Rating based on 62 reviews

Boodle Loans

  • Personal loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 32 days

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Boodle Loans homepage
Author Boodle Loans. Screenshot of Boodle Loans website.
[Accessed January 30, 2023]

Boodle – Simple fast personal loans

When you apply for a personal loan with Boodle you can get the quick and simple financial boost that you deserve.

Boodle wants to see you happy and enjoying all the great things that life has to offer. They want to assist you with a personal loan to help you achieve your goals. 

Boodle is reliable and transparent

All their fees are transparent, and you won't have any surprises.

Below is a summary of the costs that you can expect:

  • Their service fee is R60 per month plus 15% VAT.
  • The initiation fee is R165 and 10% of the loan value over R1 000.00 plus 15% VAT.
  • The interest rate is charged at 0.17% per day.
  • There is an annual interest rate of 60%.
  • All interest rates and fees comply with the regulations of the National Credit Act.

A responsible lender

They care about you and your financial future. This is why their credit check system is in place to make sure they don't offer credit to people who can't afford it. 

You'll be allowed to borrow money as long as you're financially stable and can make the required repayments. They'll make sure you understand what's needed of you and that you're aware of all the costs involved from start to the finish.

Loan approval times under 10 minutes

Whether it's opening doors for yourself or your loved ones, they're ready to help you achieve your goals.

Boodle is all about facilitating positive outcomes in life. Their loans can be used for various purposes like your dream wedding, a weekend getaway, a new car, or anything that will create happy memories and improve your living situation.

Their temporary loans have a maximum duration of 32 days and allow you some breathing space when you want to enjoy a few of life’s luxuries.

Boodle's online loan calculator

Simply use their calculator to work out the loan amount you can qualify for. Move the top slider to the right or the left and select the amount you wish to borrow.

As you slide the lever on the calculator you'll notice that the figures change. The calculator will show you the interest on the desired loan amount as well as the repayment terms.

The smile ranking system

Boodle would like to become your preferred lender. They want to achieve this with their unique smile rating system. You'll be awarded a smile to add to your smile rank if a loan is repaid, and for each smile added they'll increase your rating.

With five smiles you can lend up to R8 000 and your application process will be even quicker and easier.

Boodle Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 2 days to 32 days
  • Decision 10 minutes

Benefits of Boodle Loans

  • Use the SmileDial to choose the required amount
  • Loan applications are fast
  • Boodle support responsible lending
  • Loans paid out in 10 minutes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Boodle personal loans will make you smile

Their effortless online personal loan application process is convenient to use, and it'll only take you 10 minutes to complete.

If you want some hands-on support, their online support system is only a click away. You'll also be able to live chat with one of their friendly and helpful consultants and get your answers in real-time. They strive to take the fuss and confusion out of applying for a personal loan.

Easy steps to apply for a loan with Boodle

Select your desired amount and make use of the SmileDial to select how much you want to borrow and for how long.

Fill in your personal details, the more accurate and specific your information, the better.

To ensure you don’t get yourself into a financial pickle they'll need to verify your information and affordability before they offer you a loan.

Get the best personal loan TODAY

If you make use of the fast online process your Boodle loan will be paid out within 10 minutes. All you need to do is accept your quote.

The manual route takes a little longer, but you'll still have your cash within 2 hours! With the help of a loan, you can take on the things that life throws at you with ease.

Apply for one of the best personal loans South Africa has to offer today and get the help you need to make ends meet.

Benefits of Boodle Loans

  • Use the SmileDial to choose the required amount
  • Loan applications are fast and easy
  • They support responsible lending 
  • Loans are paid out within 10 minutes
  • Kind and helpful support staff
man holding thumbs up

Boodle Loans is a trusted & reliable provider of personal loans

In our review, Boodle Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Boodle Loans is a registered credit provider in South Africa: NCRCP 5361

Customer Reviews & Testimonials

July 2018

Boodle ensured that I get back feedback from my loan application on the very same day.

Simon O
— Pretoria —

October 2018

Thanks to the interest rates I am paying at Boodle, I can still pay my other expenses.

Vanessa C
— Cape Town —

January 2019

It is pleasing to see that Boodle still goes above and beyond to ensure that clients get the best credit offers.

Tshepo P
— Mafikeng —

May 2021

It is pleasing to see that Boodle still goes above and beyond to ensure that clients get the best loan offers. I am very impressed with their quick service and will apply for a loan with them aga...

Plaatjies J
— Port Elizabeth —

July 2021

Thanks to the interest rates I am paying at Boodle, I can still pay my other expenses. I highly recommend them when it comes to a personal loan.

Williams V
— Cape Town —

October 2021

Boodle ensured that I get back feedback from my loan application on the very same day. Thank you for helping me.

Akpan T
— Soweto —

Boodle Loans Contact

Physical Address

Postal Address

  • Suite 86, Private Bag x1, Melrose Arch, 2076, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed