Rating based on 750 reviews


Budget Cash Loans

image of Budget Cash Loans
image of Budget Cash Loans

About – Budget Cash Loans

At Budget Cash Loans we have helped many South Africans over the years in getting a loan to suit their personal needs.

We offer highly competitive short-term loans to everyone, even if you are blacklisted or have bad credit. Our customers are very satisfied.

We have been rated as one of the best online lenders in the industry. We will offer you a high-quality service.

We offer loans to clients who are blacklisted

Since our establishment in 2002, we have provided many South African with the loan they need to reach their financial goals.

We also specialise in giving loans to clients who are blacklisted or have a bad credit score. We have been able to maintain an outstanding service and quick loan products.

Loan requirements

We aim to approve every loan application that we receive. If you have a permanent job and you are older than 18 years you are halfway to getting approved for a loan.

Apply online now and let us help you get the financial freedom that you deserve.

Our online application is quick and easy and we will have the cash in your account in the shortest possible time.

We have a unique integrated online system that helps us process your bad credit loan in the shortest possible time.

Services – Budget Cash Loans

We supply affordable cash loans to all South Africans.

We do not look at your credit score; rather we look at what amount you can afford in monthly repayment instalments.

Bad credit loans

In the recent economy, loans for bad credit are becoming much more common. A small non-payment on an account can result in bad credit. Many lenders and banks will decline you for a loan because of your bad credit.

At Budget Cash Loans we will not judge you on your credit score. We strive to get you the loan to reach your financial freedom. We supply you with the payday loan you need to suit your individual needs. We will look at what is left of your salary after your expenses have been deducted and make you an affordable loan offer.

Online loans

Our online loan application has been designed for your convenience in mind. You can complete the application form from the comfort of your home or office. The application form only takes a few minutes to complete and we have online agents ready to help you throughout the entire process.

After you have submitted your online application form you can email us your personal documents for verification. The documents we need include; a copy of your South African ID, proof of residence, pays slips and bank statements.

We have unique online security and you can be sure that your personal details will be safe with us. These documents can be emailed to us directly or faxed. You will have the cash in your account within 48 hours to use as you see fit.


Summary of Services

  • BLACKLISTED Loans


Budget Cash Loans – Blacklisted loans made easy

By using an innovative technology, we have made getting a bad credit loan easier. We have one of the fastest turnaround times in the industry. You can also benefit from our excellent customer service.

Paperless online application

Our loan application is 100% online and paperless. We strive to save you time and effort while we get you the most affordable bad credit loan and the best interest rates.

Tips for faster pre-approval times

In order for us to supply you with a loan in the quickest time possible please make sure that the details you have completed the online form are correct.

You will receive an email notification as soon as your online application has been processed.

The faster you forward us your personal documents, the faster we are able to verify them. As soon as you agree to the loan terms and conditions, the loan amount will be paid directly to your bank account.

We are popular for fast service delivery

We have one of the fastest turnaround times in the industry, but we still maintain our excellent customer service. We have a support team of highly skilled agents that will be of great benefit to you if you have any questions or in case you need a little guidance.

They are available on our online platform and they are passionate about finance. We are an online lender that helps thousands of South Africans every month with instant cash loans, and many of them come back to us to acquire another loan after their initial loan has been paid off. 

Customer satisfaction is one of our highest priorities. We also strive to supply you with the most affordable loan and low-interest rates.

If you are tired of being declined for a personal loan by banks and other lenders, then Budget Cash Loans is the best option for you. We offer you quality customer service, affordable loans with low-interest rates and one of the fastest turnaround times in the market. What are you waiting for? Apply now to get the financial freedom you deserve.


Customer Reviews & Testimonials

 Contact Details

38 Nel St, Nelspruit, Gauteng, 1200, South Africa
Ph: 013 752 5855
Fx: 086 647 0038
Em: info@budgetcash.co.za
Em: loans@budgetcash.co.za

 Postal Address

P.O Box 8280, Nelspruit, 1200, South Africa

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –