Rating based on 813 reviews


Active Credit

image of Active Credit
image of Active Credit

Active Credit is a registered credit provider with South Africa’s National Credit Regulator: NCRCP6474


About – Active Credit

The founder of Active Credit has been in the cash lending game for many years. We specialise in quick cash loans for clients who urgently needs money.

Our first branch was started in the Eastern Cape and since then we have grown from strength to strength with many satisfied customers.

Cash in a flash

What sets us apart from our other competing lenders is that we pay out personal loans faster than anyone in the industry.

We operate online throughout South Africa, bringing clients a convenient way to apply for a quick cash loan. We are an accredited service provider

We comply with the NCA

We follow the strict stipulations that are set by the NCA. When you apply for a loan through us, we will do an affordability assessment and a credit check.

We use the affordability assessment to calculate your loan amount by how much you have left of your salary after your expenses have been subtracted.

We won't grant you a short term loan amount that you cannot afford, we strive to provide you with financial freedom, we don’t want to see you occur debt that you cannot handle.

Services – Active Credit

We often occur unexpected expenses that aren’t covered by our budget. When you need money now let us at Active credit help you with a quick cash loan.

At Active Credit you can use our convenient online calculator to determine how much you need to borrow, the bad credit loan term and we will calculate your loan amount with added interest. This convenient tool will also tell you how much your monthly repayments will be.

Cash loans

As a first time client at Active Credit you can apply for a loan amount of up to R1500. This loan is known as a payday loan. You have 30 days to repay the loan. This loan type has very low interest rates due to the shorter repayment period.

Through the loan application process, you can call our call centre on 086 111 6060 if you encounter any problems or have any questions. A friendly consultant will help you through the process.

Apply now online

Visit our webpage and fill in the application form. The loan application form is user-friendly and should take you only a few minutes to complete.

When your application has been approved, you will be contacted by one of our consultants to finalise your quick loan repayment contract. It's that simple. Even better, as soon as you have been approved, we will pay the loan amount into your account for you to use as you see fit.

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Summary of Services

  • QUICK Cash Loans


Active Credit – Simple and fast loans

Our processes are fast and when you need a quick cash loan you will get exactly that.

For maximum convenience, we also have a 5-day cooldown period in case you decide that you don’t need the payday loan anymore, you can transfer the money back to us without any added interest.

Get your loan amount within 24hours

When you have been approved for a loan the money will be paid into your account within 24 hours.

If you have been declined for a loan you can speak to one of our consultants and they will explain why this has happened.

We welcome blacklisted loan applications from clients with any credit score, we can't however, help clients who are under debt review.

When you need money fast you can turn to us for fast effective loan solutions.

Our loan application is user-friendly and simple and you will have your quick loan amount within 24 hours. Visit our website and apply for your quick cash loan now.


Customer Reviews & Testimonials

 Contact Details

14b Maclean Street, King William's Town, KwaZulu-Natal, 5601, South Africa
Ph: 086 111 6069
Fx: 086 666 8725

 Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –