Rating based on 39 reviews

Budget Cash Loans

  • Loans bad credit up to R3,000
  • Low-interest starting from 65.96%
  • Repayment up to 40 days

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Author Budget Cash Loans. Screenshot of Budget Cash Loans website.
[Accessed January 30, 2023]

Budget Cash Loans - Affordable loans for clients with bad credit

At Budget Cash Loans they've helped many South Africans over the years in getting a loan to suit their personal needs.

They offer highly competitive short-term loans to everyone, even if you're blacklisted or have bad credit. Their customers are very satisfied.

They've been rated as one of the best online lenders in the industry. They'll offer you a high-quality service.

They offer loans to clients who are blacklisted

Since its establishment in 2002, they've provided many South African with the loan they need to reach their financial goals.

They also specialise in giving loans to clients who're blacklisted or have a bad credit score. They've been able to maintain an outstanding service and quick loan products.

Loan requirements

They aim to approve every loan application that they receive. If you have a permanent job and you're older than 18 years you're halfway to getting approved for a loan.

Apply online now and let them help you get the financial freedom that you deserve.

Their online application is quick and easy and you'll have the cash in your account in the shortest possible time.

They have a unique integrated online system that helps them process your bad credit loan in the shortest possible time.

100% paperless online application

They supply affordable cash loans to all South Africans.

They don't look at your credit score, rather they look at what amount you can afford in monthly repayment instalments.

Bad credit loans

In the recent economy, loans for bad credit are becoming much more common. A small non-payment on an account can result in bad credit. Many lenders and banks will decline you for a loan because of your bad credit.

At Budget Cash Loans they won't judge you on your credit score. They strive to get you the loan to reach your financial freedom. They supply you with the payday loan you need to suit your individual needs. They'll look at what's left of your salary after your expenses have been deducted and make you an affordable loan offer.

Online loans

Their online loan application has been designed with your convenience in mind. You can complete the application form from the comfort of your home or office. The application form only takes a few minutes to complete and they have online agents ready to help you throughout the entire process.

After you've submitted your online application form you can email them your personal documents for verification. The documents they need include a copy of your South African ID, proof of residence, pays slips and bank statements.

They have unique online security and you can be sure that your personal details will be safe with them. These documents can be emailed to them directly or faxed. You'll have the cash in your account within 48 hours to use as you see fit.

Budget Cash Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 65.96%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days

Benefits of Budget Cash Loans

  • Payout within 24 hours
  • Bad credit? No problem
  • Loans available of up to R3 000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Budget Cash Loans – Blacklisted loans made easy

By using innovative technology, they've made getting a bad credit loan easier. They have one of the fastest turnaround times in the industry. You can also benefit from their excellent customer service.

Paperless online application

Their loan application is 100% online and paperless. They strive to save you time and effort while they get you the most affordable bad credit loan and the best interest rates.

Tips for faster pre-approval times

In order for them to supply you with a loan in the quickest time possible please make sure that the details you've completed on the online form are correct.

You'll receive an email notification as soon as your online application has been processed.

The faster you forward them your personal documents, the faster they're able to verify them. As soon as you agree to the loan terms and conditions, the loan amount will be paid directly to your bank account.

They're popular for fast service delivery

They have one of the fastest turnaround times in the industry, but they still maintain their excellent customer service. They have a support team of highly skilled agents that'll be of great benefit to you if you have any questions or in case you need a little guidance.

They're available on their online platforms and they're passionate about finance. They're an online lender that helps thousands of South Africans every month with instant cash loans, and many of them come back to acquire another loan after their initial loan has been paid off. 

Customer satisfaction is one of their highest priorities. They also strive to supply you with the most affordable loan and low-interest rates.

If you're tired of being declined for a personal loan by banks and other lenders, then Budget Cash Loans is the best option for you. They offer you quality customer service, affordable loans with low-interest rates and one of the fastest turnaround times in the market. What are you waiting for? Apply now to get the financial freedom you deserve.

Customer Reviews & Testimonials

August 2018

The application is quick and easy and simple to do and it doesn’t take very long to complete and you are able to send it away once completed.

John T
— Pretoria —

May 2019

They will help you no matter if you are applying for a loan or finding out information about a loan for the future.

Mike S
— Cape Town —

April 2019

Great service and always welcomed with a smile at the branch, I would apply for a loan in the further with them after the great service I have received.

June B
— East London —

Budget Cash Loans Contact

Physical Address

Postal Address

  • P.O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed