Rating based on 880 reviews


Loan Picker SA

image of Loan Picker SA
image of Loan Picker SA

About – Loan Picker SA

Loan Picker SA is a fast efficient online platform that helps those with bad credit apply for a loan.

Our service finds you the best personal loan for bad credit available, if the door has been closed in your face and every application that you make is declined then you should apply through us.

Getting a loan when you are blacklisted can be very difficult and lenders are more hesitant to lend you money as you have already shown that you are not the best at paying your bills.

Life is expensive and sometimes you might need a bit of help to pay for something that you haven’t budgeted for. 

Interactive easy to use website

Our interactive website allows you to apply for a short-term loan quickly and easily as well as have access to all the lenders in our network.

We use our partnerships with those in our network to find you a loan that best suits your needs and your pocket.

Even if your loan application has been declined by other lenders we will take up the challenge of finding you a loan.

Family style service

Our lending company isn’t just a corporation we are a family owned business that has high morals and values.

Think of us as your rich uncle, all you need to do is complete the online loan application and let us know what you need from your loan.

Let us know how much you want to borrow and how long you will need to repay your loan in full our team of experts will do the rest on your behalf.

Services – Loan Picker SA

At Loan Picker SA we believe in the 3 A’s and we use this concept to make applying for an instant loan as simple as we possibly can. The first a is for apply, simply visit our website and apply for a loan using your personal details.

The 2nd a is for accept, once we have sent you your loan options all you need to do is choose the one that suits you best and accept it by signing in the dotted line and sending it back to us.

The last a is for acquiring, once you have accepted the quote you will acquire your cash. The cash will be paid into your bank account on the very same day that your loan application is approved.

The Loan Picker SA service package

Our Loan service package not only comes with a free bad credit personal loan finding service but also with the following benefits.

  • Civil and labour law advice
  • Personal injury advice
  • Motor vehicle accident claim assistance
  • Criminal law advice
  • Harassment advice assistance
  • Will and Testament advice
  • Domestic violence advice
  • Conveyance advice
  • Matrimonial law advice
  • Litigation advice
  • General advice package

You can get all of these benefits for R429.00 for the first month then for the reduced fee of only R99 for the remaining 11 months. You will also receive our free personal cash loan finding service. You may use any of the benefits while you are a member and your premium will never increase no matter how many times you use them.

If you would like to renew your membership after your first year, it is as simple as letting us know.


Summary of Services

  • Bad Credit Loans
  • Personal Loans


Loan Pickers SA - We will find the right loan for you

Becoming a member not only gets you all the benefits listed in our service package but also means that you are part of our family. Our family takes care of its members and is always there to assist you when you need us.

If you need a fast cash loan or legal advice simply call our membership helpline or log onto the website so that we can assist you. Our experts will give you professional advice that will help you move forward no matter what your circumstances are.

Proudly South African family business

We take pride in being a South African family that is in the position to help all our diverse people and we aim to do everything that we can to give those individuals that normally struggle to obtain loans a second chance at their financial future.

If you have been blacklisted or have a very low credit score it can seem impossible to get a personal loan for bad credit, but we are on your side and there to help you every step of the way.

Loan requirements and supporting documents 

Depending on the type of loan that you would like, you will need to meet certain lending criteria, these criteria include being over the age of 18, holding a steady job with a decent income and living in South Africa.

When you apply you will be asked for a copy of your valid ID and to supply your last 3 months bank statements or payslips. There may be additional supporting documents required if you are applying for vehicle financing or a home loan.

How to use our benefits package

Once you have signed and paid for your membership you will be given a special log in pin that will give you access to our membership area. To activate any of your benefits simply call our helpline or send us a message through our membership portal and we will gladly assist you.


Customer Reviews & Testimonials

 Contact Details

Northbank Lane, Century Blvd, Century City, Cape Town, Western Cape, 7441, South Africa
Ph: 0860 022 139
Fx: 0866 982 167
Em: info@loanpickersa.co.za

 Postal Address

PO Box 569, Century City, 7446, South Africa

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed