iMas Finance

iMas Finance is cooperative offering more than 600 South African employers affordable financial solutions for their employees.

These solutions include vehicle finance, personal loans, property finance, and purchase cards. If you’re granted finance through iMas, you’re not only able to purchase a property or car but you become a member. This entitles you to earn rewards via the iMas Rewards Programme that take the form of cashbacks.

Inherent corporate social responsibility

As a provider of financial wellness services to employees across the country, iMas Finance can serve the communities they operate by delivering shared value. This means they offer you, a member of their cooperative, financial rewards when you obtain finance from them. They also focus on South Africa’s most important asset - its human capital.

Business-to-business offerings from iMas

iMas offers business insurance and group schemes that include the creation of loyalty programmes for other financial services providers. They believe that a company’s greatest assets are its people. They encourage companies to invest in their employees by engaging with them and offering them access to financial wellness training and expert financial advice.

If your employer has chosen to partner with iMas Finance you can access their range of financial training programmes and credit products, including vehicle finance.

Their iCar services

In addition to obtaining a car loan or refinancing your existing loan with iMas Finance, you can also buy and sell your car using their platform. They have relationships with over 1,000 registered dealerships across the country and can leverage this to help you find the right car for your needs and budget.

Empowering you through shared value

These cashback rewards are what enable iMas Finance to empower you as one of its members. They believe that this is what will enable you to improve your finances and ultimately boost your contribution to society.

iMas Finance is a financial services provider that takes pride in remaining at the forefront of the industry by seeking out innovative solutions and technologies.

iMas offer vehicle finance to South Africans looking for affordable, flexible solutions that give them more than regular banks and lenders.

Once you take out a car loan with iMas you automatically become a member and eligible for their cashback rewards programme.

Types of vehicle finance products offered

iMas offers a variety of car loan types including balloon payment and instalment agreements. You can also refinance your loan or choose to switch to them and access better rates and more flexible terms.

You can finance a car of any value, and select a loan term of between 6 and 72 months depending on your credit, loan amount, and budget.

You’ll be offered an interest rate that’s unique to your credit profile, lending needs, and budget, however, iMas has a list of standard fees that apply to all loans issued by them.

How much will an iMas car loan cost?

• An initiation fee of R1,207.50
• A monthly fee of R69
• Finance flat fee of R1,207.50
• A monthly instalment fee of R89.01

Low car loan interest rates

iMas offer low-interest rates on their vehicle finance. This makes it possible for them to not only offer you competitive deals but also attract people currently financed by a bank or other lender.

Personal loans and purchase cards

In addition to their vehicle finance options, iMas Finance can offer you a personal loan of up to R200,000 and a purchase card that will help you earn rewards in more than 12,000 nationwide stores.

This includes retailer giants like Clicks, Dischem, PEP and Woolies. Their pension-backed property finance also offers incredible benefits and allows you to increase the value of your home.