Rating based on 49 reviews


  • Loans bad credit up to R4,000
  • Low-interest starting from 0.17%
  • Repayment up to 32 days

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Author Boodle. Screenshot of Boodle website.
[Accessed January 5, 2021]

Boodle - Quick personal loans

We live in a world where cash flow is king in business and in our every day lives. So, when it’s low it makes our financial lives a little burdensome.

Boodle understands life’s demands and life’s emergencies and with this understanding, developed products that would suit South African citizens during these unexpected times.

When you need a helping hand, we’re here to offer your peace of mind by providing you with bad credit loans as a way to keep your finances in check for this short period.

Try us for a quick and easy loan!

Yes, we said quick and by quick, we mean just under 10 minutes from starting the application to submitting it.

We’ll assist you every step of the online loan process with our dynamic support team operating through a bot on our webpage. We even have a dedicated email address for your queries, so that you aren’t left with any unanswered questions.

Our privacy policy is one that you can rely on. We understand how important the security of your information is, so we can assure you that all of your details are secure and won’t be shared with any third party vendors without your say so.

Speedy and efficient loans

If money is tight and you are faced with a cash emergency, then Boodle’s instant loans will save the day and your financial status in the quickest and most seamless way possible.

We offer a variety of fast loan products for those who need money for a short-term period, but there are more popular types due to the speed and efficiency of the loan!

How to apply for an instant loan

It is our main goal to ensure that you experience a fuss-free process through us when you begin your application process and all the way through to the settlement of the loan.

But it’s not only up to us!

Please be sure to log in online and follow the very easy steps that follow prior to receiving your bad credit loan approval.

You’ll find a tool called the SmileDial, which allows you to slide the toggle in either direction to select the borrowing amount.

Along with that, you’ll find sliders for repayment days that you have in mind for the settling of your instant loan.

Boodle – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 0.1760% p/a
  • Loan Amount up to R4,000
  • Repayment 2 days to 32 days

Benefits of Boodle

  • Bad Credit Loans
  • Personal Loans
  • Short-term Loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Boodle knows all the financial tricks of the trade for this time of year!

Make sure you set financial goals and then stick to them. Check in every month to make sure you’re still working towards it, that way you won’t let it fall to the end of the list of priorities.

  • Cut out the activities that distract you from your financial goals. If they’re not aiding the goal process, they’re delaying your achievements!  
  • Review your progress every so often. There’s nothing more motivating than an app or document that measures how far you’ve already come to keep pushing you through to completion.
  • Set realistic goals. IT might be a bit complicated to build a house, get married and try for your first child in the same year. Phew, no one can accomplish all of that in one go, and if you can you’re ahead of most of us! Keep it realistic, thus achievable!
  • No matter the financial goal or the progress, don’t become despondent if you’re behind, positivity breeds positivity. Keep going – you’ll get there!

Transparent loan services

Our personal loan services are completely transparent, so you can trust In Boodle to always have your interest’s at the forefront of our negotiations and dealings. That is why we give you the opportunity to see how much you will be liable for each month upfront through SmileDial before even applying.

Instant loans will get you back on your feet for a little while during a difficult financial emergency that has rendered you penniless. We’ll give you quick access to funds to resolve whatever the financial needs are that you require. Our paperwork is virtually non-existent since you simply upload documents from your computer straight onto our website.

Boodle believes in you!

They say that change is as good as a holiday and we agree! With Boodle you’ll feel like you’re on holiday every day. If this all sounds good to you, then completing our online loan application is the first step you need to take. It’s quick and anyone can do it from anywhere. When you register online, you’re also set up for the speedy process of receiving your instant loan funds in just 10 minutes after you acceptance of the quote.

In a nutshell, Boodle is your family, your friend, your support and your favourite private lender. Avoid any future financial challenges when you deal with us and have peace of mind that you’re with an industry leader in the bad credit loan sector!

Customer Reviews & Testimonials

May 2018

My bills were piling up and I just needed to get them under control the company has helped me get my loan under control and helped me sort out my bad credit.

Johnson T
— Cape Town —

November 2018

I got my cash within an hour of applying I was shocked it went that quickly.

Joanna S
— Port Alfred —

February 2019

My application took a few minutes - it’s that easy to apply using the company and you won’t go wrong with them I recommend them.

Maggie V
— East London —

Boodle Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed