Rating based on 614 reviews
About – EC Loans
At EC Loans we offer South Africans with any credit score an affordable loan fast
Our Loan processing turnaround time is one of the fastest in the industry. We have an excellent customer service and this will be of great benefit to you. We have been rated highly by our customers and we are proud to announce that we have become a very popular choice for loans for bad credit in South Africa.
With us, you will receive the most professional and helpful customer service, from answering the phone to helping you with your application. Our consultants are always ready to answer any questions you may have or to give you advice.
We understand that confidentiality is important to you, and your online loan application will be processed with your privacy in mind. Our online security will ensure that your personal details and documents are safe with us.
Reliable and trustworthy lender
We are registered with the National Credit Act and we follow the stipulations set by them. We always practice responsible lending. We have been assisting clients with bad credit loans for years.
We use our experience and expertise in the financial industry to supply you with faster loan processing times and loan options.
Visit our website and apply for a loan online in just 5 minutes. We are proud of our transparency as a lender and we ensure you that there are no hidden costs.
Our interest rates will be calculated into your monthly instalments. You can use our loan calculator to see exactly how much interest you will be paying on your short-term loan.
We supply loans to clients who have been blacklisted
At EC Loans we also offer small, quick loans to clients who are blacklisted or have bad credit. We can supply you with a loan with one of the most cost-effective, interest rates available in the industry today.
Services – EC Loans
At EC Loans we offer South Africans fast loans that range from R1, 000 up to R120, 000. These loan amounts can be used for anything from cash emergencies, buying a car or furniture.
We understand that it can be difficult to get a loan when you have bad credit or when you are blacklisted.
We aim to provide you with a bad credit loan to suit your individual needs.
Bad credit loans
With years of experience in the financial industry, we have the expertise to supply you with bad credit loans with one of the fastest processing times in the industry.
Our online application only takes a few minutes to complete and a consultant will contact you about the outcome of your loan application in the shortest time possible.
You can apply for a loan up to R120, 000 with a maximum interest rate set at 28%. This is one of the most cost-effective, interest rates available in the industry. Our loan repayment term options range between 12 and 84 months.
We offer both secured and unsecured personal loans with an average processing time of only 2 hours. With this fast turnaround time, we will get you the cash you need quickly. The loan amounts can be used at your own discretion.
In order to qualify for a loan with us, you must be 18 years or older and be permanently employed. The personal documents that must accompany your loan application include; a copy of your South African ID, proof of residence pays slips and bank statements.
In order to process your online loan fast, please ensure that your personal contact details are filled in correctly. Your privacy and personal detail are a priority for us. Our website uses advanced encryption technology to help you browse safer and to keep all your details safe.
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Summary of Services
- PERSONAL Loans
- BAD CREDIT Loans
EC Loans – Loans made easy
At EC loans we make getting a loan quick and easy. We understand that you do not have time to stand in queues or fill out endless paperwork.
For many years, we at EC Loans have helped South Africans with bad credit to get a loan and achieve their financial goals.
You can complete the online application form from the comfort of home. Our loan process is 100% online. You can conveniently upload your personal documents onto our website or simply fax it to us.
A consultant will contact you within minutes of applying for a loan with the outcome. We will email you with a loan suggestion and you can accept the loan by just replying to our email. The money will be paid into your account immediately after you agree to the loan contract.
With our small unsecured loan options, you do not have to use any of your valuables as security. We give you peace of mind knowing that your assets are safe. Unsecured personal loans for bad credit are the best option for you when you have bad credit.
If you are blacklisted or have bad credit and you are tired of being declined for a loan by banks and another lender then EC Loans is the best option for you.
With us, you will get affordable loans with great interest rates and a repayment plan sculptured around your budget. Apply today to get the financial freedom you deserve.
Customer Reviews & Testimonials
Very reasonable loan options are available for people with bad credit.
— Bisho —
I love using this company all I have to do if I would like to know how much my loan would be is a apply for it and they send you back a quote with your answer.
— Cape Town —
I am an existing client and have a loan that I am paying off at the moment but needed a loan for a few days and they let me get my loan I recommend them because they care.
— Port Elizabeth —