option for you. We save you the hassle of browsing through hundreds of lenders and applying privately which could have a negative effect on your credit history.

One credit checks for many loan applications

We only do one credit check and apply for loans from a lender on your behalf. We negotiate the best offers with lenders and present you with the best quotes to compare.

With your bad credit loan application, we will also do an affordability assessment making sure that you can afford the loan. We are a registered credit provider and we follow the stipulations set by the National Credit Act.

We make getting a loan easy

After your initial application, your details will be saved on our website. The next time you use the Fincheck portal and login we will already know who you are and what you previously searched for. You do not need to upload your personal documents again. Simply tell us what you are looking for, compare and accept a quote.

Quality quick cash loans

We specialise in quick cash loans and payday loans.

Over the years we have helped many South Africans get a loan for money emergencies. And with our innovative online platform, we make it easy for you to come back and get another quick loan.

Payday loans

A payday loan is a popular affordable loan option. We give you an advance on your salary and you pay us back the next time that you get paid. The interest rates on these loans are lower due to the shorter repayment terms.

We do all the heavy lifting

We will apply to the lender on your behalf. All you need to do is apply, compare, and pick the best loan option.

We have many reputable lenders that we search through to find the short-term loan that best matches your criteria. We pride ourselves in supplying a wide variety of financial assistance and financial solutions.

What I need to apply

  • You must be a South African of at least 18 years old
  • Not under debt review
  • A copy of your ID
  • Recent payslips
  • 3 months bank statements

Fincheck – Quick loan

  • Loan Type Quick loans
  • Interest Rate 1628% p/a
  • Loan Amount up to R250,000
  • Repayment 30 days to 72 months

Benefits of Fincheck

  • Easy online application
  • Bad credit loans available
  • 24/7 access

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Fincheck – compare and save

The loan comparison search at Fincheck is free. It is a 100% online application and is paperless.

To apply for a loan with us you simply need to visit our website and fill in the short application form. Skip the queues, no one has time for that anymore, and why would you waste time if you have technology and innovation at your fingertips.

Getting the money you need, fast

We pay attention to our client's needs and we will offer you advice on fast loan products as well as how to save money. We want to see you achieve your financial goals or pay off that unexpected expense. With us, you will get a seamless service, and best of all it's free.

Benefits of using Fincheck

  • Fast application
  • Quick approval and payment times
  • Seamless online platform
  • We will remember you next time you log in
  • Free personal loan comparisons
  • Friendly and helpful consultants

When you need cash in a flash, contact Fincheck and get your instant cash loan approved and paid out within 24 hours.

We will help you get through your financial emergency and get your finances back on track. Visit our website, apply and we will go through hundreds of lenders and find the loan option that best suits your financial needs.

Customer Reviews & Testimonials

January 2018

Their loan comparing services are quite impressive. It helped me made a good decision.

Lebohang M
— Germiston —

September 2018

They are not just empty promises but actually deliver and give you the best service.

Andrew S
— Johannesburg —

May 2018

The whole system is online, it saved me tonnes of time and was most definitely more effective.

Paige M
— Pretoria —

Fincheck Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed