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Find a Loan SA

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Author Find a Loan SA. Screenshot of Find a Loan SA website.
[Accessed February 20, 2019]

Find a Loan SA - Bad credit loans

Do you live in South Africa? Do you need a loan but you are currently blacklisted? Then Find A Loan SA is the solution that you have been searching for.

Our loan service offers both personal and bad credit loan options to suit any budget. Our online application process has made the act of applying for a loan very simple and incredibly quick, after completing the application form with your personal details our system will do a quick check and in a few minutes you will find out the outcome.

Loan finding directory service

Find A Loan SA is one of the largest payday loan finding directories that is available in South Africa that gives our clients the best chance of having their loan application approved. We will find you the most flexible customized repayment terms and the lowest interest rates.

We are not a loan broker instead we act as the middle man to connect you with the best lender to suit your requirements.

Our easy to use website allows you to search by loan type and by region as well as specify your preferred amount and interest rate.

Keep informed every step of the way

To make sure that you always know the status on your loan application we have developed a client area that helps you track your loan progress from beginning to end. Check if your personal loan for bad credit has been approved and if the money has been deposited into your bank account yet.

Once you start making payments on your loan you can easily track your payments and always know exactly how much you owe and on which date your debit order will run each month.

A 3 in 1 loan service package

For as little as R399.00 you will receive our 3 in 1 loan service package. This amazing package includes a personal assistance program, a free quick loan finding service and a free comprehensive credit report.

What is a comprehensive credit report?

Your comprehensive credit report is an important document that lists all your personal financial information and determines whether or not your bad credit personal loan application will be approved or not.

Information included is as follows:

  • A list of all your relevant personal information
  • A summary list of all your open accounts
  • A summary of any judgements that have been filed against your name
  • A summary of any active or past personal cash loans
  • A summary of all the times that you have applied for a loan

Improve your credit score

When you apply for a loan, this is noted in your credit report. Each time that you apply an enquiry is made and this will be shown on the report and may lower your credit score. If you apply for multiple loans from different places each application will have a negative effect on your credit score.

Applying for a loan and having your online loan application declined will negatively affect your credit score even further and may make applying for a loan in the future even more difficult than it was before.

The lower your credit score the less likely your loan application will be approved. The 3rd item in the package is a referral service that offers you expert advice that you can trust.

Find a Loan SA – Personal bad credit loan

  • Loan Type Personal loans bad credit

Benefits of Find a Loan SA

  • Bad Credit Loans
  • Personal Loans

Personal bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Find a Loan SA - Quick and easy bad credit loans

It is important to know your credit score especially if you are applying for a loan.

Sometimes you may have forgotten about a bill that you never paid and this could be the reason that your loan application keeps being declined. If you know what debt is listed under your name, it will make it much easier for you to manage your bad credit and improve your credit report.

Sometimes there are errors on the report or debt that is listed to your name incorrectly. It is important to check all the details carefully and if you don’t recognise a certain entry then you should inquire with the Credit Berea to investigate and fix the problem.

If you are currently trying to clear your bad credit by paying off your credit cards and payday loans then you need to make sure that once each account is settled it is removed from your report so that it no longer affects your score.

How to manage your credit efficiently

There are ways to improve your credit score quickly and easily. If you have a low credit score or have been blacklisted then you should consider these tips.

Tips for improving your credit score:

  • Make sure that all the information listed on your credit report is yours and is correct
  • Make sure settled bills are reflected as such
  • Ensure that you never miss a payment or pay your accounts after the due date
  • Always pay more than the minimal amount that is due
  • Always pay your medical bills on time
  • Never default on a loan
  • Never take out a bad credit personal loan when you still have outstanding loans

Other ways to quickly improve your credit score are to open a store account and make sure that you always pay more than the amount that is due before the due date. Creditors see this as a good sign and this will reflect positively on your credit report.

Speak to an expert to get advice

If you are in way over your head and you don’t how you will ever get rid of your mounting debt then you should think about applying for debt counselling. An expert will help protect you from your creditors and help you move forward with your financial future.  

Customer Reviews & Testimonials

January 2019

Find a Loan SA always goes above and beyond to ensure that their clients get the best loan offers.

Victoria P
— Johannesburg —

October 2018

I am so delighted to find that there is still a financial provider that makes it a necessity to give a customer an affordable loan offer.

Peter J
— Bedworth Park —

April 2019

Applying for a Find a Loan SA loan takes less than ten minutes to complete!

Richard M
— Pietermaritzburg —

Find a Loan SA Contact

Contact Number


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Physical Address

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed