Finance Wizard

Finance Wizard was established in 2004 by Dover Ramlall.  They strive to bring you cutting-edge financial products for all your bad credit requirements.

Their loan solutions are designed to assist clients who've experienced rejection by South African banks and other financial institutions. They offer fast and easy pre-approval processes that'll give you instant satisfied results.

Their service is hassle-free

With their 10 years of experience in the finance industry, they aim to ensure the service you receive is hassle-free. They specialise in personal loans for bad credit and their number one priority is to help you with bad credit obtain a loan that suits your individual budget.

They care about you

They're a reliable and reputable lender in the market. Their staff has years of experience and ensures that you experience your loan process in a friendly and helpful manner. They strive to give you the best service delivery available in the industry.

After having helped countless South Africans obtain a quick loan, they've been rated highly and are referred by their clients. Their employees are passionate about finance and this quality shines through and benefits you.

Confidentiality guaranteed

We understand that your privacy is a concern where bad credit loans are concerned.

What we do, is use innovative technology on our online platform to guarantee that your personal details and documents are secure with us and that they will never be available to any third parties.

Your loan application will be processed with the highest priority, ensuring that we get you the cash you need in the shortest time.

They treat all South Africans who apply for a loan equally regardless of their credit score.

They specialise in giving loans for bad credit as well as offering debt consolidation loans.

Their consultants will guide and help you choose the best loan option for your budget and needs.

Loans for clients with bad credit

They understand that a simple missed payment on an account can have a negative effect on your credit rating.

At Finance Wizard they don't look at your credit score, they instead do an affordability assessment to calculate the disposable income you have after expenses from your monthly gross salary. From that, they deduce your affordability for loan repayment.

Debt consolidation loan

When you feel like you're drowning in debt, they're there to offer you a life jacket in the form of a debt consolidation loan.

They'll calculate all of your current debt and restructure it into one affordable monthly payment.

Their aim is to help you get out of debt and remain out of debt.

Fast turnaround times

Due to their innovative technology, your online loan application will be processed with the highest priority, ensuring that they get you the funds you need in the shortest time.

They have one of the fastest loan turnaround times and their rates are competitive in the market.

Finance Wizard strives to help you reach your financial goals in the shortest time possible, leading you to a suitable financial situation sooner than later!