Rating based on 76 reviews

Hopon Loans

  • Loans bad credit up to R50,000
  • Low-interest starting from 63%
  • Repayment up to 36 months

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Hopon Loans homepage
Author Hopon Loans. Screenshot of Hopon Loans website.
[Accessed January 30, 2023]

Hopon Loans - Flexible and affordable loans

Hopon Loans have provided South Africans with a wide variety of flexible and affordable loans, specifically with obtaining bad credit loans.

They take pride in their excellent customer service and their quick loan turnaround times. With years of experience in the industry, they make sure that you get the cash you need in the shortest possible time.

Impeccable customer service

Over the years they have received high ratings and reviews from their clients. They strive to give you the best customer service and quick loan options to suit your financial needs.

Having that said, their staff has been trained to give you the best possible service at all times and you can expect to benefit from the expertise that their consultants have gained over the years. You will be guided throughout the loan process and receive straightforward answers to any questions you may have.

Affordable personal loans for bad credit

Hopon Loans will structure your personal loan in line with what you need and what you can afford. They offer competitive rates and flexible terms to suit your budget and will never approve you for a loan if you won’t be able to afford it as they support responsible lending.

With them, you won’t have to worry about the rating of your credit score, they will approve your loan as long as you can afford the repayments.

When you apply, they will perform an affordability assessment. What this means is that they essentially take a look at the balance of funds you have at the end of each month after expenses to establish how much you can afford.

Loans between R5 000 and R50 000

Even if you have a very bad credit score, they might be able to help you out.

When you apply for a loan with them, they will structure your loan around how much you can afford. They have helped countless clients reach their financial goals, so join them today and you could form part of that achievement.

Get the flexibility and speed you deserve

You can borrow between R5,000 and up to R50,000 and repay it over 7 to 36 months at an interest rate between 63% and 112% APR.

They have an average loan processing time of 24 hours and you can choose between secured or unsecured loan options depending on what suits you. A great benefit of repaying your loan before the scheduled date is that it will have a positive effect on your credit score. So, you can use this loan to rebuild your score as well.

Bad credit loans made easy

Visit their web page and use their loan slider to calculate how much your loan will cost, as well as how much you will be expected to pay in monthly payments. It is easy to use and you will see immediately what costs are involved, plus there are no hidden fees.

Doing things better 

With their experience and expertise, they have developed an easier and shorter way for you to obtain a bad credit loan. They have a modern and secure online platform allowing them to offer full protection of your personal details. Your bad credit loan will be processed with the highest priority and could be approved on the same day.

Hopon Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 63112% p/a
  • Loan Amount up to R50,000
  • Repayment 7 months to 36 months

Benefits of Hopon Loans

  • Quick and easy online applications
  • Competitive interest rates

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Hopon Loans – Easy loans when you have bad credit

There are a few requirements you need to consider before you can qualify for a loan for bad credit.

  • You must be a South African citizen
  • 18 years or older.
  • You should have an active email address and cell phone number for them to reach you.

Personal documents you need when applying for a loan include:

  • A copy of your South African ID.
  • Proof of residence.
  • Bank statements.
  • Once they have all your details, they will use them to perform an affordability assessment.

Hop on and apply

Step 1:

Their website offers you the simple loan application form that you are required to complete. They have professional consultants ready to guide you through the loan process when you’re ready to make contact with them.

You may also contact their consultants via telephone or email and you can expect them to resolve your query in a friendly and professional manner.

Step 2:

You will be informed promptly of the outcome of your loan application and in most cases, the funds will be paid into your account within 24 hours after you have been accepted.

Easy and convenient loans for Bad credit

Their loan process has been designed to be effortless. They do not believe in a one size fits all type of loan, and they strive to give personalised attention to every application they receive and process.

You will surely benefit from their experience in the financial industry, their professionalism, and the fact that they will make you feel at home with all your dealings with them.

If you are tired of being rejected when you apply for a loan due to your bad credit, then Hopon Loans is the best option for you. They will assist you in obtaining a bad credit loan that is structured around your individual financial needs, and you will also receive the best customer service. Apply online now and get the cash you need.

Customer Reviews & Testimonials

January 2019

I have taken loans with the company since last year and they always go over and above for me and my family I will go back any time I need a loan.

Kelly M
— Cape Town —

November 2018

They have helped me with my budget planning to have a better lifestyle and not have to struggle Thanx to them I have better money management.

Themba J
— Cape Town —

March 2019

I was stressing about paying my daughters school fees as we had been paid late and I took a quick loan from the company and it has been great loaning from them cause they care.

Monique D
— Johannesburg —

October 2021

With them, I received faster, safer and cheaper services than with anyone else I tried.

Haasbroek M
— Bloemfontein —

November 2021

They were so friendly and patient and helped my mother to get a great loan despite her bad credit score.

Moreson J
— Vereeniging —

November 2021

I was surprised to see how low the rates were that they offered me. I am very pleased with their service as well.

Monambisi F
— Polokwane —

Hopon Loans Contact

Physical Address

  • Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road, Mountain View, Houghton Estate Johannesburg Gauteng 2198 South Africa
  • Get Directions

Postal Address

  • P.O. Box 31841, Braamfontein, 2017, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 17:00