Rating based on 598 reviews


MBC Finance

image of MBC Finance
image of MBC Finance

MBC Finance is a registered credit provider with South Africa’s National Credit Regulator: NCRCP506


About – MBC Finance

At MBC Finance, we make it easy for you to access a loan. We provide affordable, flexible personal micro-loans online.

No need to anxiously anticipate any tiresome queues in order to apply, simply fill in an online loan application form and a well-trained consultant will contact you to confirm your details. We offer a 100% online application service.

Online application

Our online loan application process has been designed with your convenience in mind. The complete application can be done online, saving you time and money when it comes to costly telephone calls and faxes.

You can conveniently upload your documents onto our online platform. These documents include a copy of your South African ID, your latest pay slip, 3 months’ bank statements and proof of residence.

Added benefits

You will benefit from our online benefits such as zero paperwork and no unnecessary phone calls. The application is easy to use and to understand.

You can also send us an email or contact us by telephone, but our online fast loan application has been rated as the most user-friendly and convenient to all our clients.

Our staff will always be helpful and professional when they assist you, right from the start until your loan is repaid.

Services – MBC Finance

At MBC Finance, we comply fully with the National Credit Act and we have been serving satisfied clients for over 14 years.

Our online platform offers you valuable information making it easier for you to choose between loan options and the length of your loan term. We can supply you with quick cash loans between R500 and R2000. For existing clients, we even provide loans up to R4000.

Loan terms

A major benefit of MBC Finance is that you can determine your personal loan term, which ranges between 7 and 30 days. Our average loan processing time is 30 minutes meaning you will have access to your funds really quickly.

We also consider clients with bad credit scores, so don’t fret if this is a position you’re in, we’re here to cater to you too!

Same day approval

Applying for a loan is quick, and you can have the cash you need in your account on the very same day. In order for you to apply for a loan will need to be employed full time, have an active email address and bank account.

You will be submitted to a credit check that we are required to perform before we approve your short term loan. You must submit proof of residence and a 3-month bank statement as well, which can be conveniently uploaded via our online platform.

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Summary of Services

  • PAYDAY Loans
  • PERSONAL Loans
  • SHORT-TERM Loans
  • LONG-TERM Loans


MBC Finance – We offer you convenience

We have made our loan terms longer in order to be affordable to every individual in South Africa.

You can pick a loan term and make your repayments affordable. Whether you need cash for an emergency or are simply trying to spread your budget a little further each month, we can help you today. As mentioned before, we do not discriminate, so, should you be blacklisted or have a bad credit history, we also have a personal loan for bad credit for you.

Loan calculator

You need to determine just how much you want to borrow and how long you want your repayment term to be. We recommend you choose the shortest loan term in order to pay the lowest interest rates as this will assist you financially in the long term. Our instant loan calculator will help you determine the interest rates by entering your loan amount and length of the loan term.

Apply within 10 minutes

Our loan application takes less than 10 minutes to complete. Once you have completed the loan application and uploaded your documents, a consultant will contact you within 30 minutes with your loan outcome.

If you are already a client of MBC Finance, you will enjoy the benefit of faster applications and turnaround times due to your already captured details on our system. You simply log into your account and request a quick loan.

If you are in need of a payday loan for emergencies, then MBC Finance is the company to go through! We offer you quick, convenient loans from the comfort of your home or office. Our online service is fast and hassle-free, and our consultants are professional at all times. To get cash today apply online now.


Customer Reviews & Testimonials

 Contact Details

8 Station Plaza, Baltex Rd, Prospecton, Isipingo, Durban, 4110, South Africa
Ph: 031 902 9624 / 031 902 9225
Em: online@mbcfin.co.za

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –