Rating based on 74 reviews

Dube Loans

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Dube Loans homepage
Author Dube Loans. Screenshot of Dube Loans website.
[Accessed January 30, 2023]

Dube Loans – You'll get the financial support you need

At Dube Loans, they provide you with the financial support you need when you don’t get approved by traditional banks.

Banks and other financial suppliers expect a good credit score from you before approving any personal loans and often cannot support the turnaround time that's needed in terms of fast financing.

Safe and fast online platform

They're proud of their fast and safe online platform that you can use to apply for an online loan, as it’s available whenever they need a loan, no matter time or location you choose to do it from.

It's their fundamental business to provide you with the benefits of a short-term loan.

Their loans are designed to assist with cash flow problems or to take care of an emergency situation that requires you to get funds in the shortest time possible.

Their lending options

They have exclusive quick loan options and tools that they offer to you on three different options, namely clients that are first-time lenders, regular clients, and government employees.

Each of these three options provides a calculating sliding tool that helps you work out exactly how much you qualify to borrow, including the fees you must pay.

Loans up to R8 000

They allow you to determine how much you want to borrow according to your budget, however, they do provide guidance. There are tools and technology platforms online that enable potential and current clients to obtain a loan anywhere and at any time.

They have the best short-term services in the industry

If you need a little extra money, then you're at the right place. They offer short-term loans to you when you need funds urgently even though the amount is not a high one.

Often, you might find that you can’t pay your bills, or cover an emergency cost because you have a cash shortage. This is a common problem for everyday South Africans, and it's a problem that they understand.

Expect responsible lending practice

The first rule when taking out an instant loan is to be responsible when borrowing. Luckily for you, they practice responsible lending and encourage you not to borrow more than you can afford.

Loan features

You have access to a payday loan of up to R8 000 to use as you, please. You have 34 days to repay the loan, which allows you to repay the loan after your next monthly earning.

If you have borrowed from them in the past, you're given the option to borrow a bit more than R8 000, but that all depends on whether you can afford the additional amount.

Dube Loans – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R8,000
  • Repayment 7 days to 34 days

Benefits of Dube Loans

  • Personal loans
  • Unsecured personal loans
  • Short-term loans

 Short-term loan calculator

R
Loan interest rates depend on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Dube Loans - Fast short-term loans

They provide you with short-term cash, with speed and efficiency

What sets them apart from other lenders is that they provide you with an exclusive discount of up to 40% of their initial fees when they apply for a short-term loan through their online platform.

Great rewards for you

They reward you and try to make the entire journey to obtaining a loan a pleasant one. Accessing money when you need it is not as hard as you think when you're doing it through them.

They have a very simple application system

The online process could not be simpler! They've ensured their online loan application system is hassle-free, paperless and can be completed in a matter of minutes.

All you need to do is to sign up on their website and register yourself by completing a brief online form. You can make use of the online calculator that's provided for you to determine how much you can afford to borrow, and the sliders will indicate the amount that you need to repay, with all the fees included. This saves you time, and you know how much you can borrow before you even apply for a loan.

Once you know how much you want or can afford to borrow, you just need to finish the online application and submit it! Their online platform enables you to apply for a loan in the comfort of your own home, office or car.

Minimum requirements

Before applying for a personal or bad credit loan, you should make sure that you meet the minimum requirements. You must be older than 18 years of age and be a permanent resident of South Africa. You should earn a regular monthly salary and have a valid bank account, as this is where they'll deposit your cash. As for your monthly repayment, they'll deduct this via debit order.

What happens after you've applied?

Once your application has been submitted, your details will be examined, and a brief credit check will be done. As soon as they've received the outcome of your application, they'll contact you immediately and a notification of approval will be sent to you.

They may require a few supporting documents such as your ID, bank statements, proof of residence and bank details to set up a debit order for your repayment on your loan.

Customer Reviews & Testimonials

December 2018

I found myself stuck in the middle of a financial emergency this month and needed a lender with a fast turnaround time. After being turned away by various other financial institutions I was happy...

Tabisa T
— Sibasa —

August 2018

Dube Loans is definitely a lender with options. With their online calculator I was able to determine which loan is the most appropriate for me in terms of borrowing amount, repayment term and rep...

Cassandra S
— Nelspruit —

September 2018

I was happy when I found out that Dube Loans offers unsecured loan options. But I was even happier when I found out that I could complete the application online. You guys know just how to make a ...

Jennifer T
— Secunda —

Dube Loans Contact

Contact Number

E-Mail

Website

Physical Address


Postal Address

  • P.O. Box 88, Kareedouw, 6400, South Africa

Opening Hours

  • not available