Rating based on 80 reviews

Policy Trader

  • Fast online applications
  • Get cash fast
  • Trade policy

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Author Policy Trader. Screenshot of Policy Trader website.
[Accessed May 13, 2018]

Policy Trader - Get cash from your policies

Over the years we have helped many South Africans turn their restricted policies into cash.

This is a good alternative to a fast loan. After 25 years of policy trading in South Africa, we have helped many South Africans get cash when they can't get it through policyholders or other lenders.

Don’t wait for your policy to mature

We can get you the cash you need, you do not have to wait for your policy to mature before you apply with us. We can assist you immediately. After a 5-year maturity plan on policies, you will get a lump sum payout. This can restrict you from getting a payout when you need it most.

We are an independent financial advisor

With our policy payouts don’t require any repayments or interest charges. You simply get what you're entitled to. We work alongside some of the best policy investors, namely Liberty, ABSA and Discovery.

We provide a competitive service in the financial market. We deliver a quality-driven service that meets your financial needs. If you are having financial trouble and you need an instant cash boost, we are here to help you.

Free no obligation consultation

We have the top name in the policy industry. Over the years we have made our mark by helping clients sell their policies for cash.

Our client approaches us when they need cash in their restricted policies, and we offer them a quick cash payout instantly. It’s a simple yet effective way to receive money when you are in financial trouble.

Get your no-obligation free consultation

You are often given little or no options when you need cash for your policies. For this reason, we have created an effective way to get a payout immediately.

If you are unsure if you qualify for this service we will give you a free no-obligation consultation. We will be able to tell you if you qualify to receive cash in your policy. We can even tell you how much your policy is worth if you are looking to cash out.

I need cash now

Our online platform has a vast amount of information regarding policies. Just register online and one of our consultants will contact you. As soon as you have been approved, you will receive the money you need instantly.

Policy Trader – Quick loan

  • Loan Type Quick loans

Benefits of Policy Trader

  • Policies for cash
  • Quick online applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Policy Trader – We turn policies into cash

We help you to access cash from your policies and lend you money using your policy as security.

The process is simple and fast. We strive to see you reach your financial goals and we have the financial backing that will help you do it.

Financial freedom

When you need a quick loan fast, you need a trusted partner. With our years of experience in the policy trading industry, we are able to advise you on your best options. Selling your policy is easy and fast. Visit our website and follow the simple application process. We can help you get back your financial freedom.

Expert advice

Our consultants are passionate about helping you get the short-term loan you need. They will be able to guide you throughout the process as well as give you valuable information and answer any questions you may have. You can only benefit from getting your no-obligation-free consultation.

Evaluate your policy

  • We will send you an offer to purchase your policy after you complete an online credit application
  • Once you have accepted the offer, you can sign the document and send it back to us
  • We will check all documents for errors or mistakes and send it to the processing office
  • You will receive a payout in less than 48 hours after they have received the documents

If you have a restricted policy and you need urgent cash, turn to us at Policy Trader. We have an effective and fast service to turn your policy into cash. Don’t delay getting your free consultation today, and best of all its free.

Customer Reviews & Testimonials

July 2018

I needed immediate money from my policies and thanks to Policy trader, I was able to get it in no time!

Sarah B
— Durban —

May 2018

They don’t just give you money, but they free you from your financial troubles.

Lilly M
— Johannesburg —

November 2018

I have received satisfactory service from them and recommended it to all my friends!

Kiara J
— Germiston —

Policy Trader Contact

Contact Number



Physical Address

  • Unit 223, The Quays, Park Lane, Grand Central, Century City Cape Town Western Cape 7441 South Africa
  • Get Directions

Postal Address

  • PO Box 744, Edgemead, 7407, South Africa

Opening Hours

  • not available