Debt Guard

Established in 2016, Debt Guard works to provide the best solutions to all your debt problems while ensuring your interests are well looked after during the process.

They have a team of people ready to assess all solutions possible from counselling to debt consolidation, and continue to succeed in this industry by dedicating all their best efforts while doing so!

Let them help you choose the best service

It’s not easy when you’re drowning in debt and feel as though you have nowhere to turn, and that’s why they feel choosing any one of their services will bring about that peace of mind and assist you in regaining control of your financial situation.

Debt Guard is there to assist you in getting your life back on track by rehabilitating your financial position from one of turmoil to one that you can be proud of again.

Let them help you regain control over your family and life once more, let’s eradicate all debt stresses and burdens from your daily life and regain confidence in your finances.

They comply with the NCA

Not only do they have qualified specialists in the National Credit Act Bureau, but they also pride themselves in offering premium results when it comes to their debt review applications.

If you feel as though you have debt problems that you can’t get out of, you're wrong, they have a solution for any problem you might be facing and apart from that they’re also willing to listen to the issues you have and offer expert financial advice where needed. With qualified debt counsellors and legal practitioners, you’ll find all the answers and guidance you need.

At Debt Guard, they offer a 5-step process from debt to debt relief! Have a look below at what you can expect when you sign up with Debt Guard.

They have a 5-step plan to help you become debt free via debt counselling - keep in mind that a debt consolidation loan is also a viable option for some:

Step 1 Application process

An individual such as yourself will apply for a debt review with all the required documentation that usually goes hand in hand with such applications, namely income and expenditure, a certified copy of your ID, payslip and of course your account information.

Step 2 Notifying the creditors

After 5 days of the online loan application completed in step 1, your appointed debt counsellor will inform all your creditors of your application.

Step 3  Feedback from creditors

Creditors at this point verify the accounts by way of a certificate of balance (COB) which they issue to the debt counsellor. Once the debt counsellor has been through all the content of said COBs, he submits a form to the creditor notifying them that the debt review application has been accepted.

Step 4 Restructuring the creditor proposal

The debt counsellor is in a position now to conduct an affordability assessment, which assists in determining the amount affordable for the consumer to repay the South African creditors.

Step 5 Legal protection

A court order ensues, and a binding agreement is signed off by the court, and all that remains is an annual review between counsellor and consumer to ensure that all protocols are being followed.