Rating based on 11 reviews


  • Quick loans up to R250,000
  • Low-interest starting from 16%
  • Repayment up to 72 months

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Fincheck homepage
Author Fincheck. Screenshot of Fincheck website.
[Accessed January 30, 2023]

Fincheck - We take the stress out of financial emergencies

Imagine being another week away from payday and an unexpected bill arrives. These things happen when it is least expected.

Before you start to panic, Fincheck is the answer to your slight money problem and can assist you with a quick loan to get you sorted out before you know it.

They have come to understand that people often need a little help financially. Therefore they have come up with an easy and convenient solution.

Fincheck has bragging rights

Fincheck has achieved quite a lot since it started. They have managed to build up a hefty customer base that stands over 2 million strong to date.

With a team that understands the industry and strives to bring you only the best, up-to-date services that technology can offer, you know you are in great hands.

They have and continuously aim to build an all-inclusive ecosystem of financial technologies from which everyone can benefit. They are transforming the way you can borrow.

From humble beginnings

In 2003 when Mike and Chris met for the first time, they could never have thought that they would end up founding a business 12 years later. Fincheck was founded in 2016.

In 2020 they gained control over the biggest business finance marketplace in South Africa, FindingHub. After many glitches, they built their digital solutions.

In 2021 Fincheck released its unique scoring tool, BetterScore. To reach such great heights in only 5 years speaks of determination and well-deserved success.

Quality quick cash loans

With all the different services they offer they have created a sort of one-stop-shop for all your financial needs. These are all outlined neatly on the webpage.

You will be hard-pressed to find a company so dedicated to its customers. Fincheck believes wholeheartedly that every customer is important and they show it every day.

An easy and convenient Quick loan

With a quick loan from Fincheck, you are spoilt for choice. They have put together a system that helps you find the best option for your pocket.

Finding the finance you need is only a few clicks away. They have what they call a 3-click application system that will not only save you money but also save you valuable time.

On their homepage, you can select your loan option from the top bar. A dropdown menu will appear where you can click on the finance option you require.

Fincheck has you covered

Fincheck has thought of everything and has created a platform that caters for everybody’s needs. The deal you need is out there and they will find it.

These products include insurance. You can apply for anything from life insurance to vehicle insurance on the Fincheck homepage and they have made it super easy to get covered.

By using their high-tech system they search for the best insurance providers for you. They do the search work for you and you get to choose the package that suits you best.

Fincheck – Quick loan

  • Loan Type Quick loans
  • Interest Rate 1628% p/a
  • Loan Amount up to R250,000
  • Repayment 30 days to 72 months

Benefits of Fincheck

  • Easy online application
  • Bad credit loans available
  • 24/7 access

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Fincheck – compare and save

With the super-easy and user-friendly application, it has never been this easy to find the most suitable financial solution for you. From the homepage, you can start the process quickly.

You will need some standard documents to prove a few things so make sure you have these on hand when you start with the quick loan application.

Documents may include: 

  • To prove that you have a steady income, you will need the last three months' payslips.
  • Proving your identity can be done with your ID document.
  • You will also need to show your current expenses with the last three months' bank statements.

Step one:

The first step is to complete the form with all of the required details. These are straightforward questions like personal details, address, employment status, and income.

Step two:

Your application will be processed and they will search all the providers in the database. You can then choose the one that is best suited to your situation.

Step three:

Once you have chosen the best quick loan option for you, you can indicate that by clicking on the chosen provider.

Step four:

The financial service provider that you have chosen will then be in contact with you shortly to complete your quick loan application.

Choose Fincheck for the best option

There is not always time to search the internet through all the possible lenders available and it seems like there are not always enough hours in a day. For this reason, Fincheck has made it easier for everyone to save.

They save you time and money by doing the search work for you. Their service is easy-to-use and convenient. Make the smart choice today and choose Fincheck to get the financing you need in no time.

Fincheck benefits

  • Ample options to choose from.
  • The process is super-easy.
  • Fincheck is convenient.
  • They save you time and money.

Customer Reviews & Testimonials

January 2018

Their loan comparing services are quite impressive. It helped me made a good decision.

Lebohang M
— Germiston —

September 2018

They are not just empty promises but actually deliver and give you the best service.

Andrew S
— Johannesburg —

May 2018

The whole system is online, it saved me tonnes of time and was most definitely more effective.

Paige M
— Pretoria —

October 2021

I needed a quick loan to get me to payday and a friend said I should try Fincheck. I went online and applied and they presented me with all the available options. I could choose the best one.

Plaatjies P
— Sandton —

November 2021

I was so happy when I found Fincheck online. They offer great service and I was able to get the best quick loan through them. It was easy and convenient, to say the least. Keep up the good work.

Kumalo L
— Bellville —

November 2021

I would like to take this opportunity to thank Fincheck for the outstanding service they gave me. I was able to find the best deal on a quick loan in no time. They are a great company and I will ...

Scheepers J
— Cape Town —

Fincheck Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed