Rating based on 1,536 reviews
About – Dube Loans
At Express Finance, we provide our customers with the financial support they need when they don’t get approved by traditional banks.
Banks and other financial suppliers expect a good credit score from their clients before approving any personal loans and often cannot support the turnaround time that is needed in terms of fast financing.
Safe and fast online platform
We are proud of our fast and safe online platform that our clients can use to apply for an online loan, as it’s available whenever they need a loan, no matter time or location they choose to do it from.
It is our fundamental business to provide our clients with the benefits of a short-term loan.
Our loans are designed to assist with cash flow problems or to take care of an emergency situation that requires you to get funds in the shortest time possible.
Our lending options
We have exclusive quick cash loan options and tools that we offer to our clients on three different options, namely clients that are first time lenders, regular clients, and government employees.
Each of these three options provides a calculating sliding tool that helps you work out exactly how much you qualify to borrow, including the fees you must pay.
Services – Dube Loans
We allow our clients to determine how much they want to borrow according to their budget, however, we do provide guidance. There are tools and technology platforms online that enable potential and current clients to obtain a loan anywhere, and at any time.
We have the best short-term services in the industry
If you need a little extra money, then you are at the right place. We offer short term loans to our clients who need funds urgently even though the amount is not a high one.
Often, we might find that we can’t pay our bills, or cover an emergency cost because we have a cash shortage. This is a common problem for the everyday South African, and it is a problem that we understand.
Expect responsible lending practice
The first rule when taking out an instant loan is to be responsible when borrowing. Luckily for our clients, we practice responsible lending and encourage them not to borrow more than they can afford.
Our clients have access to a payday loan of up to R8 000 to use as they please. Clients have 34 days to repay the loan, which allows them to repay the loan after their next monthly earning.
If you have borrowed from us in the past, you are given the option to borrow a bit more than R8 000, but that all depends on whether you can afford the additional amount.
Summary of Services
- PERSONAL Loans
- UNSECURED Personal Loans
- SHORT-TERM Loans
Dube Loans - Fast short-term loans
We provide our clients with short-term cash, with speed and efficiency
What sets us apart from other lenders is that we provide our clients with an exclusive discount of up to 40% of their initial fees when they apply for a short-term loan through our online platform.
Great rewards for our clients
We reward our clients and try to make the entire journey to obtaining a loan a pleasant one. Accessing money when you need it is not as hard as you think when you are doing it through us.
We have a very simple application system
The online process could not be simpler! We have ensured our online loan application system is hassle-free, paperless and can be completed in a matter of minutes.
All you need to do is to sign up on our website and register yourself by completing a brief online form. You can make use of the online calculator that is provided for you to determine how much you can afford to borrow, and the sliders will indicate the amount that you need to repay, with all the fees included. This saves our clients time, and they know how much they can borrow before they even apply for a loan.
Once you know how much you want to or can afford to borrow, you just need to finish the online application and submit! Our online platform enables our clients to apply for a loan in the comfort of their own home, office or car.
Before applying for a personal or bad credit loan, you should make sure that you meet the minimum requirements. Our clients must be older than 18 years of age and be a permanent resident of South Africa. They should earn a regular monthly salary and have a valid bank account, as this is where we will deposit your cash. As for your monthly repayment, we will deduct this via debit order.
What happens after you have applied?
Once your application has been submitted, your details will be examined, and a brief credit check will be done. As soon as we have received the outcome of your application, we will contact you immediately and a notification of approval will be sent to you.
We may require a few supporting documents such as your ID, bank statements, proof of residence and bank details to set up a debit order for your repayment on your loan.
Customer Reviews & Testimonials
I found myself stuck in the middle of a financial emergency this month and needed a lender with a fast turnaround time. After being turned away by various other financial institutions I was happy to come across Dube Loans. Not only did they give me the finance that I needed but they did so with the greatest efficiency.
— Sibasa —
Dube Loans is definitely a lender with options. With their online calculator I was able to determine which loan is the most appropriate for me in terms of borrowing amount, repayment term and repayment costs. What a nifty option!
— Nelspruit —
I was happy when I found out that Dube Loans offers unsecured loan options. But I was even happier when I found out that I could complete the application online. You guys know just how to make a girl happy!
— Secunda —