Rating based on 86 reviews

Active Credit

  • Quick loans up to R1,500
  • Repayment up to 30 days

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Active Credit homepage
Author Active Credit. Screenshot of Active Credit website.
[Accessed January 30, 2023]

Actice Credit - Get a loan fast

The founder of Active Credit has been in the cash lending game for many years.

They specialise in quick cash loans for clients who urgently need money. Their first branch was started in the Eastern Cape and since then they've grown from strength to strength with many satisfied customers.

Cash in a flash

What sets them apart from their other competing lenders is that they pay out personal loans faster than anyone in the industry. They operate online throughout South Africa, bringing you a convenient way to apply for a quick cash loan. They're an accredited service provider

They comply with the NCA

They follow the strict stipulations that are set by the NCA. When you apply for a loan through them, they'll do an affordability assessment and a credit check.

They use the affordability assessment to calculate your loan amount by how much you have left of your salary after your expenses have been subtracted. They won't grant you a short-term loan amount that you cannot afford, they strive to provide you with financial freedom, and they don’t want to see you incur debt that you cannot handle.

100% online loan application

People often incur unexpected expenses that aren’t covered by their budget. When you need money now let Active Credit help you with a quick cash loan.

At Active Credit, you can use their convenient online calculator to determine how much you need to borrow, and the loan term and they'll calculate your loan amount with added interest. This convenient tool will also tell you how much your monthly repayments will be.

Cash loans

As a first-time client at Active Credit, you can apply for a loan amount of up to R1 500. This loan is known as a payday loan. You have 30 days to repay the loan. This loan type has very low-interest rates due to the shorter repayment period.

Through the loan application process, you can call their call centre on 086 111 6060 if you encounter any problems or have any questions, a friendly consultant will help you through the process.

Apply now online

Visit their webpage and fill in the application form. The loan application form is user-friendly and should take you only a few minutes to complete.

When your application has been approved, you'll be contacted by one of their consultants to finalise your fast loan repayment contract. It's that simple. Even better, as soon as you've been approved, they'll pay the loan amount into your account for you to use as you see fit.

Active Credit – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R1,500
  • Repayment 24 hours to 30 days

Benefits of Active Credit

  • Quick cash loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Active Credit – Simple and fast loans

Their processes are fast and when you need a quick cash loan you'll get exactly that.

For maximum convenience, they also have a 5-day cooldown period in case you decide that you don’t need the payday loan anymore, you can transfer the money back to them without any added interest.

Get your loan amount within 24 hours

When you've been approved for a loan the money will be paid into your account within 24 hours. If you've been declined for a loan you can speak to one of their consultants and they'll explain why this has happened.

They welcome blacklisted loan applications from clients with any credit score, they can't however, help clients who are under debt review.

When you need money fast you can turn to them for fast effective loan solutions. Their loan application is user-friendly and simple and you'll have your quick loan amount within 24 hours. Visit their website and apply for your quick cash loan now.

man holding thumbs up

Active Credit is a trusted & reliable provider of quick loans

In our review, Active Credit adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Active Credit is a registered credit provider in South Africa: NCRCP 6474

Customer Reviews & Testimonials

March 2018

I applied for the pay day loan and managed to survive thanks to Active Credit.

James G
— Johannesburg —

November 2018

They are effective and efficient, I am glad I used their financial services.

Luse M
— Midrand —

December 2018

The application system is nice, it didn’t take long at all and before knew it, my loan got approved.

Serra W
— Pretoria —

Active Credit Contact

Contact Number


  • not available


Physical Address

  • 14b Maclean Street King William's Town KwaZulu-Natal 5601 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed