Rating based on 58 reviews

SA Loan Services

  • Loans bad credit up to R150,000
  • Low-interest starting from 2%
  • Repayment up to 84 months

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SA Loan Services homepage
Author SA Loan Services. Screenshot of SA Loan Services website.
[Accessed January 30, 2023]

SA Loan Services - Bad credit loans, fast

Access the best loans for bad credit, fast.

At SA Cash Loans, they supply South Africa with quick unsecured loans that are affordable.

They are South Africa’s number one financial institution when it comes to transparency and reliability as they only work with the most reputable lenders to ensure you will get a swift quality loan.

Their professional team

With agents and consultants that have been well trained and have years of experience, they are able to negotiate the best deal on your loan for you.

They will always behave in a professional and helpful manner and their agents will guide you through the loan process, update you on the latest development and provide you with support and advice where needed. This service is available to you without a broker fee.

Affordable repayment schedules

At SA Loan Services, they offer a wide variety of loans including loans for people that have a less than perfect credit score.

With a large network of lenders, they can offer South Africans the financial solutions they need. Whether you need cash for an emergency or to pay for education, their agents will find the right instant loan for you.

Affordable repayment schedules

At SA Loan Services, you will have the benefit of competitive interest rates and an affordable repayment schedule.

Simply fill in their online application and they will ensure you will get approved by one of their reputable lenders.

They offer loans for bad credit that range from R1,000 up to R150,000 and loan terms between 6 to 60 months. The great part is that they have unsecured loan options for you too.

If I have a very bad credit score

If you are blacklisted or have a bad credit score, they will help you with a blacklisted cash loan with the best terms and interest rates and will only base your loan terms on your income bracket.

Loan options

With them, you can choose between a secured or unsecured loan. With secured loans, you will be approved upon the valuation of your assets. They also offer unsecured short-term loans that won’t require you to provide collateral to secure your loan.

At SA Loan Services, they will help you apply for a personal loan for bad credit that suits your individual needs and the great part is that they can help you access a loan regardless of what your credit score is. Apply with them today.

SA Loan Services – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 25% p/a
  • Loan Amount up to R150,000
  • Repayment 30 days to 84 months

Benefits of SA Loan Services

  • Low-interest rates between 2 and 5%
  • Affordable repayments
  • Loans between 30 and 84 days

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

SA Loan Services – We will get you a loan fast

You can make use of their user-friendly online platform where their consultants will assist you with your bad credit online loan application.

They will always process each application individually and with the highest priority. The loan process is simple and they save you effort by handling the paperwork and loan negotiations for you.

Loan requirements

  • You must be older than 18 years but younger than 65.
  • You will be subject to a credit check.

The documents that must accompany your loan include:

  • You’re South African ID.
  • Recent payslips.
  • Bank statements for the last 3 months.
  • Proof of address.

Get your loan fast and without hassle

It can be difficult to get a good loan when you have a bad credit score, this is where SA Loan Services comes in and does all the hard work for you. They are an online lender and have designed their loan process with your convenience in mind.

The loan process is simple and their turnaround time is fast while you can be certain of a great price when you ask them for help. They will process your bad credit loan in the shortest time possible and with the lowest terms on the market.

Benefits of getting a loan through SA Loan services 

  • Lowest rates.
  • No judgment.
  • They approve loans based on your affordability and not your score.
  • Friendliness, professionalism, and transparency.
  • Secured or unsecured loan options.
  • Innovative technology to search through the best deals for you.
  • They only work with reputable lenders.
  • They have your best interest at heart.
  • Convenience and great customer service.
  • Flexibility and speed.

Customer Reviews & Testimonials

May 2018

I was able to get my loan and help from the SA Loan Services staff to get all my finances in order and they have even taught me how to save on my account. I recommend them to anyone.

Jonno C
— Polokwane —

April 2019

Very low-interest rate, but takes rather long to pay out money.

Tiffany A
— Cape Town —

August 2021

I urgently needed a loan but everyone turned me down. Then I came across this great company that helped me to find a lender that actually approved me.

Bhuis L
— Eerste Rivier —

September 2021

They got me a great deal and I am super grateful for their amazing service.

Kleinhans J
— Ysterfontein —

October 2021

Within minutes I applied and got approved. What an awesome company!

Dimakhatso M
— Midrand —

SA Loan Services Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –