Rating based on 55 reviews


  • Vehicle finance up to R100,000
  • Low-interest starting from 23%
  • Repayment up to 60 months

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Author Carfin. Screenshot of Carfin website.
[Accessed January 30, 2023]

Carfin - They have affordable and flexible car finance solutions

Carfin is one of the top lenders in South Africa when it comes to vehicle finance companies. They offer you affordable and flexible solutions to get your dream car financed as quickly and easily as possible.

They've assisted thousands of clients in South Africa with affordable and quick loans and access to the cash they need when they need to buy a new or used car. Their dedicated call centre will provide you with information and support as well as online support and you can expect to be assisted professionally in just seconds.

The Carfin team

As a specialist in vehicle finance, they know their industry well and as a result, they're able to offer you expert advice and finance products to suit your needs. They save you time and money by offering you a specific vehicle financing loan option rather than a personal loan, as you might find with most banks and other lenders.

With a team of passionate financial experts, they'll try to get you a better deal than you could potentially get anywhere else. Their relationship with strong financial providers in the country ensures that you're backed by the short-term loan you require in order to purchase the vehicle you choose.

More than just a finance provider

They can also assist you with a roadworthy certificate for your new or used car. They'll be with you through this journey from start to finish. They provide you with fast, friendly service, quick turnaround times, and convenience through to delivery of your vehicle.

They have all the car finance solutions

They offer car finance and car refinancing to South Africans, whether you’re looking to access a personal loan by refinancing your existing car loan or looking to buy a new car. Either way, they can offer you the solutions to meet your needs.

They offer two distinctive car financing options, an instalment agreement, and a residual purchase. An instalment agreement is a contract developed with a fixed loan term agreement. However, to switch to a more flexible and affordable finance product, you can use their car refinancing service.

The support you need

Along with their car finance options, they also provide helpful, financial advice and support you through financial professionals who offer financial information and advice.

Their online loans are easy and convenient to apply for. They can approve your car loan in less than 15 minutes which allows you to search for the car you desire as soon as possible, and furthermore secure the purchase the very same day. You'll also have access to a convenient online application form to save you time in your busy day.

They're with you every step of the way

Once your application has been submitted, a credit check will follow to define the amount of finance they can potentially lend you. They'll provide you with an outcome of your personal finance application and will work with you every step of the way.

Carfin – Vehicle finance

  • Loan Type Vehicle finance
  • Interest Rate from 23%
  • Loan Amount up to R100,000
  • Repayment 6 months to 60 months

Benefits of Carfin

  • Excellent vehicle financing options
  • A quick online loan applications

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This vehicle finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Secure your vehicle finance with Carfin

They're actively involved in supporting you financially and will give you the support and advice you need.

Their simple online loan application process makes them unique among others, and it only takes a few minutes to complete before approval. They're proud of their 15-second pre-approval system which will allow you to know quickly if you qualify for a loan.

Drive away with your dream car

The majority of cars that they finance are usually sedan and hatchback-type brands, however, they also finance motorbikes and caravans. An important factor to note is that they, unfortunately, do not finance any vehicle older than 10 years. Once you've signed the finance agreement, you have the freedom to start searching for your dream car.

Quick and convenient

They assist you with instant approvals on car loans or refinancing options. This will work in your favour for the times you need a little bit of extra cash to stretch your budget.

Apply online and you could have your dream car in days and you'll be equipped with an expert financial partner to help you through the process until the end.

Customer Reviews & Testimonials

February 2019

My Cardin loan is so flexible and affordable that I just had to share the news with everyone. Your company went above and beyond to secure me the best deal on the vehicle of my dreams. You listen...

Zelda K
— Kokstad —

March 2019

I was amazed that you helped me get a roadworthy certificate when I purchased a second-hand vehicle, thank you for your excellent service and for helping me through the process right from the sta...

Barry T
— Worcester —

Carfin Contact

Contact Number



Physical Address

  • Untit 21 & 22, Lombardy Business Park, C/o Lynnwood Road and Cole Road Pretoria Gauteng 0181 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed