Rating based on 36 reviews

MBC Finance

  • Quick loans up to R4,000
  • Low-interest starting from 19.6%
  • Repayment up to 30 days

In-page navigation

MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed January 30, 2023]

MBC Finance - Affordable micro loans

At MBC Finance, they make it easy for you to access a loan. They provide affordable, flexible personal micro-loans online.

No need to anxiously anticipate any tiresome queues in order to apply, simply fill in an online loan application form, and a well-trained consultant will contact you to confirm your details. They offer a 100% online application service.

Online application

Their online loan application process has been designed with your convenience in mind. The complete application can be done online, saving you time and money when it comes to costly telephone calls and faxes.

You can conveniently upload your documents onto their online platform. These documents include a copy of your South African ID, your latest payslip, 3 months’ bank statements, and proof of residence.

Added benefits

You'll benefit from their online benefits such as zero paperwork and no unnecessary phone calls. The application is easy to use and to understand.

You can also send them an email or contact them by telephone, but their online fast loan application has been rated as the most user-friendly and convenient to all their clients. Their staff will always be helpful and professional when they assist you, right from the start until your loan is repaid.

Quick cash loans between R500 and R4 000

At MBC Finance, they comply fully with the National Credit Act and they've been serving satisfied clients for over 14 years.

Their online platform offers you valuable information making it easier for you to choose between loan options and the length of your loan term. They can supply you with quick cash loans between R500 and R2 000. For existing clients, they even provide loans up to R4 000.

Loan terms

A major benefit of MBC Finance is that you can determine your personal loan term, which ranges between 7 and 30 days. Their average loan processing time is 30 minutes meaning you'll have access to your funds really quickly.

They also consider clients with bad credit scores, so don’t fret if this is a position you’re in, they’re there to cater to you too!

Same-day approval

Applying for a loan is quick, and you can have the cash you need in your account on the very same day. In order for you to apply for a loan you'll need to be employed full-time, and have an active email address and bank account.

You'll be submitted to a credit check that they're required to perform before they approve your short-term loan. You must submit proof of residence and a 3-month bank statement as well, which can be conveniently uploaded via their online platform.

MBC Finance – Quick loan

  • Loan Type Quick loans
  • Interest Rate 19.632% p/a
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable quick loans up to R4 000
  • Quick and easy online applications
  • Competitive interest rates

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MBC Finance – They offer you convenience

They've made their loan terms longer in order to be affordable to every individual in South Africa.

You can pick a loan term and make your repayments affordable. Whether you need cash for an emergency or are simply trying to spread your budget a little further each month, they can help you today. As mentioned before, they don't discriminate, so, should you be blacklisted or have a bad credit history, they also have a personal loan for bad credit for you.

Loan calculator

You need to determine just how much you want to borrow and how long you want your repayment term to be. They recommend you choose the shortest loan term in order to pay the lowest interest rates as this will assist you financially in the long term. Their instant loan calculator will help you determine the interest rates by entering your loan amount and the length of the loan term.

Apply within 10 minutes

Their loan application takes less than 10 minutes to complete. Once you've completed the loan application and uploaded your documents, a consultant will contact you within 30 minutes with your loan outcome.

If you're already a client of MBC Finance, you'll enjoy the benefit of faster applications and turnaround times due to your already captured details on their system. You simply log into your account and request a quick loan.

If you're in need of a payday loan for emergencies, then MBC Finance is the company to go through! They offer you quick, convenient loans from the comfort of your home or office. Their online service is fast and hassle-free, and their consultants are professional at all times. To get cash today apply online now.

man holding thumbs up

MBC Finance is a trusted & reliable provider of quick loans

In our review, MBC Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ MBC Finance is a registered credit provider in South Africa: NCRCP506

Customer Reviews & Testimonials

May 2018

The application is very convenient, I applied while on break from work!

Luyanda M
— Johannesburg —

January 2019

I was able to decide my own loan term; and chose the time that suited my means. This was something I never expected a loan company to offer.

Shane D
— Port Elizabeth —

September 2018

MBC is flexible in a way that no other financial provider is.

Albert K
— Pretoria —

MBC Finance Contact

Physical Address

  • 8 Station Plaza, Baltex Rd, Prospecton Isipingo Durban 4110 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed