Rating based on 46 reviews


  • Quick loans up to R120,000
  • Fast loan approvals
  • Repayment up to 60 months

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Author Loans-Inc. Screenshot of Loans-Inc website.
[Accessed January 30, 2023]

Loans Inc - Easy and affordable loans

At Loans Inc they're well known in South Africa for quick loans.

They understand that unexpected expenses can come up at any time leaving your budget to come short. They have a quick cash solution to your financial troubles.

Cash loans are approved fast

They have one of the fastest loan turnaround times in the financial industry. They have advanced technology to make it possible for them to get you approved for a loan, and cash in your account fast.

Loans for clients with bad credit

They welcome online loan applications from clients with low to bad credit ratings. If you feel that your debt has piled on and you no longer have control over it, speak to them about debt consolidation.

They'll consolidate all of your debt into one affordable monthly payment and this keeps creditors from harassing you. They'll negotiate with your creditors on your behalf for a better payment schedule.

Affordable, quick loans

Their personal loans are affordable with lower interest rates. They'll do an affordability assessment to make sure you're able to pay the loan amount at the end of each month. You'll have an answer on your loan application within 30 minutes.

Ragain control over your finances

Need cash in a hurry? Apply for a quick loan and gain immediate control over your finances.

Their online loan application process has been designed to be easy and it only takes a few minutes. Their loan options are tailored to your financial needs.

Apply online now

Their fast loan options are tailored to your financial needs. You can choose the amount you want to borrow and the length of the repayment term. Visit their website and fill in the quick application form. You'll have an answer to your application within 30 minutes after applying.

The requirements to apply for a loan

  • You must be a South African of at least 18 years old
  • You must have a fixed monthly income
  • They need your payslips and a 3-month bank statement

They have a passion for finance

They strive to help you reach your financial goals by supplying you with an easily accessible and affordable short-term loan. You'll benefit from applying for a loan from them. Nowhere else will you get a loan approved and paid into your account as fast as with Loans Inc.

Loans-Inc – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R120,000
  • Repayment 3 months to 60 months

Benefits of Loans-Inc

  • Quick loans up to R120 000
  • Repayment term up to 60 months

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loans Inc – they'll help you manage your money better

Even the strictest budgets can fall short when that time comes to contact them for a quick loan, you can pay your unexpected expenses and keep on living life with your head high.

Transparency is key

Their service is free of charge and there are no hidden costs. They specialise in loans for clients who have been shown away from other financial institutions.

You can repay your loan between 3 and 60 months. They can help anyone who applies for a loan, but they, unfortunately, cannot help clients who are under debt review.

They support responsible lending

When you apply for an instant loan with them, they'll conduct an affordability assessment and credit check. They follow the rules set by the NCR. They won't grant you a loan amount that you cannot afford.

Apply now and you'll have confirmation within 30 minutes. After your loan has been approved, you'll receive the cash in your account. Don’t delay, regain control over your finances. 

Customer Reviews & Testimonials

January 2019

Money doesn’t control me anymore, in fact I now control my finances, and I only have Loans Inc to thank.

Alex D
— Johannesburg —

February 2019

They cater for all sorts of clients and offer loans that you can actually afford.

Rajesh N
— Durban —

February 2019

They don’t charge you with extra fees. And you don’t have to worry about hidden fees.’

Celeste W
— Johannesburg —

Loans-Inc Contact

Contact Number


  • not available


Physical Address

  • 4 Briza Rd, 4 Briza Rd, Bloubergstrand Cape Town Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed