Rating based on 51 reviews

Mr Cash Loans

  • Loans bad credit up to R200,000
  • Low-interest starting from 28%
  • Repayment up to 72 months

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Mr Cash Loans homepage
Author Mr Cash Loans. Screenshot of Mr Cash Loans website.
[Accessed January 30, 2023]

Mr Cash Loans- Expert online loan finding services

Get the bad credit loan that you need today, Mr Cash Loans can help you.

Mr Cash Loans is a dedicated lender that has helped countless South Africans find the ideal loan over the years.

Since they started their company, they have grown in strength and integrity. They are always looking for ways to make their financial service better, convenient, and effortless for you.

Loans for clients who are blacklisted

They offer a variety of loan options including loans for blacklisted clients. If you have a bad credit score, you can enjoy the same great advantage offered to clients with good credit.

You will not have to wait days to get approved or stand in any queues and fill in time-consuming paperwork. Mr Cash Loans offers you loans that are completely free and unsecured.

Finding myself in a financial struggle

Emergencies can happen unexpectedly at any time, and you might be in need of a loan very urgently. You sometimes may have a tough time getting your loan for bad credit approved from banks as they will do credit checks.

Mr Cash Loans specialise in assisting people like you and can help you meet your needs in a time of a financial emergency.

Loans between R3000 and R150 000

Mr cash will help you to achieve financial freedom. Once your loan is fully approved the loan can be available in your bank account within hours.

A good credit score is important

A credit score is one of the most important things that we sometimes don't attend to. Most of the time you will only find out you have a low credit score when you apply for credit and don't meet the requirements.

Your credit score plays a major role in any of your credit applications, but with Mr Cash Loans you don’t have to worry about your score.

Loan cost and interest

Loans range up to R200 000 with an interest rate of 28% and they can be repaid within 12 months or more. If you are unsure of the loan amount you want to apply for, the loan calculator will help you to make a calculated decision.

Making payments and additional arrangements

Sometimes life can take unexpected turns, so if you have any problems making a payment their friendly staff can help you with an alternative repayment structure.

A set debit order will be in place each month so that it makes it stress-free and you do not need to go to the bank. Making payments on time will be a big advantage, as it will improve your credit score and rating.

Mr Cash Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 28%
  • Loan Amount up to R200,000
  • Repayment 3 months to 72 months

Benefits of Mr Cash Loans

  • Applications answered within 24 hours
  • Up to R200 000 available
  • Only 28% APR
  • Loans fit for every budget
  • Friendly, reliable service

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mr Cash Loans – Cash when you need it, fast!

You can apply for a bad credit loan online whether you are a new or existing client. All you must do is go to their web page and complete the short application form.

The online loan application only takes a few minutes to complete, and you can apply from anywhere with an internet connection.

  1. First you need to complete their online loan application form.
  2. With this information, they will determine whether they can assist you with a loan.
  3. They will guide you through the rest of the steps, via email and will ask you to email the needed documents.
  4. Once all the checks are completed and your loan is approved, you will have the loan deposited in your banking account the same day.

 Criteria to apply

  • Permanently employed for at least six months at the same company.
  • A South African citizen.
  • To ensure you can make repayments a credit check, and affordability assessment will be done
  • You need to have a valid South African bank account, in which your salary is paid each month.
  • Older than 21 and younger than 60.
  • Not be under Debt review.
  • You need to be able to scan and email the required documents when needed.
  • Earn more than R6,500.00 per month.
  • Employed by a company, self-employed will not be accepted.

If you are blacklisted or have bad credit it is difficult to obtain a loan. At Mr Cash Loans they will help you obtain any one of their flexible bad credit loans with low interest and affordable monthly instalments. Look no further, apply today!

Benefits when you apply for a loan at Mr Cash Loans

  • Applications are approved within 24 hours.
  • Safe and secure online application.
  • Flexible loans.
  • Friendly, reliable service.

Customer Reviews & Testimonials

September 2018

I received a loan from the company in at the time when I needed it the most and they were there to help me every step of the way.

Jacques S
— Johannesburg —

March 2019

The application is quick and easy and it takes a few minutes to be done, quick and easy.

John S
— Port Edward —

May 2019

The most amazing service that i have ever received when applying for a loan!

Jeandre K
— Port Elizabeth —

October 2021

I received a loan from Mr Cash Loans when I needed it the most. They were there to help me every step of the way. Thank you for helping me to get out of bad credit.

De Beer H
— Durban —

October 2021

I have ever received the most amazing service when applying for a loan! I would use them again and again.

Pieterse D
— Port Edward —

October 2021

Their staff was very friendly and helpful and supported me through the whole process. If it was not for Mr Cash Loans I would still be in debt.

Botha M
— Alberton —

Mr Cash Loans Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed