Rating based on 62 reviews

Boodle Loans

  • Personal loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 32 days

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Boodle Loans homepage
Author Boodle Loans. Screenshot of Boodle Loans website.
[Accessed May 13, 2018]

Boodle – Simple fast personal loans

Boodle offers you a rapid, secure, economical loan to help you keep your head above water until your next payday.

To apply for a loan online from Boodle is quick and easy. And takes under 10 minutes. Simply complete our straightforward 5 step application process.

We are here to help you

We would like to take the fuss and confusion out of applying for a quick loan. Should you not understand something or have questions, simply start a live chat with one of our friendly Boodle support team staff.

Click on the right-hand corner of your screen when you are on our website. If you prefer to speak to a consultant, please call us on 0861 BOODLE (266 353) or send us an e-mail at [email protected]

We won’t share your details

In this day and age, we understand that your personal details can easily be compromised. We take your privacy and security very seriously and will ensure that your personal details are secure and not shared with any other institutions without your explicit permission.

You can live chat with consultants

Even though our effortless online payday loan application process is completely automated we still believe in the significance of the human touch and our online support staff are only a click away. You will be able to live chat with a consultant and get your answers in real-time.

Loan approval times under 10 minutes

At Boodle we have simplified the application process for your convenience.

Select the amount you wish to borrow

Simply use our SmileDial, move the top lever to the right or the left and select the desired amount then choose how many days you need until you can pay back the short-term loan

We guarantee that all our dealings are transparent and there will be no hidden surprises along the way. As you slide the lever on the SmileDial – you will notice that the figures change. This will show you at first glance, how much interest we will charge you according to the desired loan amount and repayment terms.

Complete the application form

We need to know who you are in order to lend you the desired money you need. Simply complete your relevant personal details onto the fast cash loan application form. Please make sure all your details are relevant and correct. This will help us give you the money you need as quickly as possible.

We do affordability assessments

A friendly Boodle consultant will check your information and make sure that you will be able to pay back the loan, without getting yourself into financial difficulty.

We have fast loan turnaround times

Our efficient online application service usually takes 10 minutes to complete from start to finish provided you have all the information you need on hand. Once you have accepted the quote you can choose to use our completely automated online process. Your boodle instant loan will then be paid into your relevant bank account in 10 minutes.

Boodle Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 2 days to 32 days
  • Decision 10 minutes

Benefits of Boodle Loans

  • Use the SmileDial to choose the required amount
  • Loan applications are fast
  • We support responsible lending
  • Loans paid out in 10 minutes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Boodle personal loans will make you smile

Become a part of our fast-growing Boodle family and sign up for an account with us. This will give you access to our amazing and simple to use SmileDial, and online live chat option. All your personal details will remain safe and secure.

Fill in the easy personal loan application form by providing your email address, then create your own unique password that will give you access to your personal Boodle online account. Remember to make your password something you will remember. Add your cell phone number and ID number, then have a look at our terms and conditions page. Once you have familiarised yourself with them, click - continue.

We are reliable and transparent

All our fees are transparent and we don’t want to surprise you with hidden costs and service fees. For this reason, we stick to a simple summary so there will be no surprises.

  • The service fee is charged at R60 per month plus 14% VAT
  • The initiation fee is charged at R165 plus 10% of the loan value above R1000.00 plus 14% VAT
  • The fee is capped at 15% of the loan value plus 14%
  • The interest rate is charged at 0.17% per day
  • The annual interest rate (APR) IS 60%

All interest rates and other fees are calculated and comply with the regulations set out in Chapter 5 of the National Credit Act 34 of 2005.

We support responsible lending

There is no point in lending you money in the form of a bad credit loan if you are going to go deeper into debt to try and pay it back. We care about you and your financial future. Our credit check system is in place to ensure we are not increasing your financial burden and we will only allow you to borrow money if you have the financial stability to pay it back.

We will make sure you understand what is needed and make sure you are aware of all the costs incurred from the start to the finish.

We want to make you smile

We would like to put a smile on your face and become your preferred lender. Our unique smile rating system works as follows:

As a new client, we can lend you up to R3, 000 once you re-paid the quick loan in the agreed-upon time, you will be awarded a smile to add to your SmileRank. For each smile added we will increase the amount we would be happy to loan to you.

As you add more smiles to your SmileRank the amount you may borrow will increase. Once you have added 5 smiles we will be able to loan you up to R8 000 and your application process will be even quicker and easier.

We want to see you smiling, so apply for your Boodle loan today and start collecting those smiles.

man holding thumbs up

Boodle Loans is a trusted & reliable provider of personal loans

In our review, Boodle Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Boodle Loans is a registered credit provider in South Africa: NCRCP5361

Customer Reviews & Testimonials

July 2018

Boodle ensured that I get back feedback from my loan application on the very same day.

Simon O
— Pretoria —

October 2018

Thanks to the interest rates I am paying at Boodle, I can still pay my other expenses.

Vanessa C
— Cape Town —

January 2019

It is pleasing to see that Boodle still goes above and beyond to ensure that clients get the best credit offers.

Tshepo P
— Mafikeng —

Boodle Loans Contact

Physical Address

Postal Address

  • Suite 86, Private Bag x1, Melrose Arch, 2076, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed