FNB Personal Loan
- Personal loans up to R300,000
- Low-interest starting from 10.25%
- Repayment up to 60 months
- Quick Navigation
- FNB personal loan product
- FNB contact details
- Personal loan calculator
FNB - Affordable personal loans
Sometimes life happens and your finances just don't work out the way you planned.
You’ll never have to be stuck again as FNB can help you with a personal loan for whatever reason you may need it.
Whether it is some home renovations, a new vehicle, or even paying for your child's education, FNB can help lighten the load. They offer many financial solutions and will always be able to assist with the right financial advice.
Where FNB began
Not many South Africans are aware that FNB is the oldest bank in the country. Its roots lie in Grahamstown in the Eastern Province Bank that was formed in 1838.
It started from humble beginnings to the success story that it is today, trading as a division of First Rand Bank Limited.
FNB has managed to survive all the financial obstacles that South Africa has faced over the years. You can rest assured that they know the banking industry inside out.
They care about the environment
Many big institutions have an interest in the sustainability of the environment around them. At FNB that's no different. They're actively making a change on a daily basis to help the environment.
They provide training on awareness about water and energy and are continuously searching for ways to minimise and manage the use of paper. FNB even donates a part of its funds to financially aid environmental causes.
Knowing that a bank cares about the environment and that they're making a change should assure you that they have your best interest at heart too.
Loans between R1 000 and R300 000
When people ask what makes FNB great, there are not enough hours in a day to give a comprehensive answer.
Outstanding customer service is a top priority at FNB.
They strive to bring you up-to-date, innovative, and useful financial solutions and there's no doubt that being in the industry for so many years has made them experts.
FNB knows that with a little help in the right direction, people can accomplish great things. Being able to tie its name to the countless success stories they've created is why they're a cut above the rest.
A personal loan from a bank you can trust
Many different financial institutions offer you a personal loan, but are they truly what they claim to be? In the age we live in, borrowing from a trustworthy lender is important.
With FNB you know that what they say is what you get. They're a well-established name in South Africa and people know that they're trustworthy. To be able to borrow from an institution that has been around for so many years gives you the comfort of knowing you're in good hands.
Tools to help you make a responsible decision
FNB has made available a whole range of exciting, helpful tools and calculators for you to use. This is very helpful when planning and seeking financial assistance.
They have everything from day-to-day budgeting to foreign exchange. With this extensive range of tools, you can manage your money better.
If you can see what you'll be repaying on a personal loan before you apply, you can adjust your finances accordingly. That makes life so much easier.
FNB – Personal loan
- Loan Type Personal loans
- Interest Rate from 10.25%
- Loan Amount up to R300,000
- Repayment 30 days to 60 months
Benefits of FNB
- Repayment up to 60 months
- Fixed interest rate
- Personal loans up to R300,000
Personal loan calculator
FNB - Let us help you
Applying for financing from them has never been this easy. The online application process is well-explained and takes only a few minutes to complete.
Documents required:
- Your South African ID document or Smart ID Card.
- A proof of your income and expenses.
- Your current address.
- If you are not a South African citizen, a passport or valid work permit will be required.
The qualifying criteria:
- You will need permanent employment.
- Your salary must be paid directly to your bank account.
- The required age is 18+ years old.
- You must be a South African citizen or have residency.
The application process
Step one:
On the FNB website, under the personal finance tab, you can click on apply now. This will direct you to the first part of the application that you can complete. You can then click on continue.
Step two:
Filling in all your details will only take a few minutes. You can submit all required documents along with your completed loan application.
Step three:
Once everything is submitted and they don't require any more documents from you, your loan is reviewed. You'll then be sent a request for a DebiCheck mandate for you to sign and seal the deal.
Step four:
Your loan will be paid into your bank account. This typically happens on the same day.
When you choose FNB you choose success
For many years FNB has been there to assist South Africans with the financing they needed. They have strived to uphold the level of customer service it still holds today.
You can achieve financial success and freedom from them too. Make the change today and partner with a lender that looks after your financial well-being.
The benefits are endless
- They offer personalised credit of up to R300 000
- You can get tailored fixed interest rates
- There are no penalties for early settlement
- If your loan is up-to-date, you get to skip a payment every January
- They offer credit insurance with their loans
FNB is a trusted & reliable provider of personal loans
In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ FNB is a registered credit provider in South Africa: NCRCP 20
Customer Reviews & Testimonials
FNB Contact
Physical Address
- 13, Thebe Hoskins House, 4 Breda St & Mill Street, Gardens Cape Town Western Cape 8001 South Africa
- Get Directions
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday 08:30 – 13:00
- Sunday – Closed